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Bindar For Islamic Finance CoAMM:BIND +4.44%56 Debt-to-EBITDA is 13.71 as of Mar. 2026, which is 165% above its 10-year median of 5.18. GuruFocus rates AMM:BIND with a GF Score™ of 56/100 and a GF Value™ of JOD1.86 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 283 Credit Services companies, Bindar For Islamic Finance Co ranks worse than 81.98% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Bindar For Islamic Finance Co's Debt-to-EBITDA or its related term are showing as below:
AMM:BIND'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.04 Med: 5.18 Max: 24.84
Current: 24.84
During the past 13 years, the highest Debt-to-EBITDA Ratio of Bindar For Islamic Finance Co was 24.84. The lowest was 0.04. And the median was 5.18.
AMM:BIND's Debt-to-EBITDA is ranked worse than 81.98% of 283
companies
in the Credit Services industry
Industry Median: 9.32
vs AMM:BIND: 24.84
Bindar For Islamic Finance Co (AMM:BIND) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Bindar For Islamic Finance Co Debt-to-EBITDA Related Terms
Bindar For Islamic Finance Co Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bindar For Islamic Finance Co Debt-to-EBITDA Chart
For the Credit Services subindustry, Bindar For Islamic Finance Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bindar For Islamic Finance Co Debt-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Bindar For Islamic Finance Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Bindar For Islamic Finance Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Bindar For Islamic Finance Co (AMM:BIND) has a Debt-to-EBITDA of 13.71 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Bindar For Islamic Finance Co. This is 165% above median its historical median of 5.18. Over the past decade, Bindar For Islamic Finance Co's Debt-to-EBITDA has ranged from 0.04 to 24.84. According to the industry distribution chart, Bindar For Islamic Finance Co ranks #232 out of 283 companies in the Credit Services industry, placing it in the top 82%.
Is Bindar For Islamic Finance Co's Debt-to-EBITDA too high?
Bindar For Islamic Finance Co's current Debt-to-EBITDA of 13.71 is 165% above median its 10-year median of 5.18. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 24.84. The Credit Services industry median Debt-to-EBITDA is 9.32. Bindar For Islamic Finance Co's value of 13.71 is 47.1% above this industry median. Based on the distribution chart, Bindar For Islamic Finance Co ranks #232 out of 283 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Bindar For Islamic Finance Co has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bindar For Islamic Finance Co's Debt-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Bindar For Islamic Finance Co ranks #232 out of 283 companies for Debt-to-EBITDA. This places Bindar For Islamic Finance Co in the lower half of its industry. The industry median Debt-to-EBITDA is 9.32. Bindar For Islamic Finance Co's value of 13.71 is 47.1% above this benchmark. Historically, Bindar For Islamic Finance Co's own Debt-to-EBITDA has ranged from 0.04 to 24.84 over the past decade. While the company's 10-year median is 5.18 vs. the industry median of 9.32, Bindar For Islamic Finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 9.32, based on 283 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bindar For Islamic Finance Co's current Debt-to-EBITDA of 13.71 is 47.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Bindar For Islamic Finance Co. For the Credit Services industry, the median Debt-to-EBITDA is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bindar For Islamic Finance Co's current Debt-to-EBITDA is 13.71, which is 165% above median its own 10-year median of 5.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bindar For Islamic Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Bindar For Islamic Finance Co (AMM:BIND) is currently considered Modestly Undervalued. The stock's GF Value™ is JOD1.86, compared to a current price of JOD1.41 — trading 24.2% below its estimated fair value. The current Debt-to-EBITDA is 13.71, which is 165% above median its 10-year median of 5.18 and 47.1% above the Credit Services industry median of 9.32. Bindar For Islamic Finance Co's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Bindar For Islamic Finance Co (AMM:BIND), the current Debt-to-EBITDA is 13.71 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bindar For Islamic Finance Co (AMM:BIND) Overvalued in 2026?
Based on GuruFocus' analysis, Bindar For Islamic Finance Co stock appears to be undervalued.
The current stock price of JOD1.41 is trading 24.2% below its estimated GF Value™ of JOD1.86.
GuruFocus considers Bindar For Islamic Finance Co to be Modestly Undervalued.
Key valuation signals for AMM:BIND:
Debt-to-EBITDA: 13.71 (165% above median its 10-year median of 5.18)
GF Value™: JOD1.86 vs. price of JOD1.41 (24.2% below fair value)
Industry Position: 47.1% above the Credit Services median (#232 of 283)
No single metric tells the full story. See the AMM:BIND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bindar For Islamic Finance Co Business Description
Bindar For Islamic Finance Co is engaged in thw in the field of finance. Its products are Small and Medium Enterprises Facilities, Individual facilities, and Islamic products. The companies product includes Islamic finance.
56GF Score
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