Bindar For Islamic Finance Co (AMM:BIND) Earnings Yield (Joel Greenblatt) %: 2.96% (As of Mar. 2026) — 67% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AMM:BIND Bindar For Islamic Finance Co AMM:BIND
57 GF Score
Price JOD1.41
GF Value JOD1.87
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Bindar For Islamic Finance Co Earnings Yield (Joel Greenblatt) %?

Bindar For Islamic Finance Co AMM:BIND 57 Earnings Yield (Joel Greenblatt) % is 2.96% as of Mar. 2026, which is 67% below its 10-year median of 9.07. GuruFocus rates AMM:BIND with a GF Score™ of 57/100 and a GF Value™ of JOD1.87 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 546 Credit Services companies, Bindar For Islamic Finance Co ranks better than 64.29% on this metric.

Bindar For Islamic Finance Co's Enterprise Value for the quarter that ended in Mar. 2026 was JOD146.14 Mil. Bindar For Islamic Finance Co's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was JOD4.33 Mil. Bindar For Islamic Finance Co's Earnings Yield (Joel Greenblatt) for the quarter that ended in Mar. 2026 was 2.96%.

The historical rank and industry rank for Bindar For Islamic Finance Co's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:

AMM:BIND' s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: 2.96   Med: 9.07   Max: 21.59
Current: 2.96

During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of Bindar For Islamic Finance Co was 21.59%. The lowest was 2.96%. And the median was 9.07%.

AMM:BIND's Earnings Yield (Joel Greenblatt) % is ranked better than
64.29% of 546 companies
in the Credit Services industry
Industry Median: 1 vs AMM:BIND: 2.96

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Bindar For Islamic Finance Co's Forward Rate of Return (Yacktman) % for the quarter that ended in Mar. 2026 was -34.87%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


Bindar For Islamic Finance Co  (AMM:BIND) Earnings Yield (Joel Greenblatt) % Explanation

Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.

Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.


Be Aware

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

Forward Rate of Return (Yacktman) % based on Don Yacktman's definition is a better measure of the expected rate of return for a stock.


Bindar For Islamic Finance Co Earnings Yield (Joel Greenblatt) % Related Terms


Bindar For Islamic Finance Co Earnings Yield (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Bindar For Islamic Finance Co's Earnings Yield (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bindar For Islamic Finance Co Earnings Yield (Joel Greenblatt) % Chart

Bindar For Islamic Finance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings Yield (Joel Greenblatt) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.32 13.23 25.25 0.00 0.00

Bindar For Islamic Finance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Earnings Yield (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.58 11.16 11.44 0.00 2.96

AMM:BIND vs V, MA, AXP: Earnings Yield (Joel Greenblatt) % Comparison

For the Credit Services subindustry, Bindar For Islamic Finance Co's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bindar For Islamic Finance Co Earnings Yield (Joel Greenblatt) % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Bindar For Islamic Finance Co's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Bindar For Islamic Finance Co's Earnings Yield (Joel Greenblatt) % falls into.


AMM:BIND
57GF Score
Bindar For Islamic Finance Co AMM:BIND
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bindar For Islamic Finance Co Earnings Yield (Joel Greenblatt) % Calculation

In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.

Bindar For Islamic Finance Cos Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as

Earnings Yield (Joel Greenblatt)=EBIT/Enterprise Value
=0/38.75212
= %

Bindar For Islamic Finance Co's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD4.33 Mil.


What does a Earnings Yield (Joel Greenblatt) % of 2.96% mean?
Bindar For Islamic Finance Co (AMM:BIND) has a Earnings Yield (Joel Greenblatt) % of 2.96% as of Mar. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Bindar For Islamic Finance Co and its competitors. This is 67% below median its historical median of 9.07. Over the past decade, Bindar For Islamic Finance Co's Earnings Yield (Joel Greenblatt) % has ranged from 2.96 to 21.59. According to the industry distribution chart, Bindar For Islamic Finance Co ranks #195 out of 546 companies in the Credit Services industry, placing it in the top 35.7%.
Is Bindar For Islamic Finance Co's Earnings Yield (Joel Greenblatt) % too high?
Bindar For Islamic Finance Co's current Earnings Yield (Joel Greenblatt) % of 2.96% is 67% below median its 10-year median of 9.07. Over the past 10 years, this metric has ranged from a low of 2.96 to a high of 21.59. The Credit Services industry median Earnings Yield (Joel Greenblatt) % is 1.00. Bindar For Islamic Finance Co's value of 2.96% is 196% above this industry median. Based on the distribution chart, Bindar For Islamic Finance Co ranks #195 out of 546 companies in the Credit Services industry, which is above the industry midpoint. Overall, Bindar For Islamic Finance Co has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bindar For Islamic Finance Co's Earnings Yield (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, Bindar For Islamic Finance Co ranks #195 out of 546 companies for Earnings Yield (Joel Greenblatt) %. This puts Bindar For Islamic Finance Co in the upper half of its industry. The industry median Earnings Yield (Joel Greenblatt) % is 1.00. Bindar For Islamic Finance Co's value of 2.96% is 196% above this benchmark. Historically, Bindar For Islamic Finance Co's own Earnings Yield (Joel Greenblatt) % has ranged from 2.96 to 21.59 over the past decade. While the company's 10-year median is 9.07 vs. the industry median of 1.00, Bindar For Islamic Finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for a Credit Services company?
The median Earnings Yield (Joel Greenblatt) % among Credit Services companies is 1.00, based on 546 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bindar For Islamic Finance Co's current Earnings Yield (Joel Greenblatt) % of 2.96% is 196% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Bindar For Islamic Finance Co and its competitors. For the Credit Services industry, the median Earnings Yield (Joel Greenblatt) % is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bindar For Islamic Finance Co's current Earnings Yield (Joel Greenblatt) % is 2.96%, which is 67% below median its own 10-year median of 9.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bindar For Islamic Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Bindar For Islamic Finance Co (AMM:BIND) is currently considered Modestly Undervalued. The stock's GF Value™ is JOD1.87, compared to a current price of JOD1.41 — trading 24.6% below its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 2.96%, which is 67% below median its 10-year median of 9.07 and 196% above the Credit Services industry median of 1.00. Bindar For Islamic Finance Co's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Bindar For Islamic Finance Co (AMM:BIND), the current Earnings Yield (Joel Greenblatt) % is 2.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bindar For Islamic Finance Co (AMM:BIND) Overvalued in 2026?

Based on GuruFocus' analysis, Bindar For Islamic Finance Co stock appears to be undervalued. The current stock price of JOD1.41 is trading 24.6% below its estimated GF Value™ of JOD1.87. GuruFocus considers Bindar For Islamic Finance Co to be Modestly Undervalued.

Key valuation signals for AMM:BIND:

  • Earnings Yield (Joel Greenblatt) %: 2.96% (67% below median its 10-year median of 9.07)
  • GF Value™: JOD1.87 vs. price of JOD1.41 (24.6% below fair value)
  • GF Score™: 57/100 with 5 warning signs
  • Industry Position: 196% above the Credit Services median (#195 of 546)

No single metric tells the full story. See the AMM:BIND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bindar For Islamic Finance Co Business Description

Address King Abdullah 2 Street, P.O. Box 1921, Al-Ibrahimiya Complex - Building No. 246, Amman, JOR, 11821
Bindar For Islamic Finance Co is engaged in thw in the field of finance. Its products are Small and Medium Enterprises Facilities, Individual facilities, and Islamic products. The companies product includes Islamic finance.
57GF Score

Get the complete analysis for AMM:BIND

Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.41
Price
JOD1.87
GF Value