Bindar For Islamic Finance CoAMM:BIND 54 Return-on-Tangible-Asset is 3.25% as of Mar. 2026, which is 35% below its 10-year median of 4.97. GuruFocus rates AMM:BIND with a GF Score™ of 54/100 and a GF Value™ of JOD1.86 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 544 Credit Services companies, Bindar For Islamic Finance Co ranks better than 75.18% on this metric.
The historical rank and industry rank for Bindar For Islamic Finance Co's Return-on-Tangible-Asset or its related term are showing as below:
AMM:BIND'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 4.09 Med: 4.97 Max: 9.71
Current: 4.25
During the past 13 years, Bindar For Islamic Finance Co's highest Return-on-Tangible-Asset was 9.71%. The lowest was 4.09%. And the median was 4.97%.
AMM:BIND's Return-on-Tangible-Asset is ranked better than 75.18% of 544
companies
in the Credit Services industry
Industry Median: 1.93
vs AMM:BIND: 4.25
Bindar For Islamic Finance Co (AMM:BIND) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Bindar For Islamic Finance Co Return-on-Tangible-Asset Related Terms
Bindar For Islamic Finance Co Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bindar For Islamic Finance Co Return-on-Tangible-Asset Chart
AMM:BIND vs V, MA, AXP: Return-on-Tangible-Asset Comparison
For the Credit Services subindustry, Bindar For Islamic Finance Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bindar For Islamic Finance Co Return-on-Tangible-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Bindar For Islamic Finance Co's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Bindar For Islamic Finance Co's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 3.25% mean?
Bindar For Islamic Finance Co (AMM:BIND) has a Return-on-Tangible-Asset of 3.25% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Bindar For Islamic Finance Co and its competitors. This is 35% below median its historical median of 4.97. Over the past decade, Bindar For Islamic Finance Co's Return-on-Tangible-Asset has ranged from 4.09 to 9.71. According to the industry distribution chart, Bindar For Islamic Finance Co ranks #135 out of 544 companies in the Credit Services industry, placing it in the top 24.8%.
Is Bindar For Islamic Finance Co's Return-on-Tangible-Asset too high?
Bindar For Islamic Finance Co's current Return-on-Tangible-Asset of 3.25% is 35% below median its 10-year median of 4.97. Over the past 10 years, this metric has ranged from a low of 4.09 to a high of 9.71. The Credit Services industry median Return-on-Tangible-Asset is 1.93. Bindar For Islamic Finance Co's value of 3.25% is 68.4% above this industry median. Based on the distribution chart, Bindar For Islamic Finance Co ranks #135 out of 544 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Bindar For Islamic Finance Co has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bindar For Islamic Finance Co's Return-on-Tangible-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Bindar For Islamic Finance Co ranks #135 out of 544 companies for Return-on-Tangible-Asset. This places Bindar For Islamic Finance Co in the top 25% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 1.93. Bindar For Islamic Finance Co's value of 3.25% is 68.4% above this benchmark. Historically, Bindar For Islamic Finance Co's own Return-on-Tangible-Asset has ranged from 4.09 to 9.71 over the past decade. While the company's 10-year median is 4.97 vs. the industry median of 1.93, Bindar For Islamic Finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 1.93, based on 544 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bindar For Islamic Finance Co's current Return-on-Tangible-Asset of 3.25% is 68.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Bindar For Islamic Finance Co and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 1.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bindar For Islamic Finance Co's current Return-on-Tangible-Asset is 3.25%, which is 35% below median its own 10-year median of 4.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bindar For Islamic Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Bindar For Islamic Finance Co (AMM:BIND) is currently considered Modestly Undervalued. The stock's GF Value™ is JOD1.86, compared to a current price of JOD1.35 — trading 27.4% below its estimated fair value. The current Return-on-Tangible-Asset is 3.25%, which is 35% below median its 10-year median of 4.97 and 68.4% above the Credit Services industry median of 1.93. Bindar For Islamic Finance Co's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Bindar For Islamic Finance Co (AMM:BIND), the current Return-on-Tangible-Asset is 3.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bindar For Islamic Finance Co (AMM:BIND) Overvalued in 2026?
Based on GuruFocus' analysis, Bindar For Islamic Finance Co stock appears to be undervalued.
The current stock price of JOD1.35 is trading 27.4% below its estimated GF Value™ of JOD1.86.
GuruFocus considers Bindar For Islamic Finance Co to be Modestly Undervalued.
Key valuation signals for AMM:BIND:
Return-on-Tangible-Asset: 3.25% (35% below median its 10-year median of 4.97)
GF Value™: JOD1.86 vs. price of JOD1.35 (27.4% below fair value)
Industry Position: 68.4% above the Credit Services median (#135 of 544)
No single metric tells the full story. See the AMM:BIND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bindar For Islamic Finance Co Business Description
Bindar For Islamic Finance Co is engaged in thw in the field of finance. Its products are Small and Medium Enterprises Facilities, Individual facilities, and Islamic products. The companies product includes Islamic finance.
54GF Score
Get the complete analysis for AMM:BIND
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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