Bindar For Islamic Finance CoAMM:BIND 55 ROC (Joel Greenblatt) % is 18.19% as of Mar. 2026, which is 98% below its 10-year median of 838.01. GuruFocus rates AMM:BIND with a GF Score™ of 55/100 and a GF Value™ of JOD1.85 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 412 Credit Services companies, Bindar For Islamic Finance Co ranks worse than 55.34% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Bindar For Islamic Finance Co's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 18.19%.
The historical rank and industry rank for Bindar For Islamic Finance Co's ROC (Joel Greenblatt) % or its related term are showing as below:
AMM:BIND'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 17.76 Med: 838.01 Max: 1966.2
Current: 19.36
During the past 13 years, Bindar For Islamic Finance Co's highest ROC (Joel Greenblatt) % was 1966.20%. The lowest was 17.76%. And the median was 838.01%.
AMM:BIND's ROC (Joel Greenblatt) % is ranked worse than 55.34% of 412
companies
in the Credit Services industry
Industry Median: 38.59
vs AMM:BIND: 19.36
Bindar For Islamic Finance Co (AMM:BIND) ROC (Joel Greenblatt) % Explanation
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bindar For Islamic Finance Co ROC (Joel Greenblatt) % Chart
AMM:BIND vs V, MA, AXP: ROC (Joel Greenblatt) % Comparison
For the Credit Services subindustry, Bindar For Islamic Finance Co's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bindar For Islamic Finance Co ROC (Joel Greenblatt) % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Bindar For Islamic Finance Co's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Bindar For Islamic Finance Co's ROC (Joel Greenblatt) % falls into.
Bindar For Islamic Finance Co ROC (Joel Greenblatt) % Calculation
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 18.19% mean?
Bindar For Islamic Finance Co (AMM:BIND) has a ROC (Joel Greenblatt) % of 18.19% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Bindar For Islamic Finance Co and its competitors. This is 98% below median its historical median of 838.01. Over the past decade, Bindar For Islamic Finance Co's ROC (Joel Greenblatt) % has ranged from 17.76 to 1,966.20. According to the industry distribution chart, Bindar For Islamic Finance Co ranks #228 out of 412 companies in the Credit Services industry, placing it in the top 55.3%.
Is Bindar For Islamic Finance Co's ROC (Joel Greenblatt) % too high?
Bindar For Islamic Finance Co's current ROC (Joel Greenblatt) % of 18.19% is 98% below median its 10-year median of 838.01. Over the past 10 years, this metric has ranged from a low of 17.76 to a high of 1,966.20. The Credit Services industry median ROC (Joel Greenblatt) % is 38.59. Bindar For Islamic Finance Co's value of 18.19% is 52.9% below this industry median. Based on the distribution chart, Bindar For Islamic Finance Co ranks #228 out of 412 companies in the Credit Services industry, which is below the industry midpoint. Overall, Bindar For Islamic Finance Co has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bindar For Islamic Finance Co's ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, Bindar For Islamic Finance Co ranks #228 out of 412 companies for ROC (Joel Greenblatt) %. This places Bindar For Islamic Finance Co in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 38.59. Bindar For Islamic Finance Co's value of 18.19% is 52.9% below this benchmark. Historically, Bindar For Islamic Finance Co's own ROC (Joel Greenblatt) % has ranged from 17.76 to 1,966.20 over the past decade. While the company's 10-year median is 838.01 vs. the industry median of 38.59, Bindar For Islamic Finance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.59, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bindar For Islamic Finance Co's current ROC (Joel Greenblatt) % of 18.19% is 52.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Bindar For Islamic Finance Co and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bindar For Islamic Finance Co's current ROC (Joel Greenblatt) % is 18.19%, which is 98% below median its own 10-year median of 838.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bindar For Islamic Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Bindar For Islamic Finance Co (AMM:BIND) is currently considered Modestly Undervalued. The stock's GF Value™ is JOD1.85, compared to a current price of JOD1.35 — trading 27% below its estimated fair value. The current ROC (Joel Greenblatt) % is 18.19%, which is 98% below median its 10-year median of 838.01 and 52.9% below the Credit Services industry median of 38.59. Bindar For Islamic Finance Co's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Bindar For Islamic Finance Co (AMM:BIND), the current ROC (Joel Greenblatt) % is 18.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bindar For Islamic Finance Co (AMM:BIND) Overvalued in 2026?
Based on GuruFocus' analysis, Bindar For Islamic Finance Co stock appears to be undervalued.
The current stock price of JOD1.35 is trading 27% below its estimated GF Value™ of JOD1.85.
GuruFocus considers Bindar For Islamic Finance Co to be Modestly Undervalued.
Key valuation signals for AMM:BIND:
ROC (Joel Greenblatt) %: 18.19% (98% below median its 10-year median of 838.01)
GF Value™: JOD1.85 vs. price of JOD1.35 (27% below fair value)
Industry Position: 52.9% below the Credit Services median (#228 of 412)
No single metric tells the full story. See the AMM:BIND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bindar For Islamic Finance Co Business Description
Bindar For Islamic Finance Co is engaged in thw in the field of finance. Its products are Small and Medium Enterprises Facilities, Individual facilities, and Islamic products. The companies product includes Islamic finance.
55GF Score
Get the complete analysis for AMM:BIND
ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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