Bindar For Islamic Finance CoAMM:BIND 55 Return-on-Tangible-Equity is 9.41% as of Mar. 2026, which is 13% below its 10-year median of 10.79. GuruFocus rates AMM:BIND with a GF Score™ of 55/100 and a GF Value™ of JOD1.85 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 525 Credit Services companies, Bindar For Islamic Finance Co ranks better than 67.24% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Bindar For Islamic Finance Co's annualized net income for the quarter that ended in Mar. 2026 was JOD5.62 Mil. Bindar For Islamic Finance Co's average shareholder tangible equity for the quarter that ended in Mar. 2026 was JOD59.76 Mil. Therefore, Bindar For Islamic Finance Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 9.41%.
The historical rank and industry rank for Bindar For Islamic Finance Co's Return-on-Tangible-Equity or its related term are showing as below:
AMM:BIND'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 6.99 Med: 10.79 Max: 22.36
Current: 11.87
During the past 13 years, Bindar For Islamic Finance Co's highest Return-on-Tangible-Equity was 22.36%. The lowest was 6.99%. And the median was 10.79%.
AMM:BIND's Return-on-Tangible-Equity is ranked better than 67.24% of 525
companies
in the Credit Services industry
Industry Median: 7.01
vs AMM:BIND: 11.87
Bindar For Islamic Finance Co (AMM:BIND) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Bindar For Islamic Finance Co Return-on-Tangible-Equity Related Terms
Bindar For Islamic Finance Co Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bindar For Islamic Finance Co Return-on-Tangible-Equity Chart
AMM:BIND vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, Bindar For Islamic Finance Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bindar For Islamic Finance Co Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Bindar For Islamic Finance Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Bindar For Islamic Finance Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 9.41% mean?
Bindar For Islamic Finance Co (AMM:BIND) has a Return-on-Tangible-Equity of 9.41% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bindar For Islamic Finance Co and its competitors. This is 13% below median its historical median of 10.79. Over the past decade, Bindar For Islamic Finance Co's Return-on-Tangible-Equity has ranged from 6.99 to 22.36. According to the industry distribution chart, Bindar For Islamic Finance Co ranks #172 out of 525 companies in the Credit Services industry, placing it in the top 32.8%.
Is Bindar For Islamic Finance Co's Return-on-Tangible-Equity too high?
Bindar For Islamic Finance Co's current Return-on-Tangible-Equity of 9.41% is 13% below median its 10-year median of 10.79. Over the past 10 years, this metric has ranged from a low of 6.99 to a high of 22.36. The Credit Services industry median Return-on-Tangible-Equity is 7.01. Bindar For Islamic Finance Co's value of 9.41% is 34.2% above this industry median. Based on the distribution chart, Bindar For Islamic Finance Co ranks #172 out of 525 companies in the Credit Services industry, which is above the industry midpoint. Overall, Bindar For Islamic Finance Co has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bindar For Islamic Finance Co's Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Bindar For Islamic Finance Co ranks #172 out of 525 companies for Return-on-Tangible-Equity. This puts Bindar For Islamic Finance Co in the upper half of its industry. The industry median Return-on-Tangible-Equity is 7.01. Bindar For Islamic Finance Co's value of 9.41% is 34.2% above this benchmark. Historically, Bindar For Islamic Finance Co's own Return-on-Tangible-Equity has ranged from 6.99 to 22.36 over the past decade. While the company's 10-year median is 10.79 vs. the industry median of 7.01, Bindar For Islamic Finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.01, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bindar For Islamic Finance Co's current Return-on-Tangible-Equity of 9.41% is 34.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bindar For Islamic Finance Co and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bindar For Islamic Finance Co's current Return-on-Tangible-Equity is 9.41%, which is 13% below median its own 10-year median of 10.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bindar For Islamic Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Bindar For Islamic Finance Co (AMM:BIND) is currently considered Modestly Undervalued. The stock's GF Value™ is JOD1.85, compared to a current price of JOD1.35 — trading 27% below its estimated fair value. The current Return-on-Tangible-Equity is 9.41%, which is 13% below median its 10-year median of 10.79 and 34.2% above the Credit Services industry median of 7.01. Bindar For Islamic Finance Co's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Bindar For Islamic Finance Co (AMM:BIND), the current Return-on-Tangible-Equity is 9.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bindar For Islamic Finance Co (AMM:BIND) Overvalued in 2026?
Based on GuruFocus' analysis, Bindar For Islamic Finance Co stock appears to be undervalued.
The current stock price of JOD1.35 is trading 27% below its estimated GF Value™ of JOD1.85.
GuruFocus considers Bindar For Islamic Finance Co to be Modestly Undervalued.
Key valuation signals for AMM:BIND:
Return-on-Tangible-Equity: 9.41% (13% below median its 10-year median of 10.79)
GF Value™: JOD1.85 vs. price of JOD1.35 (27% below fair value)
Industry Position: 34.2% above the Credit Services median (#172 of 525)
No single metric tells the full story. See the AMM:BIND stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bindar For Islamic Finance Co Business Description
Bindar For Islamic Finance Co is engaged in thw in the field of finance. Its products are Small and Medium Enterprises Facilities, Individual facilities, and Islamic products. The companies product includes Islamic finance.
55GF Score
Get the complete analysis for AMM:BIND
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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