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PT Asuransi Dayin Mitra TbkISX:ASDM 54 Cash-to-Debt is 2.60 as of Jun. 2026, which is 63% below its 10-year median of 7.06. GuruFocus rates ISX:ASDM with a GF Score™ of 54/100 and a GF Value™ of Rp640.32 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 491 Insurance companies, PT Asuransi Dayin Mitra Tbk ranks better than 53.97% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. PT Asuransi Dayin Mitra Tbk's cash to debt ratio for the quarter that ended in Jun. 2026 was 2.60.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, PT Asuransi Dayin Mitra Tbkcould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for PT Asuransi Dayin Mitra Tbk's Cash-to-Debt or its related term are showing as below:
ISX:ASDM'
s Cash-to-Debt Range Over the Past 10 Years
Min: 1.57 Med: 7.06 Max: No Debt
Current: 2.6
During the past 13 years, PT Asuransi Dayin Mitra Tbk's highest Cash to Debt Ratio was No Debt. The lowest was 1.57. And the median was 7.06.
ISX:ASDM's Cash-to-Debt is ranked better than 53.97% of 491
companies
in the Insurance industry
Industry Median: 2.05
vs ISX:ASDM: 2.60
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
PT Asuransi Dayin Mitra Tbk Cash-to-Debt Related Terms
PT Asuransi Dayin Mitra Tbk Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ISX:ASDM vs BRK.A, AIG, HIG: Cash-to-Debt Comparison
For the Insurance - Diversified subindustry, PT Asuransi Dayin Mitra Tbk's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Dayin Mitra Tbk Cash-to-Debt vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Dayin Mitra Tbk's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where PT Asuransi Dayin Mitra Tbk's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Dayin Mitra Tbk (ISX:ASDM) has a Cash-to-Debt of 2.60 as of Jun. 2026. This is 63% below median its historical median of 7.06. Over the past decade, PT Asuransi Dayin Mitra Tbk's Cash-to-Debt has ranged from 1.57 to 10,000.00. According to the industry distribution chart, PT Asuransi Dayin Mitra Tbk ranks #226 out of 491 companies in the Insurance industry, placing it in the top 46%.
Is PT Asuransi Dayin Mitra Tbk's Cash-to-Debt too high?
PT Asuransi Dayin Mitra Tbk's current Cash-to-Debt of 2.60 is 63% below median its 10-year median of 7.06. Over the past 10 years, this metric has ranged from a low of 1.57 to a high of 10,000.00. The Insurance industry median Cash-to-Debt is 2.05. PT Asuransi Dayin Mitra Tbk's value of 2.60 is 26.8% above this industry median. Based on the distribution chart, PT Asuransi Dayin Mitra Tbk ranks #226 out of 491 companies in the Insurance industry, which is above the industry midpoint. Overall, PT Asuransi Dayin Mitra Tbk has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Dayin Mitra Tbk's Cash-to-Debt compare to BRK.A and AIG?
According to the Insurance industry distribution chart, PT Asuransi Dayin Mitra Tbk ranks #226 out of 491 companies for Cash-to-Debt. This puts PT Asuransi Dayin Mitra Tbk in the upper half of its industry. The industry median Cash-to-Debt is 2.05. PT Asuransi Dayin Mitra Tbk's value of 2.60 is 26.8% above this benchmark. Historically, PT Asuransi Dayin Mitra Tbk's own Cash-to-Debt has ranged from 1.57 to 10,000.00 over the past decade. While the company's 10-year median is 7.06 vs. the industry median of 2.05, PT Asuransi Dayin Mitra Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Insurance company?
The median Cash-to-Debt among Insurance companies is 2.05, based on 491 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Dayin Mitra Tbk's current Cash-to-Debt of 2.60 is 26.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Cash-to-Debt is 2.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Dayin Mitra Tbk's current Cash-to-Debt is 2.60, which is 63% below median its own 10-year median of 7.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Dayin Mitra Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Dayin Mitra Tbk (ISX:ASDM) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp640.32, compared to a current price of Rp510.00 — trading 20.4% below its estimated fair value. The current Cash-to-Debt is 2.60, which is 63% below median its 10-year median of 7.06 and 26.8% above the Insurance industry median of 2.05. PT Asuransi Dayin Mitra Tbk's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For PT Asuransi Dayin Mitra Tbk (ISX:ASDM), the current Cash-to-Debt is 2.60 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Dayin Mitra Tbk (ISX:ASDM) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Dayin Mitra Tbk stock appears to be undervalued.
The current stock price of Rp510.00 is trading 20.4% below its estimated GF Value™ of Rp640.32.
GuruFocus considers PT Asuransi Dayin Mitra Tbk to be Modestly Undervalued.
Key valuation signals for ISX:ASDM:
Cash-to-Debt: 2.60 (63% below median its 10-year median of 7.06)
GF Value™: Rp640.32 vs. price of Rp510.00 (20.4% below fair value)
Industry Position: 26.8% above the Insurance median (#226 of 491)
No single metric tells the full story. See the ISX:ASDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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PT Asuransi Dayin Mitra Tbk is a general insurance services provider in Indonesia. The company offers insurance coverage for fire, motor vehicles, money, cargo, engineering, personal accident insurance, and various other products. Its operating segments are: Fire, Marine hull, Motor Vehicle, Accident, and others. Maximum revenue for the company comes from the Fire insurance segment. Geographically, the company derives maximum revenue from its business in the Java Island region, and the rest from outside Java Island.
54GF Score
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