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Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
The historical rank and industry rank for PT Asuransi Dayin Mitra Tbk's Intrinsic Value: Projected FCF or its related term are showing as below:
ISX:ASDM'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.39 Med: 0.53 Max: 0.77
Current: 0.49
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of PT Asuransi Dayin Mitra Tbk was 0.77. The lowest was 0.39. And the median was 0.53.
ISX:ASDM's Price-to-Projected-FCF is ranked better than 74.49% of 396
companies
in the Insurance industry
Industry Median: 0.755
vs ISX:ASDM: 0.49
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
PT Asuransi Dayin Mitra Tbk's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
505.00
/
1022.2257125187
=
0.49
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The historical data trend for PT Asuransi Dayin Mitra Tbk's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ISX:ASDM vs BRK.A, AIG, HIG: Intrinsic Value: Projected FCF Comparison
For the Insurance - Diversified subindustry, PT Asuransi Dayin Mitra Tbk's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Dayin Mitra Tbk Price-to-Projected-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Dayin Mitra Tbk's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where PT Asuransi Dayin Mitra Tbk's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of Rp1,022.23 mean?
PT Asuransi Dayin Mitra Tbk (ISX:ASDM) has a Intrinsic Value: Projected FCF of Rp1,022.23 as of Aug. 27, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on PT Asuransi Dayin Mitra Tbk and its competitors. According to the industry distribution chart, PT Asuransi Dayin Mitra Tbk ranks #101 out of 396 companies in the Insurance industry, placing it in the top 25.5%.
Is PT Asuransi Dayin Mitra Tbk's Intrinsic Value: Projected FCF too high?
PT Asuransi Dayin Mitra Tbk's current Intrinsic Value: Projected FCF is Rp1,022.23. Based on the distribution chart, PT Asuransi Dayin Mitra Tbk ranks #101 out of 396 companies in the Insurance industry, which is above the industry midpoint. Overall, PT Asuransi Dayin Mitra Tbk has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Dayin Mitra Tbk's Intrinsic Value: Projected FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, PT Asuransi Dayin Mitra Tbk ranks #101 out of 396 companies for Intrinsic Value: Projected FCF. This puts PT Asuransi Dayin Mitra Tbk in the upper half of its industry. The industry median Intrinsic Value: Projected FCF is 0.76. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for an Insurance company?
The median Intrinsic Value: Projected FCF among Insurance companies is 0.76, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on PT Asuransi Dayin Mitra Tbk and its competitors. For the Insurance industry, the median Intrinsic Value: Projected FCF is 0.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Dayin Mitra Tbk's current Intrinsic Value: Projected FCF is Rp1,022.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Dayin Mitra Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Dayin Mitra Tbk (ISX:ASDM) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp641.03, compared to a current price of Rp505.00 — trading 21.2% below its estimated fair value. The current Intrinsic Value: Projected FCF is Rp1,022.23. PT Asuransi Dayin Mitra Tbk's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For PT Asuransi Dayin Mitra Tbk (ISX:ASDM), the current Intrinsic Value: Projected FCF is Rp1,022.23 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Dayin Mitra Tbk (ISX:ASDM) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Dayin Mitra Tbk stock appears to be undervalued.
The current stock price of Rp505.00 is trading 21.2% below its estimated GF Value™ of Rp641.03.
GuruFocus considers PT Asuransi Dayin Mitra Tbk to be Modestly Undervalued.
Key valuation signals for ISX:ASDM:
Intrinsic Value: Projected FCF: Rp1,022.23
GF Value™: Rp641.03 vs. price of Rp505.00 (21.2% below fair value)
No single metric tells the full story. See the ISX:ASDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressJalan Hayam Wuruk No. 8, RT.6/RW.2, Wisma Hayam Wuruk, 7th Floor, Kebon Kelapa, Gambir, Kb. Klp., Kecamatan Gambir, Central Jakarta City, DKI Jakarta, Jakarta, IDN, 10120
PT Asuransi Dayin Mitra Tbk is a general insurance services provider in Indonesia. The company offers insurance coverage for fire, motor vehicles, money, cargo, engineering, personal accident insurance, and various other products. Its operating segments are: Fire, Marine hull, Motor Vehicle, Accident, and others. Maximum revenue for the company comes from the Fire insurance segment. Geographically, the company derives maximum revenue from its business in the Java Island region, and the rest from outside Java Island.
55GF Score
Get the complete analysis for ISX:ASDM
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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