Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
PT Asuransi Dayin Mitra Tbk Equity-to-Asset Related Terms
PT Asuransi Dayin Mitra Tbk Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ISX:ASDM vs BRK.A, AIG, HIG: Equity-to-Asset Comparison
For the Insurance - Diversified subindustry, PT Asuransi Dayin Mitra Tbk's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Dayin Mitra Tbk Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Dayin Mitra Tbk's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where PT Asuransi Dayin Mitra Tbk's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
PT Asuransi Dayin Mitra Tbk's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Dayin Mitra Tbk (ISX:ASDM) has a Equity-to-Asset of 0.31 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PT Asuransi Dayin Mitra Tbk and its competitors. This is near median its historical median of 0.31. Over the past decade, PT Asuransi Dayin Mitra Tbk's Equity-to-Asset has ranged from 0.18 to 0.46. According to the industry distribution chart, PT Asuransi Dayin Mitra Tbk ranks #200 out of 508 companies in the Insurance industry, placing it in the top 39.4%.
Is PT Asuransi Dayin Mitra Tbk's Equity-to-Asset too high?
PT Asuransi Dayin Mitra Tbk's current Equity-to-Asset of 0.31 is near median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 0.46. The Insurance industry median Equity-to-Asset is 0.26. PT Asuransi Dayin Mitra Tbk's value of 0.31 is 19.2% above this industry median. Based on the distribution chart, PT Asuransi Dayin Mitra Tbk ranks #200 out of 508 companies in the Insurance industry, which is above the industry midpoint. Overall, PT Asuransi Dayin Mitra Tbk has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Dayin Mitra Tbk's Equity-to-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, PT Asuransi Dayin Mitra Tbk ranks #200 out of 508 companies for Equity-to-Asset. This puts PT Asuransi Dayin Mitra Tbk in the upper half of its industry. The industry median Equity-to-Asset is 0.26. PT Asuransi Dayin Mitra Tbk's value of 0.31 is 19.2% above this benchmark. Historically, PT Asuransi Dayin Mitra Tbk's own Equity-to-Asset has ranged from 0.18 to 0.46 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 0.26, PT Asuransi Dayin Mitra Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Dayin Mitra Tbk's current Equity-to-Asset of 0.31 is 19.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PT Asuransi Dayin Mitra Tbk and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Dayin Mitra Tbk's current Equity-to-Asset is 0.31, which is near median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Dayin Mitra Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Dayin Mitra Tbk (ISX:ASDM) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp635.79, compared to a current price of Rp510.00 — trading 19.8% below its estimated fair value. The current Equity-to-Asset is 0.31, which is near median its 10-year median of 0.31 and 19.2% above the Insurance industry median of 0.26. PT Asuransi Dayin Mitra Tbk's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For PT Asuransi Dayin Mitra Tbk (ISX:ASDM), the current Equity-to-Asset is 0.31 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Dayin Mitra Tbk (ISX:ASDM) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Dayin Mitra Tbk stock appears to be undervalued.
The current stock price of Rp510.00 is trading 19.8% below its estimated GF Value™ of Rp635.79.
GuruFocus considers PT Asuransi Dayin Mitra Tbk to be Modestly Undervalued.
Key valuation signals for ISX:ASDM:
Equity-to-Asset: 0.31 (near median its 10-year median of 0.31)
GF Value™: Rp635.79 vs. price of Rp510.00 (19.8% below fair value)
Industry Position: 19.2% above the Insurance median (#200 of 508)
No single metric tells the full story. See the ISX:ASDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressJalan Hayam Wuruk No. 8, RT.6/RW.2, Wisma Hayam Wuruk, 7th Floor, Kebon Kelapa, Gambir, Kb. Klp., Kecamatan Gambir, Central Jakarta City, DKI Jakarta, Jakarta, IDN, 10120
PT Asuransi Dayin Mitra Tbk is a general insurance services provider in Indonesia. The company offers insurance coverage for fire, motor vehicles, money, cargo, engineering, personal accident insurance, and various other products. Its operating segments are: Fire, Marine hull, Motor Vehicle, Accident, and others. Maximum revenue for the company comes from the Fire insurance segment. Geographically, the company derives maximum revenue from its business in the Java Island region, and the rest from outside Java Island.
62GF Score
Get the complete analysis for ISX:ASDM
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ISX:ASDM has been successfully added to your 
