A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for PT Asuransi Dayin Mitra Tbk's Debt-to-EBITDA or its related term are showing as below:
ISX:ASDM'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0 Med: 0 Max: 0.79
Current: 0.79
During the past 13 years, the highest Debt-to-EBITDA Ratio of PT Asuransi Dayin Mitra Tbk was 0.79. The lowest was 0.00. And the median was 0.00.
ISX:ASDM's Debt-to-EBITDA is ranked better than 62.11% of 322
companies
in the Insurance industry
Industry Median: 1.185
vs ISX:ASDM: 0.79
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
PT Asuransi Dayin Mitra Tbk Debt-to-EBITDA Related Terms
PT Asuransi Dayin Mitra Tbk Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ISX:ASDM vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison
For the Insurance - Diversified subindustry, PT Asuransi Dayin Mitra Tbk's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Dayin Mitra Tbk Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Dayin Mitra Tbk's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where PT Asuransi Dayin Mitra Tbk's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
PT Asuransi Dayin Mitra Tbk (ISX:ASDM) has a Debt-to-EBITDA of 0.20 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on PT Asuransi Dayin Mitra Tbk. According to the industry distribution chart, PT Asuransi Dayin Mitra Tbk ranks #122 out of 322 companies in the Insurance industry, placing it in the top 37.9%.
Is PT Asuransi Dayin Mitra Tbk's Debt-to-EBITDA too high?
PT Asuransi Dayin Mitra Tbk's current Debt-to-EBITDA is 0.20. The Insurance industry median Debt-to-EBITDA is 1.19. PT Asuransi Dayin Mitra Tbk's value of 0.20 is 83.1% below this industry median. Based on the distribution chart, PT Asuransi Dayin Mitra Tbk ranks #122 out of 322 companies in the Insurance industry, which is above the industry midpoint. Overall, PT Asuransi Dayin Mitra Tbk has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Dayin Mitra Tbk's Debt-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, PT Asuransi Dayin Mitra Tbk ranks #122 out of 322 companies for Debt-to-EBITDA. This puts PT Asuransi Dayin Mitra Tbk in the upper half of its industry. The industry median Debt-to-EBITDA is 1.19. PT Asuransi Dayin Mitra Tbk's value of 0.20 is 83.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.19, based on 322 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Dayin Mitra Tbk's current Debt-to-EBITDA of 0.20 is 83.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on PT Asuransi Dayin Mitra Tbk. For the Insurance industry, the median Debt-to-EBITDA is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Dayin Mitra Tbk's current Debt-to-EBITDA is 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Dayin Mitra Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Dayin Mitra Tbk (ISX:ASDM) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp622.00, compared to a current price of Rp515.00 — trading 17.2% below its estimated fair value. The current Debt-to-EBITDA is 0.20 and 83.1% below the Insurance industry median of 1.19. PT Asuransi Dayin Mitra Tbk's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For PT Asuransi Dayin Mitra Tbk (ISX:ASDM), the current Debt-to-EBITDA is 0.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Dayin Mitra Tbk (ISX:ASDM) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Dayin Mitra Tbk stock appears to be undervalued.
The current stock price of Rp515.00 is trading 17.2% below its estimated GF Value™ of Rp622.00.
GuruFocus considers PT Asuransi Dayin Mitra Tbk to be Modestly Undervalued.
Key valuation signals for ISX:ASDM:
Debt-to-EBITDA: 0.20
GF Value™: Rp622.00 vs. price of Rp515.00 (17.2% below fair value)
Industry Position: 83.1% below the Insurance median (#122 of 322)
No single metric tells the full story. See the ISX:ASDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressJalan Hayam Wuruk No. 8, RT.6/RW.2, Wisma Hayam Wuruk, 7th Floor, Kebon Kelapa, Gambir, Kb. Klp., Kecamatan Gambir, Central Jakarta City, DKI Jakarta, Jakarta, IDN, 10120
PT Asuransi Dayin Mitra Tbk is a general insurance services provider in Indonesia. The company offers insurance coverage for fire, motor vehicles, money, cargo, engineering, personal accident insurance, and various other products. Its operating segments are: Fire, Marine hull, Motor Vehicle, Accident, and others. Maximum revenue for the company comes from the Fire insurance segment. Geographically, the company derives maximum revenue from its business in the Java Island region, and the rest from outside Java Island.
59GF Score
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