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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. PT Asuransi Dayin Mitra Tbk's
EBIT
for the
three
months ended in Jun. 2026 was Rp7,300 Mil. PT Asuransi Dayin Mitra Tbk's Interest Expense for the
three
months ended in Jun. 2026 was Rp-112 Mil.
PT Asuransi Dayin Mitra Tbk's interest coverage for the quarter that ended in Jun. 2026 was 65.41.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for PT Asuransi Dayin Mitra Tbk's Interest Coverage or its related term are showing as below:
ISX:ASDM'
s Interest Coverage Range Over the Past 10 Years
Min: 0 Med: 0 Max: 2.76
Current: 2.76
ISX:ASDM's Interest Coverage is ranked worse than 87.36% of 348
companies
in the Insurance industry
Industry Median: 15.34
vs ISX:ASDM: 2.76
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
PT Asuransi Dayin Mitra Tbk Interest Coverage Related Terms
PT Asuransi Dayin Mitra Tbk Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ISX:ASDM vs BRK.A, AIG, HIG: Interest Coverage Comparison
For the Insurance - Diversified subindustry, PT Asuransi Dayin Mitra Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Dayin Mitra Tbk Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Dayin Mitra Tbk's Interest Coverage distribution charts can be found below:
* The bar in red indicates where PT Asuransi Dayin Mitra Tbk's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Dayin Mitra Tbk (ISX:ASDM) has a Interest Coverage of 65.41 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Asuransi Dayin Mitra Tbk and its competitors. According to the industry distribution chart, PT Asuransi Dayin Mitra Tbk ranks #304 out of 348 companies in the Insurance industry, placing it in the top 87.4%.
Is PT Asuransi Dayin Mitra Tbk's Interest Coverage too high?
PT Asuransi Dayin Mitra Tbk's current Interest Coverage is 65.41. The Insurance industry median Interest Coverage is 15.34. PT Asuransi Dayin Mitra Tbk's value of 65.41 is 326.4% above this industry median. Based on the distribution chart, PT Asuransi Dayin Mitra Tbk ranks #304 out of 348 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT Asuransi Dayin Mitra Tbk has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Dayin Mitra Tbk's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, PT Asuransi Dayin Mitra Tbk ranks #304 out of 348 companies for Interest Coverage. This places PT Asuransi Dayin Mitra Tbk in the lower half of its industry. The industry median Interest Coverage is 15.34. PT Asuransi Dayin Mitra Tbk's value of 65.41 is 326.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 15.34, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Dayin Mitra Tbk's current Interest Coverage of 65.41 is 326.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Asuransi Dayin Mitra Tbk and its competitors. For the Insurance industry, the median Interest Coverage is 15.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Dayin Mitra Tbk's current Interest Coverage is 65.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Dayin Mitra Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Dayin Mitra Tbk (ISX:ASDM) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp641.03, compared to a current price of Rp505.00 — trading 21.2% below its estimated fair value. The current Interest Coverage is 65.41 and 326.4% above the Insurance industry median of 15.34. PT Asuransi Dayin Mitra Tbk's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT Asuransi Dayin Mitra Tbk (ISX:ASDM), the current Interest Coverage is 65.41 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Dayin Mitra Tbk (ISX:ASDM) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Dayin Mitra Tbk stock appears to be undervalued.
The current stock price of Rp505.00 is trading 21.2% below its estimated GF Value™ of Rp641.03.
GuruFocus considers PT Asuransi Dayin Mitra Tbk to be Modestly Undervalued.
Key valuation signals for ISX:ASDM:
Interest Coverage: 65.41
GF Value™: Rp641.03 vs. price of Rp505.00 (21.2% below fair value)
Industry Position: 326.4% above the Insurance median (#304 of 348)
No single metric tells the full story. See the ISX:ASDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressJalan Hayam Wuruk No. 8, RT.6/RW.2, Wisma Hayam Wuruk, 7th Floor, Kebon Kelapa, Gambir, Kb. Klp., Kecamatan Gambir, Central Jakarta City, DKI Jakarta, Jakarta, IDN, 10120
PT Asuransi Dayin Mitra Tbk is a general insurance services provider in Indonesia. The company offers insurance coverage for fire, motor vehicles, money, cargo, engineering, personal accident insurance, and various other products. Its operating segments are: Fire, Marine hull, Motor Vehicle, Accident, and others. Maximum revenue for the company comes from the Fire insurance segment. Geographically, the company derives maximum revenue from its business in the Java Island region, and the rest from outside Java Island.
55GF Score
Get the complete analysis for ISX:ASDM
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