PT Asuransi Dayin Mitra Tbk (ISX:ASDM) Liabilities-to-Assets : 0.69 (As of Jun. 2026)

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ISX:ASDM PT Asuransi Dayin Mitra Tbk ISX:ASDM
62 GF Score
Price Rp520.00
GF Value Rp635.09
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PT Asuransi Dayin Mitra Tbk Liabilities-to-Assets?

PT Asuransi Dayin Mitra Tbk ISX:ASDM 62 Liabilities-to-Assets is 0.69 as of Jun. 2026. GuruFocus rates ISX:ASDM with a GF Score™ of 62/100 and a GF Value™ of Rp635.09 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. PT Asuransi Dayin Mitra Tbk's Total Liabilities for the quarter that ended in Jun. 2026 was Rp813,894 Mil. PT Asuransi Dayin Mitra Tbk's Total Assets for the quarter that ended in Jun. 2026 was Rp1,175,212 Mil. Therefore, PT Asuransi Dayin Mitra Tbk's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.69.


PT Asuransi Dayin Mitra Tbk  (ISX:ASDM) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


PT Asuransi Dayin Mitra Tbk Liabilities-to-Assets Related Terms


PT Asuransi Dayin Mitra Tbk Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for PT Asuransi Dayin Mitra Tbk's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Dayin Mitra Tbk Liabilities-to-Assets Chart

PT Asuransi Dayin Mitra Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.56 0.59 0.54 0.58 0.60

PT Asuransi Dayin Mitra Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.73 0.71 0.60 0.57 0.69

ISX:ASDM vs BRK.A, AIG, HIG: Liabilities-to-Assets Comparison

For the Insurance - Diversified subindustry, PT Asuransi Dayin Mitra Tbk's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Asuransi Dayin Mitra Tbk Liabilities-to-Assets vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Dayin Mitra Tbk's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where PT Asuransi Dayin Mitra Tbk's Liabilities-to-Assets falls into.


ISX:ASDM
62GF Score
PT Asuransi Dayin Mitra Tbk ISX:ASDM
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Asuransi Dayin Mitra Tbk Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

PT Asuransi Dayin Mitra Tbk's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=534310.337/897237.746
=0.60

PT Asuransi Dayin Mitra Tbk's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 is calculated as

Liabilities-to-Assets (Q: Jun. 2026 )=Total Liabilities/Total Assets
=813894.078/1175211.501
=0.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.69 mean?
PT Asuransi Dayin Mitra Tbk (ISX:ASDM) has a Liabilities-to-Assets of 0.69 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on PT Asuransi Dayin Mitra Tbk and its competitors.
Is PT Asuransi Dayin Mitra Tbk's Liabilities-to-Assets too high?
PT Asuransi Dayin Mitra Tbk's current Liabilities-to-Assets is 0.69. Overall, PT Asuransi Dayin Mitra Tbk has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Dayin Mitra Tbk's Liabilities-to-Assets compare to BRK.A and AIG?
PT Asuransi Dayin Mitra Tbk's Liabilities-to-Assets of 0.69 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Insurance company?
A good Liabilities-to-Assets depends on the Insurance industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on PT Asuransi Dayin Mitra Tbk and its competitors. PT Asuransi Dayin Mitra Tbk's current Liabilities-to-Assets is 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Dayin Mitra Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Dayin Mitra Tbk (ISX:ASDM) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp635.09, compared to a current price of Rp520.00 — trading 18.1% below its estimated fair value. The current Liabilities-to-Assets is 0.69. PT Asuransi Dayin Mitra Tbk's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For PT Asuransi Dayin Mitra Tbk (ISX:ASDM), the current Liabilities-to-Assets is 0.69 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Dayin Mitra Tbk (ISX:ASDM) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Dayin Mitra Tbk stock appears to be undervalued. The current stock price of Rp520.00 is trading 18.1% below its estimated GF Value™ of Rp635.09. GuruFocus considers PT Asuransi Dayin Mitra Tbk to be Modestly Undervalued.

Key valuation signals for ISX:ASDM:

  • Liabilities-to-Assets: 0.69
  • GF Value™: Rp635.09 vs. price of Rp520.00 (18.1% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the ISX:ASDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Asuransi Dayin Mitra Tbk Business Description

Address Jalan Hayam Wuruk No. 8, RT.6/RW.2, Wisma Hayam Wuruk, 7th Floor, Kebon Kelapa, Gambir, Kb. Klp., Kecamatan Gambir, Central Jakarta City, DKI Jakarta, Jakarta, IDN, 10120
PT Asuransi Dayin Mitra Tbk is a general insurance services provider in Indonesia. The company offers insurance coverage for fire, motor vehicles, money, cargo, engineering, personal accident insurance, and various other products. Its operating segments are: Fire, Marine hull, Motor Vehicle, Accident, and others. Maximum revenue for the company comes from the Fire insurance segment. Geographically, the company derives maximum revenue from its business in the Java Island region, and the rest from outside Java Island.
62GF Score

Get the complete analysis for ISX:ASDM

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp520.00
Price
Rp635.09
GF Value