PT Asuransi Dayin Mitra Tbk (ISX:ASDM) Net Margin %: 5.08% (As of Mar. 2026) — 55% Below Median


ISX:ASDM PT Asuransi Dayin Mitra Tbk ISX:ASDM
59 GF Score
Price Rp515.00
GF Value Rp622.00
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PT Asuransi Dayin Mitra Tbk Net Margin %?

PT Asuransi Dayin Mitra Tbk ISX:ASDM -0.96% 59 Net Margin % is 5.08% as of Mar. 2026, which is 55% below its 10-year median of 11.39. GuruFocus rates ISX:ASDM with a GF Score™ of 59/100 and a GF Value™ of Rp622.00 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 503 Insurance companies, PT Asuransi Dayin Mitra Tbk ranks worse than 64.61% on this metric.

Net margin is calculated as Net Income divided by its Revenue. PT Asuransi Dayin Mitra Tbk's Net Income for the three months ended in Mar. 2026 was Rp3,780 Mil. PT Asuransi Dayin Mitra Tbk's Revenue for the three months ended in Mar. 2026 was Rp74,464 Mil. Therefore, PT Asuransi Dayin Mitra Tbk's net margin for the quarter that ended in Mar. 2026 was 5.08%.

The historical rank and industry rank for PT Asuransi Dayin Mitra Tbk's Net Margin % or its related term are showing as below:

ISX:ASDM' s Net Margin % Range Over the Past 10 Years
Min: 5.77   Med: 11.39   Max: 20.13
Current: 5.77


ISX:ASDM's Net Margin % is ranked worse than
64.61% of 503 companies
in the Insurance industry
Industry Median: 9.2 vs ISX:ASDM: 5.77

PT Asuransi Dayin Mitra Tbk  (ISX:ASDM) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


PT Asuransi Dayin Mitra Tbk Net Margin % Related Terms


PT Asuransi Dayin Mitra Tbk Net Margin % Historical Data

* Premium members only.

The historical data trend for PT Asuransi Dayin Mitra Tbk's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Dayin Mitra Tbk Net Margin % Chart

PT Asuransi Dayin Mitra Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.10 8.62 8.73 10.96 6.21

PT Asuransi Dayin Mitra Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.96 9.04 4.90 3.18 5.08

ISX:ASDM vs BRK.A, AIG, HIG: Net Margin % Comparison

For the Insurance - Diversified subindustry, PT Asuransi Dayin Mitra Tbk's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Asuransi Dayin Mitra Tbk Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Dayin Mitra Tbk's Net Margin % distribution charts can be found below:

* The bar in red indicates where PT Asuransi Dayin Mitra Tbk's Net Margin % falls into.


ISX:ASDM
59GF Score
PT Asuransi Dayin Mitra Tbk ISX:ASDM
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Asuransi Dayin Mitra Tbk Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

PT Asuransi Dayin Mitra Tbk's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=18050.607/290661.872
=6.21 %

PT Asuransi Dayin Mitra Tbk's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=3779.975/74463.566
=5.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 5.08% mean?
PT Asuransi Dayin Mitra Tbk (ISX:ASDM) has a Net Margin % of 5.08% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on PT Asuransi Dayin Mitra Tbk and its competitors. This is 55% below median its historical median of 11.39. Over the past decade, PT Asuransi Dayin Mitra Tbk's Net Margin % has ranged from 5.77 to 20.13. According to the industry distribution chart, PT Asuransi Dayin Mitra Tbk ranks #325 out of 503 companies in the Insurance industry, placing it in the top 64.6%.
Is PT Asuransi Dayin Mitra Tbk's Net Margin % too high?
PT Asuransi Dayin Mitra Tbk's current Net Margin % of 5.08% is 55% below median its 10-year median of 11.39. Over the past 10 years, this metric has ranged from a low of 5.77 to a high of 20.13. The Insurance industry median Net Margin % is 9.20. PT Asuransi Dayin Mitra Tbk's value of 5.08% is 44.8% below this industry median. Based on the distribution chart, PT Asuransi Dayin Mitra Tbk ranks #325 out of 503 companies in the Insurance industry, which is below the industry midpoint. Overall, PT Asuransi Dayin Mitra Tbk has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Dayin Mitra Tbk's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, PT Asuransi Dayin Mitra Tbk ranks #325 out of 503 companies for Net Margin %. This places PT Asuransi Dayin Mitra Tbk in the lower half of its industry. The industry median Net Margin % is 9.20. PT Asuransi Dayin Mitra Tbk's value of 5.08% is 44.8% below this benchmark. Historically, PT Asuransi Dayin Mitra Tbk's own Net Margin % has ranged from 5.77 to 20.13 over the past decade. While the company's 10-year median is 11.39 vs. the industry median of 9.20, PT Asuransi Dayin Mitra Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.20, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Dayin Mitra Tbk's current Net Margin % of 5.08% is 44.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on PT Asuransi Dayin Mitra Tbk and its competitors. For the Insurance industry, the median Net Margin % is 9.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Dayin Mitra Tbk's current Net Margin % is 5.08%, which is 55% below median its own 10-year median of 11.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Dayin Mitra Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Dayin Mitra Tbk (ISX:ASDM) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp622.00, compared to a current price of Rp515.00 — trading 17.2% below its estimated fair value. The current Net Margin % is 5.08%, which is 55% below median its 10-year median of 11.39 and 44.8% below the Insurance industry median of 9.20. PT Asuransi Dayin Mitra Tbk's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For PT Asuransi Dayin Mitra Tbk (ISX:ASDM), the current Net Margin % is 5.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Dayin Mitra Tbk (ISX:ASDM) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Dayin Mitra Tbk stock appears to be undervalued. The current stock price of Rp515.00 is trading 17.2% below its estimated GF Value™ of Rp622.00. GuruFocus considers PT Asuransi Dayin Mitra Tbk to be Modestly Undervalued.

Key valuation signals for ISX:ASDM:

  • Net Margin %: 5.08% (55% below median its 10-year median of 11.39)
  • GF Value™: Rp622.00 vs. price of Rp515.00 (17.2% below fair value)
  • GF Score™: 59/100 with 3 warning signs
  • Industry Position: 44.8% below the Insurance median (#325 of 503)

No single metric tells the full story. See the ISX:ASDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Asuransi Dayin Mitra Tbk Business Description

Address Jalan Hayam Wuruk No. 8, RT.6/RW.2, Wisma Hayam Wuruk, 7th Floor, Kebon Kelapa, Gambir, Kb. Klp., Kecamatan Gambir, Central Jakarta City, DKI Jakarta, Jakarta, IDN, 10120
PT Asuransi Dayin Mitra Tbk is a general insurance services provider in Indonesia. The company offers insurance coverage for fire, motor vehicles, money, cargo, engineering, personal accident insurance, and various other products. Its operating segments are: Fire, Marine hull, Motor Vehicle, Accident, and others. Maximum revenue for the company comes from the Fire insurance segment. Geographically, the company derives maximum revenue from its business in the Java Island region, and the rest from outside Java Island.
59GF Score

Get the complete analysis for ISX:ASDM

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp515.00
Price
Rp622.00
GF Value