PT Asuransi Dayin Mitra Tbk (ISX:ASDM) PB Ratio: 0.54 (As of Jul. 12, 2026) — Near Median


ISX:ASDM PT Asuransi Dayin Mitra Tbk ISX:ASDM
59 GF Score
Price Rp515.00
GF Value Rp621.83
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is PT Asuransi Dayin Mitra Tbk PB Ratio?

PT Asuransi Dayin Mitra Tbk ISX:ASDM -0.96% 59 PB Ratio is 0.54 as of Jul. 12, 2026, which is at its 10-year median of 0.54. GuruFocus rates ISX:ASDM with a GF Score™ of 59/100 and a GF Value™ of Rp621.83 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 500 Insurance companies, PT Asuransi Dayin Mitra Tbk ranks better than 89.4% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-12), PT Asuransi Dayin Mitra Tbk's share price is Rp515.00. PT Asuransi Dayin Mitra Tbk's Book Value per Share for the quarter that ended in Mar. 2026 was Rp954.75. Hence, PT Asuransi Dayin Mitra Tbk's PB Ratio of today is 0.54.

Good Sign:

PT Asuransi Dayin Mitra Tbk stock PB Ratio (=0.54) is close to 1-year low of 0.5.

The historical rank and industry rank for PT Asuransi Dayin Mitra Tbk's PB Ratio or its related term are showing as below:

ISX:ASDM' s PB Ratio Range Over the Past 10 Years
Min: 0.45   Med: 0.54   Max: 0.82
Current: 0.54

During the past 13 years, PT Asuransi Dayin Mitra Tbk's highest PB Ratio was 0.82. The lowest was 0.45. And the median was 0.54.

ISX:ASDM's PB Ratio is ranked better than
89.4% of 500 companies
in the Insurance industry
Industry Median: 1.395 vs ISX:ASDM: 0.54

During the past 12 months, PT Asuransi Dayin Mitra Tbk's average Book Value Per Share Growth Rate was -9.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -0.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 0.20% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 3.50% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PT Asuransi Dayin Mitra Tbk was 12.90% per year. The lowest was -1.60% per year. And the median was 6.70% per year.

Back to Basics: PB Ratio


PT Asuransi Dayin Mitra Tbk  (ISX:ASDM) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


PT Asuransi Dayin Mitra Tbk PB Ratio Related Terms


PT Asuransi Dayin Mitra Tbk PB Ratio Historical Data

* Premium members only.

The historical data trend for PT Asuransi Dayin Mitra Tbk's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Dayin Mitra Tbk PB Ratio Chart

PT Asuransi Dayin Mitra Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.51 0.47 0.53 0.51 0.63

PT Asuransi Dayin Mitra Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.45 0.57 0.54 0.63 0.64

ISX:ASDM vs BRK.A, AIG, HIG: PB Ratio Comparison

For the Insurance - Diversified subindustry, PT Asuransi Dayin Mitra Tbk's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Asuransi Dayin Mitra Tbk PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Dayin Mitra Tbk's PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Asuransi Dayin Mitra Tbk's PB Ratio falls into.


ISX:ASDM
59GF Score
PT Asuransi Dayin Mitra Tbk ISX:ASDM
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Asuransi Dayin Mitra Tbk PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

PT Asuransi Dayin Mitra Tbk's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=515.00/954.747
=0.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.54 mean?
PT Asuransi Dayin Mitra Tbk (ISX:ASDM) has a PB Ratio of 0.54 as of Jul. 12, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Asuransi Dayin Mitra Tbk and its competitors. This is near median its historical median of 0.54. Over the past decade, PT Asuransi Dayin Mitra Tbk's PB Ratio has ranged from 0.45 to 0.82. According to the industry distribution chart, PT Asuransi Dayin Mitra Tbk ranks #53 out of 500 companies in the Insurance industry, placing it in the top 10.6%.
Is PT Asuransi Dayin Mitra Tbk's PB Ratio too high?
PT Asuransi Dayin Mitra Tbk's current PB Ratio of 0.54 is near median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 0.82. The Insurance industry median PB Ratio is 1.40. PT Asuransi Dayin Mitra Tbk's value of 0.54 is 61.3% below this industry median. Based on the distribution chart, PT Asuransi Dayin Mitra Tbk ranks #53 out of 500 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, PT Asuransi Dayin Mitra Tbk has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Dayin Mitra Tbk's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, PT Asuransi Dayin Mitra Tbk ranks #53 out of 500 companies for PB Ratio. This places PT Asuransi Dayin Mitra Tbk in the top 11% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.40. PT Asuransi Dayin Mitra Tbk's value of 0.54 is 61.3% below this benchmark. Historically, PT Asuransi Dayin Mitra Tbk's own PB Ratio has ranged from 0.45 to 0.82 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 1.40, PT Asuransi Dayin Mitra Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Dayin Mitra Tbk's current PB Ratio of 0.54 is 61.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Asuransi Dayin Mitra Tbk and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Dayin Mitra Tbk's current PB Ratio is 0.54, which is near median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Dayin Mitra Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Dayin Mitra Tbk (ISX:ASDM) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp621.83, compared to a current price of Rp515.00 — trading 17.2% below its estimated fair value. The current PB Ratio is 0.54, which is near median its 10-year median of 0.54 and 61.3% below the Insurance industry median of 1.40. PT Asuransi Dayin Mitra Tbk's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PT Asuransi Dayin Mitra Tbk (ISX:ASDM), the current PB Ratio is 0.54 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Dayin Mitra Tbk (ISX:ASDM) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Dayin Mitra Tbk stock appears to be undervalued. The current stock price of Rp515.00 is trading 17.2% below its estimated GF Value™ of Rp621.83. GuruFocus considers PT Asuransi Dayin Mitra Tbk to be Modestly Undervalued.

Key valuation signals for ISX:ASDM:

  • PB Ratio: 0.54 (near median its 10-year median of 0.54)
  • GF Value™: Rp621.83 vs. price of Rp515.00 (17.2% below fair value)
  • GF Score™: 59/100 with 3 warning signs
  • Industry Position: 61.3% below the Insurance median (#53 of 500)

No single metric tells the full story. See the ISX:ASDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Asuransi Dayin Mitra Tbk Business Description

Address Jalan Hayam Wuruk No. 8, RT.6/RW.2, Wisma Hayam Wuruk, 7th Floor, Kebon Kelapa, Gambir, Kb. Klp., Kecamatan Gambir, Central Jakarta City, DKI Jakarta, Jakarta, IDN, 10120
PT Asuransi Dayin Mitra Tbk is a general insurance services provider in Indonesia. The company offers insurance coverage for fire, motor vehicles, money, cargo, engineering, personal accident insurance, and various other products. Its operating segments are: Fire, Marine hull, Motor Vehicle, Accident, and others. Maximum revenue for the company comes from the Fire insurance segment. Geographically, the company derives maximum revenue from its business in the Java Island region, and the rest from outside Java Island.
59GF Score

Get the complete analysis for ISX:ASDM

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp515.00
Price
Rp621.83
GF Value