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PT Asuransi Dayin Mitra TbkISX:ASDM 61 Debt-to-Equity is 0.01 as of Jun. 2026, which is at its 10-year median of 0.01. GuruFocus rates ISX:ASDM with a GF Score™ of 61/100 and a GF Value™ of Rp635.09 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 406 Insurance companies, PT Asuransi Dayin Mitra Tbk ranks better than 99.75% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for PT Asuransi Dayin Mitra Tbk's Debt-to-Equity or its related term are showing as below:
ISX:ASDM'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0.01 Max: 0.02
Current: 0.01
During the past 13 years, the highest Debt-to-Equity Ratio of PT Asuransi Dayin Mitra Tbk was 0.02. The lowest was 0.00. And the median was 0.01.
ISX:ASDM's Debt-to-Equity is ranked better than 99.75% of 406
companies
in the Insurance industry
Industry Median: 0.2
vs ISX:ASDM: 0.01
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
PT Asuransi Dayin Mitra Tbk Debt-to-Equity Related Terms
PT Asuransi Dayin Mitra Tbk Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ISX:ASDM vs BRK.A, AIG, HIG: Debt-to-Equity Comparison
For the Insurance - Diversified subindustry, PT Asuransi Dayin Mitra Tbk's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Dayin Mitra Tbk Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Dayin Mitra Tbk's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where PT Asuransi Dayin Mitra Tbk's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Dayin Mitra Tbk (ISX:ASDM) has a Debt-to-Equity of 0.01 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Asuransi Dayin Mitra Tbk and its competitors. This is near median its historical median of 0.01. According to the industry distribution chart, PT Asuransi Dayin Mitra Tbk ranks #1 out of 406 companies in the Insurance industry, placing it in the top 0.2%.
Is PT Asuransi Dayin Mitra Tbk's Debt-to-Equity too high?
PT Asuransi Dayin Mitra Tbk's current Debt-to-Equity of 0.01 is near median its 10-year median of 0.01. The Insurance industry median Debt-to-Equity is 0.20. PT Asuransi Dayin Mitra Tbk's value of 0.01 is 95% below this industry median. Based on the distribution chart, PT Asuransi Dayin Mitra Tbk ranks #1 out of 406 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, PT Asuransi Dayin Mitra Tbk has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Dayin Mitra Tbk's Debt-to-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, PT Asuransi Dayin Mitra Tbk ranks #1 out of 406 companies for Debt-to-Equity. This places PT Asuransi Dayin Mitra Tbk in the top 0% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.20. PT Asuransi Dayin Mitra Tbk's value of 0.01 is 95% below this benchmark. While the company's 10-year median is 0.01 vs. the industry median of 0.20, PT Asuransi Dayin Mitra Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 406 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Dayin Mitra Tbk's current Debt-to-Equity of 0.01 is 95% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Asuransi Dayin Mitra Tbk and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Dayin Mitra Tbk's current Debt-to-Equity is 0.01, which is near median its own 10-year median of 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Dayin Mitra Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Dayin Mitra Tbk (ISX:ASDM) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp635.09, compared to a current price of Rp520.00 — trading 18.1% below its estimated fair value. The current Debt-to-Equity is 0.01, which is near median its 10-year median of 0.01 and 95% below the Insurance industry median of 0.20. PT Asuransi Dayin Mitra Tbk's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For PT Asuransi Dayin Mitra Tbk (ISX:ASDM), the current Debt-to-Equity is 0.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Dayin Mitra Tbk (ISX:ASDM) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Dayin Mitra Tbk stock appears to be undervalued.
The current stock price of Rp520.00 is trading 18.1% below its estimated GF Value™ of Rp635.09.
GuruFocus considers PT Asuransi Dayin Mitra Tbk to be Modestly Undervalued.
Key valuation signals for ISX:ASDM:
Debt-to-Equity: 0.01 (near median its 10-year median of 0.01)
GF Value™: Rp635.09 vs. price of Rp520.00 (18.1% below fair value)
Industry Position: 95% below the Insurance median (#1 of 406)
No single metric tells the full story. See the ISX:ASDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AddressJalan Hayam Wuruk No. 8, RT.6/RW.2, Wisma Hayam Wuruk, 7th Floor, Kebon Kelapa, Gambir, Kb. Klp., Kecamatan Gambir, Central Jakarta City, DKI Jakarta, Jakarta, IDN, 10120
PT Asuransi Dayin Mitra Tbk is a general insurance services provider in Indonesia. The company offers insurance coverage for fire, motor vehicles, money, cargo, engineering, personal accident insurance, and various other products. Its operating segments are: Fire, Marine hull, Motor Vehicle, Accident, and others. Maximum revenue for the company comes from the Fire insurance segment. Geographically, the company derives maximum revenue from its business in the Java Island region, and the rest from outside Java Island.
61GF Score
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