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Africa PrudentialNSA:AFRIPRUD 52 Cash-to-Debt is No Debt (1) as of Jun. 2026, which is 100% below its 10-year median of 3,554.28. GuruFocus rates NSA:AFRIPRUD with a GF Score™ of 52/100 and a GF Value™ of ₦14.51 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,784 Software companies, Africa Prudential ranks better than 99.89% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Africa Prudential's cash to debt ratio for the quarter that ended in Jun. 2026 was No Debt (1).
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Africa Prudentialcould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
(1) Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Africa Prudential's Cash-to-Debt or its related term are showing as below:
NSA:AFRIPRUD'
s Cash-to-Debt Range Over the Past 10 Years
Min: 2.39 Med: 3554.28 Max: 14902.73
Current: No Debt
During the past 11 years, Africa Prudential's highest Cash to Debt Ratio was 14902.73. The lowest was 2.39. And the median was 3554.28.
NSA:AFRIPRUD's Cash-to-Debt is ranked better than 99.89% of 2784
companies
in the Software industry
Industry Median: 2.53
vs NSA:AFRIPRUD: No Debt
Africa Prudential (NSA:AFRIPRUD) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Africa Prudential Cash-to-Debt Related Terms
Africa Prudential Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Africa Prudential's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSA:AFRIPRUD vs MSFT, ORCL, PLTR: Cash-to-Debt Comparison
For the Software - Infrastructure subindustry, Africa Prudential's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Africa Prudential Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, Africa Prudential's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Africa Prudential's Cash-to-Debt falls into.
Africa Prudential's Cash to Debt Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
Africa Prudential had no debt (1).
Africa Prudential's Cash to Debt Ratio for the quarter that ended in Jun. 2026 is calculated as:
Africa Prudential had no debt (1).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash-to-Debt of No Debt <sup>(1)</sup> mean?
Africa Prudential (NSA:AFRIPRUD) has a Cash-to-Debt of No Debt (1) as of Jun. 2026. This is 100% below median its historical median of 3,554.28. Over the past decade, Africa Prudential's Cash-to-Debt has ranged from 2.39 to 14,902.73. According to the industry distribution chart, Africa Prudential ranks #3 out of 2784 companies in the Software industry, placing it in the top 0.099999999999994%.
Is Africa Prudential's Cash-to-Debt too high?
Africa Prudential's current Cash-to-Debt of No Debt (1) is 100% below median its 10-year median of 3,554.28. Over the past 10 years, this metric has ranged from a low of 2.39 to a high of 14,902.73. Based on the distribution chart, Africa Prudential ranks #3 out of 2784 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Africa Prudential has a GF Score™ of 52/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Africa Prudential's Cash-to-Debt compare to MSFT and ORCL?
According to the Software industry distribution chart, Africa Prudential ranks #3 out of 2784 companies for Cash-to-Debt. This places Africa Prudential in the top 0% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 2.53. Historically, Africa Prudential's own Cash-to-Debt has ranged from 2.39 to 14,902.73 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.53, based on 2,784 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Africa Prudential's current Cash-to-Debt is No Debt (1), which is 100% below median its own 10-year median of 3,554.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Africa Prudential stock overvalued right now?
Based on GuruFocus' analysis, Africa Prudential (NSA:AFRIPRUD) is currently considered Modestly Undervalued. The stock's GF Value™ is ₦14.51, compared to a current price of ₦11.10 — trading 23.5% below its estimated fair value. The current Cash-to-Debt is No Debt (1), which is 100% below median its 10-year median of 3,554.28. Africa Prudential's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Africa Prudential (NSA:AFRIPRUD), the current Cash-to-Debt is No Debt (1) as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Africa Prudential (NSA:AFRIPRUD) Overvalued in 2026?
Based on GuruFocus' analysis, Africa Prudential stock appears to be undervalued.
The current stock price of ₦11.10 is trading 23.5% below its estimated GF Value™ of ₦14.51.
GuruFocus considers Africa Prudential to be Modestly Undervalued.
Key valuation signals for NSA:AFRIPRUD:
Cash-to-Debt: No Debt (1) (100% below median its 10-year median of 3,554.28)
GF Value™: ₦14.51 vs. price of ₦11.10 (23.5% below fair value)
No single metric tells the full story. See the NSA:AFRIPRUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Africa Prudential PLC is an investor service and business solutions, provider. The company's competency in digital technology covers advanced Agile and other Software Development life Circle (SDLC) Methodologies, Cyber Security, Cloud Computing, Design thinking/product Development Labs, Blockchain technology, among others. The Company deploys Software as a Service ( SaaS) which are scalable for various sizes of organizations.
52GF Score
Get the complete analysis for NSA:AFRIPRUD
Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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