Africa Prudential (NSA:AFRIPRUD) Retained Earnings: ₦8,254 Mil (As of Dec. 2025)


NSA:AFRIPRUD Africa Prudential PLC NSA:AFRIPRUD
52 GF Score
Price ₦12.00
GF Value ₦5.77
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Africa Prudential Retained Earnings?

Africa Prudential NSA:AFRIPRUD +2.56% 52 Retained Earnings is ₦8,254 Mil as of Dec. 2025. GuruFocus rates NSA:AFRIPRUD with a GF Score™ of 52/100 and a GF Value™ of ₦5.77 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Africa Prudential's retained earnings for the quarter that ended in Dec. 2025 was ₦8,254 Mil.

Africa Prudential's quarterly retained earnings increased from Jun. 2025 (₦7,471 Mil) to Sep. 2025 (₦7,780 Mil) and increased from Sep. 2025 (₦7,780 Mil) to Dec. 2025 (₦8,254 Mil).

Africa Prudential's annual retained earnings increased from Dec. 2023 (₦7,527 Mil) to Dec. 2024 (₦8,137 Mil) and increased from Dec. 2024 (₦8,137 Mil) to Dec. 2025 (₦8,254 Mil).


Africa Prudential  (NSA:AFRIPRUD) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Africa Prudential Retained Earnings Historical Data

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The historical data trend for Africa Prudential's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Africa Prudential Retained Earnings Chart

Africa Prudential Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7,070.67 7,563.92 7,526.82 8,136.91 8,254.09

Africa Prudential Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8,136.91 8,838.17 7,470.82 7,780.20 8,254.09
NSA:AFRIPRUD
52GF Score
Africa Prudential PLC NSA:AFRIPRUD
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Africa Prudential Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₦8,254 Mil mean?
Africa Prudential (NSA:AFRIPRUD) has a Retained Earnings of ₦8,254 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Africa Prudential and its competitors.
Is Africa Prudential's Retained Earnings too high?
Africa Prudential's current Retained Earnings is ₦8,254 Mil. Overall, Africa Prudential has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Africa Prudential's Retained Earnings compare to MSFT and ORCL?
Africa Prudential's Retained Earnings of ₦8,254 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Africa Prudential and its competitors. Africa Prudential's current Retained Earnings is ₦8,254 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Africa Prudential stock overvalued right now?
Based on GuruFocus' analysis, Africa Prudential (NSA:AFRIPRUD) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.77, compared to a current price of ₦12.00 — trading 108% above its estimated fair value. The current Retained Earnings is ₦8,254 Mil. Africa Prudential's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Africa Prudential (NSA:AFRIPRUD), the current Retained Earnings is ₦8,254 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Africa Prudential (NSA:AFRIPRUD) Overvalued in 2026?

Based on GuruFocus' analysis, Africa Prudential stock appears to be overvalued. The current stock price of ₦12.00 is trading 108% above its estimated GF Value™ of ₦5.77. GuruFocus considers Africa Prudential to be Significantly Overvalued.

Key valuation signals for NSA:AFRIPRUD:

  • Retained Earnings: ₦8,254 Mil
  • GF Value™: ₦5.77 vs. price of ₦12.00 (108% above fair value)
  • GF Score™: 52/100 with 5 warning signs

No single metric tells the full story. See the NSA:AFRIPRUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Africa Prudential Business Description

Address 220B, Ikorodu Road, Palmgrove, Lagos, NGA
Africa Prudential PLC is an investor service and business solutions, provider. The company's competency in digital technology covers advanced Agile and other Software Development life Circle (SDLC) Methodologies, Cyber Security, Cloud Computing, Design thinking/product Development Labs, Blockchain technology, among others. The Company deploys Software as a Service ( SaaS) which are scalable for various sizes of organizations.
52GF Score

Get the complete analysis for NSA:AFRIPRUD

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦12.00
Price
₦5.77
GF Value