Africa Prudential (NSA:AFRIPRUD) 5-Year RORE % : 600.00% (As of Dec. 2025)


NSA:AFRIPRUD Africa Prudential PLC NSA:AFRIPRUD
52 GF Score
Price ₦12.00
GF Value ₦5.77
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Africa Prudential 5-Year RORE %?

Africa Prudential NSA:AFRIPRUD +2.56% 52 5-Year RORE % is 600.00 as of Dec. 2025. GuruFocus rates NSA:AFRIPRUD with a GF Score™ of 52/100 and a GF Value™ of ₦5.77 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 2,206 Software companies, Africa Prudential ranks better than 98.37% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Africa Prudential's 5-Year RORE % for the quarter that ended in Dec. 2025 was 600.00%.

The industry rank for Africa Prudential's 5-Year RORE % or its related term are showing as below:

NSA:AFRIPRUD's 5-Year RORE % is ranked better than
98.37% of 2206 companies
in the Software industry
Industry Median: 2.605 vs NSA:AFRIPRUD: 600.00

Africa Prudential  (NSA:AFRIPRUD) 5-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Africa Prudential 5-Year RORE % Related Terms


Africa Prudential 5-Year RORE % Historical Data

* Premium members only.

The historical data trend for Africa Prudential's 5-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Africa Prudential 5-Year RORE % Chart

Africa Prudential Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
5-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 45.30 -15.58 -67.71 -87.10 600.00

Africa Prudential Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
5-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -87.10 20.27 78.26 0.00 600.00

NSA:AFRIPRUD vs MSFT, ORCL, PLTR: 5-Year RORE % Comparison

For the Software - Infrastructure subindustry, Africa Prudential's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Africa Prudential 5-Year RORE % vs Software Industry

For the Software industry and Technology sector, Africa Prudential's 5-Year RORE % distribution charts can be found below:

* The bar in red indicates where Africa Prudential's 5-Year RORE % falls into.


NSA:AFRIPRUD
52GF Score
Africa Prudential PLC NSA:AFRIPRUD
5-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Africa Prudential 5-Year RORE % Calculation

Africa Prudential's 5-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

5-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 5-year -Cumulative Dividends per Share for 5-year )
=( 0.69-0.36 )/( 1.805-1.75 )
=0.33/0.055
=600.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 5-year before.

Frequently Asked Questions Learn more about 5-Year RORE % →
What does a 5-Year RORE % of 600.00 mean?
Africa Prudential (NSA:AFRIPRUD) has a 5-Year RORE % of 600.00 as of Dec. 2025. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Africa Prudential and its competitors. According to the industry distribution chart, Africa Prudential ranks #36 out of 2206 companies in the Software industry, placing it in the top 1.6%.
Is Africa Prudential's 5-Year RORE % too high?
Africa Prudential's current 5-Year RORE % is 600.00. The Software industry median 5-Year RORE % is 2.61. Africa Prudential's value of 600.00 is 22932.6% above this industry median. Based on the distribution chart, Africa Prudential ranks #36 out of 2206 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Africa Prudential has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Africa Prudential's 5-Year RORE % compare to MSFT and ORCL?
According to the Software industry distribution chart, Africa Prudential ranks #36 out of 2206 companies for 5-Year RORE %. This places Africa Prudential in the top 2% of its industry — outperforming the majority of peers. The industry median 5-Year RORE % is 2.61. Africa Prudential's value of 600.00 is 22932.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for a Software company?
The median 5-Year RORE % among Software companies is 2.61, based on 2,206 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Africa Prudential's current 5-Year RORE % of 600.00 is 22932.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Africa Prudential and its competitors. For the Software industry, the median 5-Year RORE % is 2.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Africa Prudential's current 5-Year RORE % is 600.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Africa Prudential stock overvalued right now?
Based on GuruFocus' analysis, Africa Prudential (NSA:AFRIPRUD) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.77, compared to a current price of ₦12.00 — trading 108% above its estimated fair value. The current 5-Year RORE % is 600.00 and 22932.6% above the Software industry median of 2.61. Africa Prudential's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For Africa Prudential (NSA:AFRIPRUD), the current 5-Year RORE % is 600.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Africa Prudential (NSA:AFRIPRUD) Overvalued in 2026?

Based on GuruFocus' analysis, Africa Prudential stock appears to be overvalued. The current stock price of ₦12.00 is trading 108% above its estimated GF Value™ of ₦5.77. GuruFocus considers Africa Prudential to be Significantly Overvalued.

Key valuation signals for NSA:AFRIPRUD:

  • 5-Year RORE %: 600.00
  • GF Value™: ₦5.77 vs. price of ₦12.00 (108% above fair value)
  • GF Score™: 52/100 with 5 warning signs
  • Industry Position: 22932.6% above the Software median (#36 of 2206)

No single metric tells the full story. See the NSA:AFRIPRUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Africa Prudential Business Description

Address 220B, Ikorodu Road, Palmgrove, Lagos, NGA
Africa Prudential PLC is an investor service and business solutions, provider. The company's competency in digital technology covers advanced Agile and other Software Development life Circle (SDLC) Methodologies, Cyber Security, Cloud Computing, Design thinking/product Development Labs, Blockchain technology, among others. The Company deploys Software as a Service ( SaaS) which are scalable for various sizes of organizations.
52GF Score

Get the complete analysis for NSA:AFRIPRUD

5-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦12.00
Price
₦5.77
GF Value