Africa PrudentialNSA:AFRIPRUD 52 ROE % is 21.73% as of Dec. 2025, which is 16% above its 10-year median of 18.76. GuruFocus rates NSA:AFRIPRUD with a GF Score™ of 52/100 and a GF Value™ of ₦5.80 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 2,681 Software companies, Africa Prudential ranks better than 85.68% on this metric.
The historical rank and industry rank for Africa Prudential's ROE % or its related term are showing as below:
NSA:AFRIPRUD'
s ROE % Range Over the Past 10 Years
Min: 10.07 Med: 18.76 Max: 29.85
Current: 23.52
During the past 11 years, Africa Prudential's highest ROE % was 29.85%. The lowest was 10.07%. And the median was 18.76%.
NSA:AFRIPRUD's ROE % is ranked better than 85.68% of 2681
companies
in the Software industry
Industry Median: 4.73
vs NSA:AFRIPRUD: 23.52
Africa Prudential (NSA:AFRIPRUD) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Africa Prudential ROE % Related Terms
Africa Prudential ROE % Historical Data
* Premium members only.
The historical data trend for Africa Prudential's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSA:AFRIPRUD vs MSFT, ORCL, PLTR: ROE % Comparison
For the Software - Infrastructure subindustry, Africa Prudential's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Africa Prudential ROE % vs Software Industry
For the Software industry and Technology sector, Africa Prudential's ROE % distribution charts can be found below:
* The bar in red indicates where Africa Prudential's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Africa Prudential (NSA:AFRIPRUD) has a ROE % of 21.73% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Africa Prudential and its competitors. This is 16% above median its historical median of 18.76. Over the past decade, Africa Prudential's ROE % has ranged from 10.07 to 29.85. According to the industry distribution chart, Africa Prudential ranks #384 out of 2681 companies in the Software industry, placing it in the top 14.3%.
Is Africa Prudential's ROE % too high?
Africa Prudential's current ROE % of 21.73% is 16% above median its 10-year median of 18.76. Over the past 10 years, this metric has ranged from a low of 10.07 to a high of 29.85. The Software industry median ROE % is 4.73. Africa Prudential's value of 21.73% is 359.4% above this industry median. Based on the distribution chart, Africa Prudential ranks #384 out of 2681 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Africa Prudential has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Africa Prudential's ROE % compare to MSFT and ORCL?
According to the Software industry distribution chart, Africa Prudential ranks #384 out of 2681 companies for ROE %. This places Africa Prudential in the top 14% of its industry — outperforming the majority of peers. The industry median ROE % is 4.73. Africa Prudential's value of 21.73% is 359.4% above this benchmark. Historically, Africa Prudential's own ROE % has ranged from 10.07 to 29.85 over the past decade. While the company's 10-year median is 18.76 vs. the industry median of 4.73, Africa Prudential has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Software company?
The median ROE % among Software companies is 4.73, based on 2,681 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Africa Prudential's current ROE % of 21.73% is 359.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Africa Prudential and its competitors. For the Software industry, the median ROE % is 4.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Africa Prudential's current ROE % is 21.73%, which is 16% above median its own 10-year median of 18.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Africa Prudential stock overvalued right now?
Based on GuruFocus' analysis, Africa Prudential (NSA:AFRIPRUD) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.80, compared to a current price of ₦11.70 — trading 101.7% above its estimated fair value. The current ROE % is 21.73%, which is 16% above median its 10-year median of 18.76 and 359.4% above the Software industry median of 4.73. Africa Prudential's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Africa Prudential (NSA:AFRIPRUD), the current ROE % is 21.73% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Africa Prudential (NSA:AFRIPRUD) Overvalued in 2026?
Based on GuruFocus' analysis, Africa Prudential stock appears to be overvalued.
The current stock price of ₦11.70 is trading 101.7% above its estimated GF Value™ of ₦5.80.
GuruFocus considers Africa Prudential to be Significantly Overvalued.
Key valuation signals for NSA:AFRIPRUD:
ROE %: 21.73% (16% above median its 10-year median of 18.76)
GF Value™: ₦5.80 vs. price of ₦11.70 (101.7% above fair value)
Industry Position: 359.4% above the Software median (#384 of 2681)
No single metric tells the full story. See the NSA:AFRIPRUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Africa Prudential PLC is an investor service and business solutions, provider. The company's competency in digital technology covers advanced Agile and other Software Development life Circle (SDLC) Methodologies, Cyber Security, Cloud Computing, Design thinking/product Development Labs, Blockchain technology, among others. The Company deploys Software as a Service ( SaaS) which are scalable for various sizes of organizations.
52GF Score
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