Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Africa PrudentialNSA:AFRIPRUD -2.54%52 Return-on-Tangible-Equity is 33.35% as of Jun. 2026, which is 74% above its 10-year median of 19.13. GuruFocus rates NSA:AFRIPRUD with a GF Score™ of 52/100 and a GF Value™ of ₦14.64 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,482 Software companies, Africa Prudential ranks better than 71.03% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Africa Prudential's annualized net income for the quarter that ended in Jun. 2026 was ₦4,290 Mil. Africa Prudential's average shareholder tangible equity for the quarter that ended in Jun. 2026 was ₦12,866 Mil. Therefore, Africa Prudential's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 33.35%.
The historical rank and industry rank for Africa Prudential's Return-on-Tangible-Equity or its related term are showing as below:
NSA:AFRIPRUD'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 10.35 Med: 19.13 Max: 31.21
Current: 24.43
During the past 11 years, Africa Prudential's highest Return-on-Tangible-Equity was 31.21%. The lowest was 10.35%. And the median was 19.13%.
NSA:AFRIPRUD's Return-on-Tangible-Equity is ranked better than 71.03% of 2482
companies
in the Software industry
Industry Median: 9.155
vs NSA:AFRIPRUD: 24.43
Africa Prudential (NSA:AFRIPRUD) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Africa Prudential Return-on-Tangible-Equity Related Terms
Africa Prudential Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Africa Prudential's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSA:AFRIPRUD vs MSFT, ORCL, PLTR: Return-on-Tangible-Equity Comparison
For the Software - Infrastructure subindustry, Africa Prudential's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Africa Prudential Return-on-Tangible-Equity vs Software Industry
For the Software industry and Technology sector, Africa Prudential's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Africa Prudential's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 33.35% mean?
Africa Prudential (NSA:AFRIPRUD) has a Return-on-Tangible-Equity of 33.35% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Africa Prudential and its competitors. This is 74% above median its historical median of 19.13. Over the past decade, Africa Prudential's Return-on-Tangible-Equity has ranged from 10.35 to 31.21. According to the industry distribution chart, Africa Prudential ranks #719 out of 2482 companies in the Software industry, placing it in the top 29%.
Is Africa Prudential's Return-on-Tangible-Equity too high?
Africa Prudential's current Return-on-Tangible-Equity of 33.35% is 74% above median its 10-year median of 19.13. Over the past 10 years, this metric has ranged from a low of 10.35 to a high of 31.21. The Software industry median Return-on-Tangible-Equity is 9.16. Africa Prudential's value of 33.35% is 264.3% above this industry median. Based on the distribution chart, Africa Prudential ranks #719 out of 2482 companies in the Software industry, which is above the industry midpoint. Overall, Africa Prudential has a GF Score™ of 52/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Africa Prudential's Return-on-Tangible-Equity compare to MSFT and ORCL?
According to the Software industry distribution chart, Africa Prudential ranks #719 out of 2482 companies for Return-on-Tangible-Equity. This puts Africa Prudential in the upper half of its industry. The industry median Return-on-Tangible-Equity is 9.16. Africa Prudential's value of 33.35% is 264.3% above this benchmark. Historically, Africa Prudential's own Return-on-Tangible-Equity has ranged from 10.35 to 31.21 over the past decade. While the company's 10-year median is 19.13 vs. the industry median of 9.16, Africa Prudential has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 9.16, based on 2,482 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Africa Prudential's current Return-on-Tangible-Equity of 33.35% is 264.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Africa Prudential and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 9.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Africa Prudential's current Return-on-Tangible-Equity is 33.35%, which is 74% above median its own 10-year median of 19.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Africa Prudential stock overvalued right now?
Based on GuruFocus' analysis, Africa Prudential (NSA:AFRIPRUD) is currently considered Modestly Undervalued. The stock's GF Value™ is ₦14.64, compared to a current price of ₦11.50 — trading 21.4% below its estimated fair value. The current Return-on-Tangible-Equity is 33.35%, which is 74% above median its 10-year median of 19.13 and 264.3% above the Software industry median of 9.16. Africa Prudential's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Africa Prudential (NSA:AFRIPRUD), the current Return-on-Tangible-Equity is 33.35% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Africa Prudential (NSA:AFRIPRUD) Overvalued in 2026?
Based on GuruFocus' analysis, Africa Prudential stock appears to be undervalued.
The current stock price of ₦11.50 is trading 21.4% below its estimated GF Value™ of ₦14.64.
GuruFocus considers Africa Prudential to be Modestly Undervalued.
Key valuation signals for NSA:AFRIPRUD:
Return-on-Tangible-Equity: 33.35% (74% above median its 10-year median of 19.13)
GF Value™: ₦14.64 vs. price of ₦11.50 (21.4% below fair value)
Industry Position: 264.3% above the Software median (#719 of 2482)
No single metric tells the full story. See the NSA:AFRIPRUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Africa Prudential PLC is an investor service and business solutions, provider. The company's competency in digital technology covers advanced Agile and other Software Development life Circle (SDLC) Methodologies, Cyber Security, Cloud Computing, Design thinking/product Development Labs, Blockchain technology, among others. The Company deploys Software as a Service ( SaaS) which are scalable for various sizes of organizations.
52GF Score
Get the complete analysis for NSA:AFRIPRUD
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSA:AFRIPRUD has been successfully added to your 
