Africa Prudential (NSA:AFRIPRUD) Equity-to-Asset: 0.27 (As of Jun. 2026) — 29% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSA:AFRIPRUD Africa Prudential PLC NSA:AFRIPRUD
52 GF Score
Price ₦13.30
GF Value ₦14.71
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Africa Prudential Equity-to-Asset?

Africa Prudential NSA:AFRIPRUD 52 Equity-to-Asset is 0.27 as of Jun. 2026, which is 29% below its 10-year median of 0.38. GuruFocus rates NSA:AFRIPRUD with a GF Score™ of 52/100 and a GF Value™ of ₦14.71 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,890 Software companies, Africa Prudential ranks worse than 79.86% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Africa Prudential's Total Stockholders Equity for the quarter that ended in Jun. 2026 was ₦12,521 Mil. Africa Prudential's Total Assets for the quarter that ended in Jun. 2026 was ₦46,525 Mil. Therefore, Africa Prudential's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.27.

The historical rank and industry rank for Africa Prudential's Equity-to-Asset or its related term are showing as below:

NSA:AFRIPRUD' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09   Med: 0.38   Max: 0.56
Current: 0.27

During the past 11 years, the highest Equity to Asset Ratio of Africa Prudential was 0.56. The lowest was 0.09. And the median was 0.38.

NSA:AFRIPRUD's Equity-to-Asset is ranked worse than
79.86% of 2890 companies
in the Software industry
Industry Median: 0.56 vs NSA:AFRIPRUD: 0.27

Africa Prudential  (NSA:AFRIPRUD) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Africa Prudential Equity-to-Asset Related Terms


Africa Prudential Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Africa Prudential's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Africa Prudential Equity-to-Asset Chart

Africa Prudential Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.56 0.49 0.42 0.31 0.30

Africa Prudential Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.27 0.28 0.30 0.32 0.27

NSA:AFRIPRUD vs MSFT, ORCL, PLTR: Equity-to-Asset Comparison

For the Software - Infrastructure subindustry, Africa Prudential's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Africa Prudential Equity-to-Asset vs Software Industry

For the Software industry and Technology sector, Africa Prudential's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Africa Prudential's Equity-to-Asset falls into.


NSA:AFRIPRUD
52GF Score
Africa Prudential PLC NSA:AFRIPRUD
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Africa Prudential Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Africa Prudential's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=12731.31/41908.525
=0.30

Africa Prudential's Equity to Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

Equity to Asset (Q: Jun. 2026 )=Total Stockholders Equity/Total Assets
=12521.296/46524.565
=0.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.27 mean?
Africa Prudential (NSA:AFRIPRUD) has a Equity-to-Asset of 0.27 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Africa Prudential and its competitors. This is 29% below median its historical median of 0.38. Over the past decade, Africa Prudential's Equity-to-Asset has ranged from 0.09 to 0.56. According to the industry distribution chart, Africa Prudential ranks #2308 out of 2890 companies in the Software industry, placing it in the top 79.9%.
Is Africa Prudential's Equity-to-Asset too high?
Africa Prudential's current Equity-to-Asset of 0.27 is 29% below median its 10-year median of 0.38. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.56. The Software industry median Equity-to-Asset is 0.56. Africa Prudential's value of 0.27 is 51.8% below this industry median. Based on the distribution chart, Africa Prudential ranks #2308 out of 2890 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Africa Prudential has a GF Score™ of 52/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Africa Prudential's Equity-to-Asset compare to MSFT and ORCL?
According to the Software industry distribution chart, Africa Prudential ranks #2308 out of 2890 companies for Equity-to-Asset. This places Africa Prudential in the lower half of its industry. The industry median Equity-to-Asset is 0.56. Africa Prudential's value of 0.27 is 51.8% below this benchmark. Historically, Africa Prudential's own Equity-to-Asset has ranged from 0.09 to 0.56 over the past decade. While the company's 10-year median is 0.38 vs. the industry median of 0.56, Africa Prudential has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,890 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Africa Prudential's current Equity-to-Asset of 0.27 is 51.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Africa Prudential and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Africa Prudential's current Equity-to-Asset is 0.27, which is 29% below median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Africa Prudential stock overvalued right now?
Based on GuruFocus' analysis, Africa Prudential (NSA:AFRIPRUD) is currently considered Modestly Undervalued. The stock's GF Value™ is ₦14.71, compared to a current price of ₦13.30 — trading 9.6% below its estimated fair value. The current Equity-to-Asset is 0.27, which is 29% below median its 10-year median of 0.38 and 51.8% below the Software industry median of 0.56. Africa Prudential's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Africa Prudential (NSA:AFRIPRUD), the current Equity-to-Asset is 0.27 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Africa Prudential (NSA:AFRIPRUD) Overvalued in 2026?

Based on GuruFocus' analysis, Africa Prudential stock appears to be undervalued. The current stock price of ₦13.30 is trading 9.6% below its estimated GF Value™ of ₦14.71. GuruFocus considers Africa Prudential to be Modestly Undervalued.

Key valuation signals for NSA:AFRIPRUD:

  • Equity-to-Asset: 0.27 (29% below median its 10-year median of 0.38)
  • GF Value™: ₦14.71 vs. price of ₦13.30 (9.6% below fair value)
  • GF Score™: 52/100 with 4 warning signs
  • Industry Position: 51.8% below the Software median (#2308 of 2890)

No single metric tells the full story. See the NSA:AFRIPRUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Africa Prudential Business Description

Address 220B, Ikorodu Road, Palmgrove, Lagos, NGA
Africa Prudential PLC is an investor service and business solutions, provider. The company's competency in digital technology covers advanced Agile and other Software Development life Circle (SDLC) Methodologies, Cyber Security, Cloud Computing, Design thinking/product Development Labs, Blockchain technology, among others. The Company deploys Software as a Service ( SaaS) which are scalable for various sizes of organizations.
52GF Score

Get the complete analysis for NSA:AFRIPRUD

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦13.30
Price
₦14.71
GF Value