Africa Prudential (NSA:AFRIPRUD) Intrinsic Value: Projected FCF: ₦14.39 (As of Aug. 28, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSA:AFRIPRUD Africa Prudential PLC NSA:AFRIPRUD
52 GF Score
Price ₦11.10
GF Value ₦14.51
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Africa Prudential Intrinsic Value: Projected FCF?

Africa Prudential NSA:AFRIPRUD 52 Intrinsic Value: Projected FCF is ₦14.39 as of Aug. 28, 2026. GuruFocus rates NSA:AFRIPRUD with a GF Score™ of 52/100 and a GF Value™ of ₦14.51 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,470 Software companies, Africa Prudential ranks better than 77.14% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-08-28), Africa Prudential's Intrinsic Value: Projected FCF is ₦14.39. The stock price of Africa Prudential is ₦11.10. Therefore, Africa Prudential's Price-to-Intrinsic-Value-Projected-FCF of today is 0.8.

The historical rank and industry rank for Africa Prudential's Intrinsic Value: Projected FCF or its related term are showing as below:

NSA:AFRIPRUD' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.69   Med: 1.14   Max: 3.17
Current: 0.77

During the past 11 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Africa Prudential was 3.17. The lowest was 0.69. And the median was 1.14.

NSA:AFRIPRUD's Price-to-Projected-FCF is ranked better than
77.14% of 1470 companies
in the Software industry
Industry Median: 1.46 vs NSA:AFRIPRUD: 0.77

Africa Prudential  (NSA:AFRIPRUD) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Africa Prudential's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=11.10/14.392952865971
=0.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Africa Prudential Intrinsic Value: Projected FCF Related Terms


Africa Prudential Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for Africa Prudential's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Africa Prudential Intrinsic Value: Projected FCF Chart

Africa Prudential Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.01 2.46 4.30 9.01 13.14

Africa Prudential Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.93 9.92 13.14 11.65 14.39

NSA:AFRIPRUD vs MSFT, ORCL, PLTR: Intrinsic Value: Projected FCF Comparison

For the Software - Infrastructure subindustry, Africa Prudential's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Africa Prudential Price-to-Projected-FCF vs Software Industry

For the Software industry and Technology sector, Africa Prudential's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Africa Prudential's Price-to-Projected-FCF falls into.


NSA:AFRIPRUD
52GF Score
Africa Prudential PLC NSA:AFRIPRUD
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Africa Prudential Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Africa Prudential's Free Cash Flow(6 year avg) = ₦4,995.06.

Africa Prudential's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Jun26)*0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*4995.06496+12521.296*0.8)/4000.000
=14.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: Projected FCF of ₦14.39 mean?
Africa Prudential (NSA:AFRIPRUD) has a Intrinsic Value: Projected FCF of ₦14.39 as of Aug. 28, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Africa Prudential and its competitors. According to the industry distribution chart, Africa Prudential ranks #336 out of 1470 companies in the Software industry, placing it in the top 22.9%.
Is Africa Prudential's Intrinsic Value: Projected FCF too high?
Africa Prudential's current Intrinsic Value: Projected FCF is ₦14.39. Based on the distribution chart, Africa Prudential ranks #336 out of 1470 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Africa Prudential has a GF Score™ of 52/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Africa Prudential's Intrinsic Value: Projected FCF compare to MSFT and ORCL?
According to the Software industry distribution chart, Africa Prudential ranks #336 out of 1470 companies for Intrinsic Value: Projected FCF. This places Africa Prudential in the top 23% of its industry — outperforming the majority of peers. The industry median Intrinsic Value: Projected FCF is 1.46. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Software company?
The median Intrinsic Value: Projected FCF among Software companies is 1.46, based on 1,470 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Africa Prudential and its competitors. For the Software industry, the median Intrinsic Value: Projected FCF is 1.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Africa Prudential's current Intrinsic Value: Projected FCF is ₦14.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Africa Prudential stock overvalued right now?
Based on GuruFocus' analysis, Africa Prudential (NSA:AFRIPRUD) is currently considered Modestly Undervalued. The stock's GF Value™ is ₦14.51, compared to a current price of ₦11.10 — trading 23.5% below its estimated fair value. The current Intrinsic Value: Projected FCF is ₦14.39. Africa Prudential's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Africa Prudential (NSA:AFRIPRUD), the current Intrinsic Value: Projected FCF is ₦14.39 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Africa Prudential (NSA:AFRIPRUD) Overvalued in 2026?

Based on GuruFocus' analysis, Africa Prudential stock appears to be undervalued. The current stock price of ₦11.10 is trading 23.5% below its estimated GF Value™ of ₦14.51. GuruFocus considers Africa Prudential to be Modestly Undervalued.

Key valuation signals for NSA:AFRIPRUD:

  • Intrinsic Value: Projected FCF: ₦14.39
  • GF Value™: ₦14.51 vs. price of ₦11.10 (23.5% below fair value)
  • GF Score™: 52/100 with 4 warning signs

No single metric tells the full story. See the NSA:AFRIPRUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Africa Prudential Business Description

Address 220B, Ikorodu Road, Palmgrove, Lagos, NGA
Africa Prudential PLC is an investor service and business solutions, provider. The company's competency in digital technology covers advanced Agile and other Software Development life Circle (SDLC) Methodologies, Cyber Security, Cloud Computing, Design thinking/product Development Labs, Blockchain technology, among others. The Company deploys Software as a Service ( SaaS) which are scalable for various sizes of organizations.
52GF Score

Get the complete analysis for NSA:AFRIPRUD

Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦11.10
Price
₦14.51
GF Value