Africa Prudential (NSA:AFRIPRUD) Days Payable: 13.74 (As of Dec. 2025) — 86% Below Median


NSA:AFRIPRUD Africa Prudential PLC NSA:AFRIPRUD
52 GF Score
Price ₦12.00
GF Value ₦5.77
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Africa Prudential Days Payable?

Africa Prudential NSA:AFRIPRUD +2.56% 52 Days Payable is 13.74 as of Dec. 2025, which is 86% below its 10-year median of 97.72. GuruFocus rates NSA:AFRIPRUD with a GF Score™ of 52/100 and a GF Value™ of ₦5.77 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 2,598 Software companies, Africa Prudential ranks better than 86.87% on this metric.

Africa Prudential's average Accounts Payable for the three months ended in Dec. 2025 was ₦156 Mil. Africa Prudential's Cost of Goods Sold for the three months ended in Dec. 2025 was ₦1,037 Mil. Hence, Africa Prudential's Days Payable for the three months ended in Dec. 2025 was 13.74.

The historical rank and industry rank for Africa Prudential's Days Payable or its related term are showing as below:

NSA:AFRIPRUD' s Days Payable Range Over the Past 10 Years
Min: 23.2   Med: 97.72   Max: 361.54
Current: 257.71

During the past 11 years, Africa Prudential's highest Days Payable was 361.54. The lowest was 23.20. And the median was 97.72.

NSA:AFRIPRUD's Days Payable is ranked better than
86.87% of 2598 companies
in the Software industry
Industry Median: 53.675 vs NSA:AFRIPRUD: 257.71

Africa Prudential's Days Payable declined from Dec. 2024 (152.41) to Dec. 2025 (13.74). It may suggest that Africa Prudential accelerated paying its suppliers.


Africa Prudential Days Payable Historical Data

* Premium members only.

The historical data trend for Africa Prudential's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Africa Prudential Days Payable Chart

Africa Prudential Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 38.76 37.99 70.30 325.77 279.37

Africa Prudential Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 152.41 41,915.06 679.34 53.91 13.74

NSA:AFRIPRUD vs MSFT, ORCL, PLTR: Days Payable Comparison

For the Software - Infrastructure subindustry, Africa Prudential's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Africa Prudential Days Payable vs Software Industry

For the Software industry and Technology sector, Africa Prudential's Days Payable distribution charts can be found below:

* The bar in red indicates where Africa Prudential's Days Payable falls into.


NSA:AFRIPRUD
52GF Score
Africa Prudential PLC NSA:AFRIPRUD
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Africa Prudential Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Africa Prudential's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (1449.989 + 285.516) / 2 ) / 1133.73*365
=867.7525 / 1133.73*365
=279.37

Africa Prudential's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Sep. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (26.783 + 285.516) / 2 ) / 1036.743*365 / 4
=156.1495 / 1036.743*365 / 4
=13.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 13.74 mean?
Africa Prudential (NSA:AFRIPRUD) has a Days Payable of 13.74 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Africa Prudential and its competitors. This is 86% below median its historical median of 97.72. Over the past decade, Africa Prudential's Days Payable has ranged from 23.20 to 361.54. According to the industry distribution chart, Africa Prudential ranks #341 out of 2598 companies in the Software industry, placing it in the top 13.1%.
Is Africa Prudential's Days Payable too high?
Africa Prudential's current Days Payable of 13.74 is 86% below median its 10-year median of 97.72. Over the past 10 years, this metric has ranged from a low of 23.20 to a high of 361.54. The Software industry median Days Payable is 53.68. Africa Prudential's value of 13.74 is 74.4% below this industry median. Based on the distribution chart, Africa Prudential ranks #341 out of 2598 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Africa Prudential has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Africa Prudential's Days Payable compare to MSFT and ORCL?
According to the Software industry distribution chart, Africa Prudential ranks #341 out of 2598 companies for Days Payable. This places Africa Prudential in the top 13% of its industry — outperforming the majority of peers. The industry median Days Payable is 53.68. Africa Prudential's value of 13.74 is 74.4% below this benchmark. Historically, Africa Prudential's own Days Payable has ranged from 23.20 to 361.54 over the past decade. While the company's 10-year median is 97.72 vs. the industry median of 53.68, Africa Prudential has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.68, based on 2,598 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Africa Prudential's current Days Payable of 13.74 is 74.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Africa Prudential and its competitors. For the Software industry, the median Days Payable is 53.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Africa Prudential's current Days Payable is 13.74, which is 86% below median its own 10-year median of 97.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Africa Prudential stock overvalued right now?
Based on GuruFocus' analysis, Africa Prudential (NSA:AFRIPRUD) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.77, compared to a current price of ₦12.00 — trading 108% above its estimated fair value. The current Days Payable is 13.74, which is 86% below median its 10-year median of 97.72 and 74.4% below the Software industry median of 53.68. Africa Prudential's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Africa Prudential (NSA:AFRIPRUD), the current Days Payable is 13.74 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Africa Prudential (NSA:AFRIPRUD) Overvalued in 2026?

Based on GuruFocus' analysis, Africa Prudential stock appears to be overvalued. The current stock price of ₦12.00 is trading 108% above its estimated GF Value™ of ₦5.77. GuruFocus considers Africa Prudential to be Significantly Overvalued.

Key valuation signals for NSA:AFRIPRUD:

  • Days Payable: 13.74 (86% below median its 10-year median of 97.72)
  • GF Value™: ₦5.77 vs. price of ₦12.00 (108% above fair value)
  • GF Score™: 52/100 with 5 warning signs
  • Industry Position: 74.4% below the Software median (#341 of 2598)

No single metric tells the full story. See the NSA:AFRIPRUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Africa Prudential Business Description

Address 220B, Ikorodu Road, Palmgrove, Lagos, NGA
Africa Prudential PLC is an investor service and business solutions, provider. The company's competency in digital technology covers advanced Agile and other Software Development life Circle (SDLC) Methodologies, Cyber Security, Cloud Computing, Design thinking/product Development Labs, Blockchain technology, among others. The Company deploys Software as a Service ( SaaS) which are scalable for various sizes of organizations.
52GF Score

Get the complete analysis for NSA:AFRIPRUD

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦12.00
Price
₦5.77
GF Value