Africa PrudentialNSA:AFRIPRUD 47 Return-on-Tangible-Asset is 6.35% as of Dec. 2025, which is 23% below its 10-year median of 8.22. GuruFocus rates NSA:AFRIPRUD with a GF Score™ of 47/100 and a GF Value™ of ₦5.76 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 2,877 Software companies, Africa Prudential ranks better than 67.88% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Africa Prudential's annualizedNet Income for the quarter that ended in Dec. 2025 was ₦2,650 Mil. Africa Prudential's average total tangible assets for the quarter that ended in Dec. 2025 was ₦41,736 Mil. Therefore, Africa Prudential's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 6.35%.
The historical rank and industry rank for Africa Prudential's Return-on-Tangible-Asset or its related term are showing as below:
NSA:AFRIPRUD'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 4.61 Med: 8.22 Max: 9.09
Current: 6.99
During the past 11 years, Africa Prudential's highest Return-on-Tangible-Asset was 9.09%. The lowest was 4.61%. And the median was 8.22%.
NSA:AFRIPRUD's Return-on-Tangible-Asset is ranked better than 67.88% of 2877
companies
in the Software industry
Industry Median: 2.04
vs NSA:AFRIPRUD: 6.99
Africa Prudential (NSA:AFRIPRUD) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Africa Prudential Return-on-Tangible-Asset Related Terms
Africa Prudential Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Africa Prudential's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSA:AFRIPRUD vs MSFT, ORCL, PLTR: Return-on-Tangible-Asset Comparison
For the Software - Infrastructure subindustry, Africa Prudential's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Africa Prudential Return-on-Tangible-Asset vs Software Industry
For the Software industry and Technology sector, Africa Prudential's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Africa Prudential's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 6.35% mean?
Africa Prudential (NSA:AFRIPRUD) has a Return-on-Tangible-Asset of 6.35% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Africa Prudential and its competitors. This is 23% below median its historical median of 8.22. Over the past decade, Africa Prudential's Return-on-Tangible-Asset has ranged from 4.61 to 9.09. According to the industry distribution chart, Africa Prudential ranks #924 out of 2877 companies in the Software industry, placing it in the top 32.1%.
Is Africa Prudential's Return-on-Tangible-Asset too high?
Africa Prudential's current Return-on-Tangible-Asset of 6.35% is 23% below median its 10-year median of 8.22. Over the past 10 years, this metric has ranged from a low of 4.61 to a high of 9.09. The Software industry median Return-on-Tangible-Asset is 2.04. Africa Prudential's value of 6.35% is 211.3% above this industry median. Based on the distribution chart, Africa Prudential ranks #924 out of 2877 companies in the Software industry, which is above the industry midpoint. Overall, Africa Prudential has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Africa Prudential's Return-on-Tangible-Asset compare to MSFT and ORCL?
According to the Software industry distribution chart, Africa Prudential ranks #924 out of 2877 companies for Return-on-Tangible-Asset. This puts Africa Prudential in the upper half of its industry. The industry median Return-on-Tangible-Asset is 2.04. Africa Prudential's value of 6.35% is 211.3% above this benchmark. Historically, Africa Prudential's own Return-on-Tangible-Asset has ranged from 4.61 to 9.09 over the past decade. While the company's 10-year median is 8.22 vs. the industry median of 2.04, Africa Prudential has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Software company?
The median Return-on-Tangible-Asset among Software companies is 2.04, based on 2,877 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Africa Prudential's current Return-on-Tangible-Asset of 6.35% is 211.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Africa Prudential and its competitors. For the Software industry, the median Return-on-Tangible-Asset is 2.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Africa Prudential's current Return-on-Tangible-Asset is 6.35%, which is 23% below median its own 10-year median of 8.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Africa Prudential stock overvalued right now?
Based on GuruFocus' analysis, Africa Prudential (NSA:AFRIPRUD) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.76, compared to a current price of ₦12.70 — trading 120.5% above its estimated fair value. The current Return-on-Tangible-Asset is 6.35%, which is 23% below median its 10-year median of 8.22 and 211.3% above the Software industry median of 2.04. Africa Prudential's overall GF Score™ is 47/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Africa Prudential (NSA:AFRIPRUD), the current Return-on-Tangible-Asset is 6.35% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Africa Prudential (NSA:AFRIPRUD) Overvalued in 2026?
Based on GuruFocus' analysis, Africa Prudential stock appears to be overvalued.
The current stock price of ₦12.70 is trading 120.5% above its estimated GF Value™ of ₦5.76.
GuruFocus considers Africa Prudential to be Significantly Overvalued.
Key valuation signals for NSA:AFRIPRUD:
Return-on-Tangible-Asset: 6.35% (23% below median its 10-year median of 8.22)
GF Value™: ₦5.76 vs. price of ₦12.70 (120.5% above fair value)
Industry Position: 211.3% above the Software median (#924 of 2877)
No single metric tells the full story. See the NSA:AFRIPRUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Africa Prudential PLC is an investor service and business solutions, provider. The company's competency in digital technology covers advanced Agile and other Software Development life Circle (SDLC) Methodologies, Cyber Security, Cloud Computing, Design thinking/product Development Labs, Blockchain technology, among others. The Company deploys Software as a Service ( SaaS) which are scalable for various sizes of organizations.
47GF Score
Get the complete analysis for NSA:AFRIPRUD
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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