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During the past 3 years, the average Free Cash Flow per Share Growth Rate was -21.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
During the past 13 years, the highest 3-Year average Free Cash Flow per Share Growth Rate of Japan Securities Finance Co was 110.60% per year. The lowest was -72.90% per year. And the median was -1.20% per year.
Japan Securities Finance Co (OTCPK:JSFNF) 3-Year FCF Growth Rate Explanation
Free Cash Flow per Share is the amount of Free Cash Flow per outstanding share of the company's stock. Free Cash Flow is considered one of the most important parameters to measure a company's earnings power by value investors because it is not subject to estimates of Depreciation, Depletion and Amortization (DDA). However, when we look at the Free Cash Flow, we should look from a long term perspective, because any year's Free Cash Flow can be drastically affected by the spending on Property, Plant, & Equipment (PPE) of the business in that year. Over the long term, Free Cash Flow should give pretty good picture on the real earnings power of the company. It's used in the calculation of Forward Rate of Return (Yacktman) %.
Japan Securities Finance Co 3-Year FCF Growth Rate Related Terms
JSFNF vs V, MA, AXP: 3-Year FCF Growth Rate Comparison
For the Credit Services subindustry, Japan Securities Finance Co's 3-Year FCF Growth Rate, along with its competitors' market caps and 3-Year FCF Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Securities Finance Co 3-Year FCF Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Japan Securities Finance Co's 3-Year FCF Growth Rate distribution charts can be found below:
* The bar in red indicates where Japan Securities Finance Co's 3-Year FCF Growth Rate falls into.
Japan Securities Finance Co 3-Year FCF Growth Rate Calculation
This is the 3-year average growth rate of Free Cash Flow per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
What does a 3-Year FCF Growth Rate of -21.80% mean?
Japan Securities Finance Co (JSFNF) has a 3-Year FCF Growth Rate of -21.80% as of Mar. 2026. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Japan Securities Finance Co and its competitors. According to the industry distribution chart, Japan Securities Finance Co ranks #204 out of 310 companies in the Credit Services industry, placing it in the top 65.8%.
Is Japan Securities Finance Co's 3-Year FCF Growth Rate too high?
Japan Securities Finance Co's current 3-Year FCF Growth Rate is -21.80%. Based on the distribution chart, Japan Securities Finance Co ranks #204 out of 310 companies in the Credit Services industry, which is below the industry midpoint. Overall, Japan Securities Finance Co has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Japan Securities Finance Co's 3-Year FCF Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Japan Securities Finance Co ranks #204 out of 310 companies for 3-Year FCF Growth Rate. This places Japan Securities Finance Co in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year FCF Growth Rate for a Credit Services company?
A good 3-Year FCF Growth Rate depends on the Credit Services industry context. However, 3-Year FCF Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year FCF Growth Rate mean?
A high 3-Year FCF Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Japan Securities Finance Co and its competitors. Japan Securities Finance Co's current 3-Year FCF Growth Rate is -21.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Securities Finance Co stock overvalued right now?
Japan Securities Finance Co (JSFNF) has a current 3-Year FCF Growth Rate of -21.80%. The stock's GF Value™ is $4.06, compared to a current price of $5.10 — trading 25.6% above its estimated fair value. The current 3-Year FCF Growth Rate is -21.80%. Japan Securities Finance Co's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year FCF Growth Rate calculated?
3-Year FCF Growth Rate is calculated from a company's financial statements. For Japan Securities Finance Co (JSFNF), the current 3-Year FCF Growth Rate is -21.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Securities Finance Co (JSFNF) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Securities Finance Co stock appears to be overvalued.
The current stock price of $5.10 is trading 25.6% above its estimated GF Value™ of $4.06.
Key valuation signals for JSFNF:
3-Year FCF Growth Rate: -21.80%
GF Value™: $4.06 vs. price of $5.10 (25.6% above fair value)
No single metric tells the full story. See the JSFNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Japan Securities Finance Co Ltd operates in three business segments: Securities Finance, Trust Banking, and Real Estate Leasing. In the Securities Finance business, which makes up the vast majority of the company's total revenue, the company primarily provides loans for margin transactions where it earns revenue through fees and interest. The Securities Finance segment also earns fees through stock and bond lending and earns interest through bond financing and general loans. The Trust Banking business provides trust services, such as securities trust, and banking services, such as deposits and loans. The Real Estate Leasing business provides services for leasing and managing real estate. The company operates exclusively in Japan.
61GF Score
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3-Year FCF Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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