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Japan Securities Finance CoJSFNF 61 3-Year EPS without NRI Growth Rate is 27.70% as of Mar. 2026, which is 129% above its 10-year median of 12.10. GuruFocus rates JSFNF with a GF Score™ of 61/100 and a GF Value™ of $4.06. The stock has 6 warning signs investors should review. Among 435 Credit Services companies, Japan Securities Finance Co ranks better than 72.41% on this metric.
During the past 12 months, Japan Securities Finance Co's average EPS without NRI Growth Rate was 13.30% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 27.70% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 25.80% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 16.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Japan Securities Finance Co was 43.80% per year. The lowest was -23.50% per year. And the median was 12.10% per year.
Japan Securities Finance Co (OTCPK:JSFNF) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Japan Securities Finance Co 3-Year EPS without NRI Growth Rate Related Terms
JSFNF vs V, MA, AXP: 3-Year EPS without NRI Growth Rate Comparison
For the Credit Services subindustry, Japan Securities Finance Co's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Securities Finance Co 3-Year EPS without NRI Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Japan Securities Finance Co's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Japan Securities Finance Co's 3-Year EPS without NRI Growth Rate falls into.
Japan Securities Finance Co 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 27.70% mean?
Japan Securities Finance Co (JSFNF) has a 3-Year EPS without NRI Growth Rate of 27.70% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Japan Securities Finance Co and its competitors. This is 129% above median its historical median of 12.10. According to the industry distribution chart, Japan Securities Finance Co ranks #120 out of 435 companies in the Credit Services industry, placing it in the top 27.6%.
Is Japan Securities Finance Co's 3-Year EPS without NRI Growth Rate too high?
Japan Securities Finance Co's current 3-Year EPS without NRI Growth Rate of 27.70% is 129% above median its 10-year median of 12.10. The Credit Services industry median 3-Year EPS without NRI Growth Rate is 11.40. Japan Securities Finance Co's value of 27.70% is 143% above this industry median. Based on the distribution chart, Japan Securities Finance Co ranks #120 out of 435 companies in the Credit Services industry, which is above the industry midpoint. Overall, Japan Securities Finance Co has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Japan Securities Finance Co's 3-Year EPS without NRI Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Japan Securities Finance Co ranks #120 out of 435 companies for 3-Year EPS without NRI Growth Rate. This puts Japan Securities Finance Co in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 11.40. Japan Securities Finance Co's value of 27.70% is 143% above this benchmark. While the company's 10-year median is 12.10 vs. the industry median of 11.40, Japan Securities Finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Credit Services company?
The median 3-Year EPS without NRI Growth Rate among Credit Services companies is 11.40, based on 435 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Securities Finance Co's current 3-Year EPS without NRI Growth Rate of 27.70% is 143% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Japan Securities Finance Co and its competitors. For the Credit Services industry, the median 3-Year EPS without NRI Growth Rate is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Securities Finance Co's current 3-Year EPS without NRI Growth Rate is 27.70%, which is 129% above median its own 10-year median of 12.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Securities Finance Co stock overvalued right now?
Japan Securities Finance Co (JSFNF) has a current 3-Year EPS without NRI Growth Rate of 27.70%. The stock's GF Value™ is $4.06, compared to a current price of $5.10 — trading 25.6% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 27.70%, which is 129% above median its 10-year median of 12.10 and 143% above the Credit Services industry median of 11.40. Japan Securities Finance Co's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Japan Securities Finance Co (JSFNF), the current 3-Year EPS without NRI Growth Rate is 27.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Securities Finance Co (JSFNF) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Securities Finance Co stock appears to be overvalued.
The current stock price of $5.10 is trading 25.6% above its estimated GF Value™ of $4.06.
Key valuation signals for JSFNF:
3-Year EPS without NRI Growth Rate: 27.70% (129% above median its 10-year median of 12.10)
GF Value™: $4.06 vs. price of $5.10 (25.6% above fair value)
Industry Position: 143% above the Credit Services median (#120 of 435)
No single metric tells the full story. See the JSFNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Japan Securities Finance Co Ltd operates in three business segments: Securities Finance, Trust Banking, and Real Estate Leasing. In the Securities Finance business, which makes up the vast majority of the company's total revenue, the company primarily provides loans for margin transactions where it earns revenue through fees and interest. The Securities Finance segment also earns fees through stock and bond lending and earns interest through bond financing and general loans. The Trust Banking business provides trust services, such as securities trust, and banking services, such as deposits and loans. The Real Estate Leasing business provides services for leasing and managing real estate. The company operates exclusively in Japan.
61GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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