Japan Securities Finance CoJSFNF 65 Debt-to-Equity is 26.33 as of Mar. 2026, which is 10% above its 10-year median of 23.88. GuruFocus rates JSFNF with a GF Score™ of 65/100 and a GF Value™ of $3.98. The stock has 4 warning signs investors should review. Among 452 Credit Services companies, Japan Securities Finance Co ranks worse than 99.34% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Japan Securities Finance Co's Debt-to-Equity or its related term are showing as below:
JSFNF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 13.77 Med: 23.88 Max: 28.28
Current: 26.33
During the past 13 years, the highest Debt-to-Equity Ratio of Japan Securities Finance Co was 28.28. The lowest was 13.77. And the median was 23.88.
JSFNF's Debt-to-Equity is ranked worse than 99.34% of 452
companies
in the Credit Services industry
Industry Median: 1.225
vs JSFNF: 26.33
Japan Securities Finance Co (OTCPK:JSFNF) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Japan Securities Finance Co Debt-to-Equity Related Terms
Japan Securities Finance Co Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Japan Securities Finance Co's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Securities Finance Co Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Japan Securities Finance Co's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Japan Securities Finance Co's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Japan Securities Finance Co (JSFNF) has a Debt-to-Equity of 26.33 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Japan Securities Finance Co and its competitors. This is 10% above median its historical median of 23.88. Over the past decade, Japan Securities Finance Co's Debt-to-Equity has ranged from 13.77 to 28.28. According to the industry distribution chart, Japan Securities Finance Co ranks #449 out of 452 companies in the Credit Services industry, placing it in the top 99.3%.
Is Japan Securities Finance Co's Debt-to-Equity too high?
Japan Securities Finance Co's current Debt-to-Equity of 26.33 is 10% above median its 10-year median of 23.88. Over the past 10 years, this metric has ranged from a low of 13.77 to a high of 28.28. The Credit Services industry median Debt-to-Equity is 1.23. Japan Securities Finance Co's value of 26.33 is 2049.4% above this industry median. Based on the distribution chart, Japan Securities Finance Co ranks #449 out of 452 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Japan Securities Finance Co has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Japan Securities Finance Co's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Japan Securities Finance Co ranks #449 out of 452 companies for Debt-to-Equity. This places Japan Securities Finance Co in the lower half of its industry. The industry median Debt-to-Equity is 1.23. Japan Securities Finance Co's value of 26.33 is 2049.4% above this benchmark. Historically, Japan Securities Finance Co's own Debt-to-Equity has ranged from 13.77 to 28.28 over the past decade. While the company's 10-year median is 23.88 vs. the industry median of 1.23, Japan Securities Finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.23, based on 452 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Securities Finance Co's current Debt-to-Equity of 26.33 is 2049.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Japan Securities Finance Co and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Securities Finance Co's current Debt-to-Equity is 26.33, which is 10% above median its own 10-year median of 23.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Securities Finance Co stock overvalued right now?
Japan Securities Finance Co (JSFNF) has a current Debt-to-Equity of 26.33. The stock's GF Value™ is $3.98, compared to a current price of $5.10 — trading 28.1% above its estimated fair value. The current Debt-to-Equity is 26.33, which is 10% above median its 10-year median of 23.88 and 2049.4% above the Credit Services industry median of 1.23. Japan Securities Finance Co's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Japan Securities Finance Co (JSFNF), the current Debt-to-Equity is 26.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Securities Finance Co (JSFNF) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Securities Finance Co stock appears to be overvalued.
The current stock price of $5.10 is trading 28.1% above its estimated GF Value™ of $3.98.
Key valuation signals for JSFNF:
Debt-to-Equity: 26.33 (10% above median its 10-year median of 23.88)
GF Value™: $3.98 vs. price of $5.10 (28.1% above fair value)
Industry Position: 2049.4% above the Credit Services median (#449 of 452)
No single metric tells the full story. See the JSFNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Japan Securities Finance Co Ltd operates in three business segments: Securities Finance, Trust Banking, and Real Estate Leasing. In the Securities Finance business, which makes up the vast majority of the company's total revenue, the company primarily provides loans for margin transactions where it earns revenue through fees and interest. The Securities Finance segment also earns fees through stock and bond lending and earns interest through bond financing and general loans. The Trust Banking business provides trust services, such as securities trust, and banking services, such as deposits and loans. The Real Estate Leasing business provides services for leasing and managing real estate. The company operates exclusively in Japan.
65GF Score
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