Japan Securities Finance CoJSFNF 65 PS Ratio is 2.57 as of Jun. 30, 2026, which is 41% below its 10-year median of 4.35. GuruFocus rates JSFNF with a GF Score™ of 65/100 and a GF Value™ of $3.98. The stock has 4 warning signs investors should review. Among 521 Credit Services companies, Japan Securities Finance Co ranks worse than 76.97% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Japan Securities Finance Co's share price is $5.10.
Japan Securities Finance Co's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $1.98. Hence, Japan Securities Finance Co's PS Ratio for today is 2.57.
Warning Sign:
Japan Securities Finance Co Ltd stock PS Ratio (=7.68) is close to 10-year high of 7.86.
The historical rank and industry rank for Japan Securities Finance Co's PS Ratio or its related term are showing as below:
JSFNF'
s PS Ratio Range Over the Past 10 Years
Min: 2.64 Med: 4.35 Max: 7.86
Current: 7.71
During the past 13 years, Japan Securities Finance Co's highest PS Ratio was 7.86. The lowest was 2.64. And the median was 4.35.
JSFNF's PS Ratio is ranked worse than 76.97% of 521
companies
in the Credit Services industry
Industry Median: 2.88
vs JSFNF: 7.71
During the past 12 months, the average Revenue per Share Growth Rate of Japan Securities Finance Co was 12.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 5.40% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 12.30% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 8.60% per year.
During the past 13 years, Japan Securities Finance Co's highest 3-Year average Revenue per Share Growth Rate was 16.90% per year. The lowest was -14.80% per year. And the median was 3.40% per year.
Back to Basics: PS Ratio
Japan Securities Finance Co (OTCPK:JSFNF) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Japan Securities Finance Co PS Ratio Related Terms
Japan Securities Finance Co PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Japan Securities Finance Co's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Securities Finance Co PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Japan Securities Finance Co's PS Ratio distribution charts can be found below:
* The bar in red indicates where Japan Securities Finance Co's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Japan Securities Finance Co's Share Price of today is $5.10. Japan Securities Finance Co's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.98.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Japan Securities Finance Co (JSFNF) has a PS Ratio of 2.57 as of Jun. 30, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Japan Securities Finance Co and its competitors. This is 41% below median its historical median of 4.35. Over the past decade, Japan Securities Finance Co's PS Ratio has ranged from 2.64 to 7.86. According to the industry distribution chart, Japan Securities Finance Co ranks #401 out of 521 companies in the Credit Services industry, placing it in the top 77%.
Is Japan Securities Finance Co's PS Ratio too high?
Japan Securities Finance Co's current PS Ratio of 2.57 is 41% below median its 10-year median of 4.35. Over the past 10 years, this metric has ranged from a low of 2.64 to a high of 7.86. The Credit Services industry median PS Ratio is 2.88. Japan Securities Finance Co's value of 2.57 is 10.8% below this industry median. Based on the distribution chart, Japan Securities Finance Co ranks #401 out of 521 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Japan Securities Finance Co has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Japan Securities Finance Co's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Japan Securities Finance Co ranks #401 out of 521 companies for PS Ratio. This places Japan Securities Finance Co in the lower half of its industry. The industry median PS Ratio is 2.88. Japan Securities Finance Co's value of 2.57 is 10.8% below this benchmark. Historically, Japan Securities Finance Co's own PS Ratio has ranged from 2.64 to 7.86 over the past decade. While the company's 10-year median is 4.35 vs. the industry median of 2.88, Japan Securities Finance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.88, based on 521 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Securities Finance Co's current PS Ratio of 2.57 is 10.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Japan Securities Finance Co and its competitors. For the Credit Services industry, the median PS Ratio is 2.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Securities Finance Co's current PS Ratio is 2.57, which is 41% below median its own 10-year median of 4.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Securities Finance Co stock overvalued right now?
Japan Securities Finance Co (JSFNF) has a current PS Ratio of 2.57. The stock's GF Value™ is $3.98, compared to a current price of $5.10 — trading 28.1% above its estimated fair value. The current PS Ratio is 2.57, which is 41% below median its 10-year median of 4.35 and 10.8% below the Credit Services industry median of 2.88. Japan Securities Finance Co's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Japan Securities Finance Co (JSFNF), the current PS Ratio is 2.57 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Securities Finance Co (JSFNF) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Securities Finance Co stock appears to be overvalued.
The current stock price of $5.10 is trading 28.1% above its estimated GF Value™ of $3.98.
Key valuation signals for JSFNF:
PS Ratio: 2.57 (41% below median its 10-year median of 4.35)
GF Value™: $3.98 vs. price of $5.10 (28.1% above fair value)
Industry Position: 10.8% below the Credit Services median (#401 of 521)
No single metric tells the full story. See the JSFNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Japan Securities Finance Co Ltd operates in three business segments: Securities Finance, Trust Banking, and Real Estate Leasing. In the Securities Finance business, which makes up the vast majority of the company's total revenue, the company primarily provides loans for margin transactions where it earns revenue through fees and interest. The Securities Finance segment also earns fees through stock and bond lending and earns interest through bond financing and general loans. The Trust Banking business provides trust services, such as securities trust, and banking services, such as deposits and loans. The Real Estate Leasing business provides services for leasing and managing real estate. The company operates exclusively in Japan.
65GF Score
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