Japan Securities Finance CoJSFNF 65 Equity-to-Asset is 0.01 as of Mar. 2026, which is at its 10-year median of 0.01. GuruFocus rates JSFNF with a GF Score™ of 65/100 and a GF Value™ of $3.98. The stock has 4 warning signs investors should review. Among 545 Credit Services companies, Japan Securities Finance Co ranks worse than 95.96% on this metric.
The historical rank and industry rank for Japan Securities Finance Co's Equity-to-Asset or its related term are showing as below:
JSFNF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.01 Med: 0.01 Max: 0.03
Current: 0.01
During the past 13 years, the highest Equity to Asset Ratio of Japan Securities Finance Co was 0.03. The lowest was 0.01. And the median was 0.01.
JSFNF's Equity-to-Asset is ranked worse than 95.96% of 545
companies
in the Credit Services industry
Industry Median: 0.4
vs JSFNF: 0.01
Japan Securities Finance Co (OTCPK:JSFNF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Japan Securities Finance Co Equity-to-Asset Related Terms
Japan Securities Finance Co Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Japan Securities Finance Co's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Securities Finance Co Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Japan Securities Finance Co's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Japan Securities Finance Co's Equity-to-Asset falls into.
Japan Securities Finance Co Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Japan Securities Finance Co's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Japan Securities Finance Co (JSFNF) has a Equity-to-Asset of 0.01 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Japan Securities Finance Co and its competitors. This is near median its historical median of 0.01. Over the past decade, Japan Securities Finance Co's Equity-to-Asset has ranged from 0.01 to 0.03. According to the industry distribution chart, Japan Securities Finance Co ranks #523 out of 545 companies in the Credit Services industry, placing it in the top 96%.
Is Japan Securities Finance Co's Equity-to-Asset too high?
Japan Securities Finance Co's current Equity-to-Asset of 0.01 is near median its 10-year median of 0.01. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.03. The Credit Services industry median Equity-to-Asset is 0.40. Japan Securities Finance Co's value of 0.01 is 97.5% below this industry median. Based on the distribution chart, Japan Securities Finance Co ranks #523 out of 545 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Japan Securities Finance Co has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Japan Securities Finance Co's Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Japan Securities Finance Co ranks #523 out of 545 companies for Equity-to-Asset. This places Japan Securities Finance Co in the lower half of its industry. The industry median Equity-to-Asset is 0.40. Japan Securities Finance Co's value of 0.01 is 97.5% below this benchmark. Historically, Japan Securities Finance Co's own Equity-to-Asset has ranged from 0.01 to 0.03 over the past decade. While the company's 10-year median is 0.01 vs. the industry median of 0.40, Japan Securities Finance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 545 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Securities Finance Co's current Equity-to-Asset of 0.01 is 97.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Japan Securities Finance Co and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Securities Finance Co's current Equity-to-Asset is 0.01, which is near median its own 10-year median of 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Securities Finance Co stock overvalued right now?
Japan Securities Finance Co (JSFNF) has a current Equity-to-Asset of 0.01. The stock's GF Value™ is $3.98, compared to a current price of $5.10 — trading 28.1% above its estimated fair value. The current Equity-to-Asset is 0.01, which is near median its 10-year median of 0.01 and 97.5% below the Credit Services industry median of 0.40. Japan Securities Finance Co's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Japan Securities Finance Co (JSFNF), the current Equity-to-Asset is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Securities Finance Co (JSFNF) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Securities Finance Co stock appears to be overvalued.
The current stock price of $5.10 is trading 28.1% above its estimated GF Value™ of $3.98.
Key valuation signals for JSFNF:
Equity-to-Asset: 0.01 (near median its 10-year median of 0.01)
GF Value™: $3.98 vs. price of $5.10 (28.1% above fair value)
Industry Position: 97.5% below the Credit Services median (#523 of 545)
No single metric tells the full story. See the JSFNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Japan Securities Finance Co Ltd operates in three business segments: Securities Finance, Trust Banking, and Real Estate Leasing. In the Securities Finance business, which makes up the vast majority of the company's total revenue, the company primarily provides loans for margin transactions where it earns revenue through fees and interest. The Securities Finance segment also earns fees through stock and bond lending and earns interest through bond financing and general loans. The Trust Banking business provides trust services, such as securities trust, and banking services, such as deposits and loans. The Real Estate Leasing business provides services for leasing and managing real estate. The company operates exclusively in Japan.
65GF Score
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