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Japan Securities Finance CoJSFNF 61 Price-to-Tangible-Book is 0.48 as of Aug. 16, 2026, which is 17% below its 10-year median of 0.58. GuruFocus rates JSFNF with a GF Score™ of 61/100 and a GF Value™ of $4.06. The stock has 6 warning signs investors should review. Among 514 Credit Services companies, Japan Securities Finance Co ranks worse than 60.12% on this metric.
Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.
Japan Securities Finance Co Price-to-Tangible-Book Related Terms
Japan Securities Finance Co Price-to-Tangible-Book Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Japan Securities Finance Co Price-to-Tangible-Book Chart
JSFNF vs V, MA, AXP: Price-to-Tangible-Book Comparison
For the Credit Services subindustry, Japan Securities Finance Co's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Securities Finance Co Price-to-Tangible-Book vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Japan Securities Finance Co's Price-to-Tangible-Book distribution charts can be found below:
* The bar in red indicates where Japan Securities Finance Co's Price-to-Tangible-Book falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.
Japan Securities Finance Co (JSFNF) has a Price-to-Tangible-Book of 0.48 as of Aug. 16, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Japan Securities Finance Co and its competitors. This is 17% below median its historical median of 0.58. Over the past decade, Japan Securities Finance Co's Price-to-Tangible-Book has ranged from 0.36 to 1.46. According to the industry distribution chart, Japan Securities Finance Co ranks #309 out of 514 companies in the Credit Services industry, placing it in the top 60.1%.
Is Japan Securities Finance Co's Price-to-Tangible-Book too high?
Japan Securities Finance Co's current Price-to-Tangible-Book of 0.48 is 17% below median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 1.46. The Credit Services industry median Price-to-Tangible-Book is 1.13. Japan Securities Finance Co's value of 0.48 is 57.3% below this industry median. Based on the distribution chart, Japan Securities Finance Co ranks #309 out of 514 companies in the Credit Services industry, which is below the industry midpoint. Overall, Japan Securities Finance Co has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Japan Securities Finance Co's Price-to-Tangible-Book compare to V and MA?
According to the Credit Services industry distribution chart, Japan Securities Finance Co ranks #309 out of 514 companies for Price-to-Tangible-Book. This places Japan Securities Finance Co in the lower half of its industry. The industry median Price-to-Tangible-Book is 1.13. Japan Securities Finance Co's value of 0.48 is 57.3% below this benchmark. Historically, Japan Securities Finance Co's own Price-to-Tangible-Book has ranged from 0.36 to 1.46 over the past decade. While the company's 10-year median is 0.58 vs. the industry median of 1.13, Japan Securities Finance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Credit Services company?
The median Price-to-Tangible-Book among Credit Services companies is 1.13, based on 514 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Securities Finance Co's current Price-to-Tangible-Book of 0.48 is 57.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Japan Securities Finance Co and its competitors. For the Credit Services industry, the median Price-to-Tangible-Book is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Securities Finance Co's current Price-to-Tangible-Book is 0.48, which is 17% below median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Securities Finance Co stock overvalued right now?
Japan Securities Finance Co (JSFNF) has a current Price-to-Tangible-Book of 0.48. The stock's GF Value™ is $4.06, compared to a current price of $5.10 — trading 25.6% above its estimated fair value. The current Price-to-Tangible-Book is 0.48, which is 17% below median its 10-year median of 0.58 and 57.3% below the Credit Services industry median of 1.13. Japan Securities Finance Co's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For Japan Securities Finance Co (JSFNF), the current Price-to-Tangible-Book is 0.48 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Securities Finance Co (JSFNF) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Securities Finance Co stock appears to be overvalued.
The current stock price of $5.10 is trading 25.6% above its estimated GF Value™ of $4.06.
Key valuation signals for JSFNF:
Price-to-Tangible-Book: 0.48 (17% below median its 10-year median of 0.58)
GF Value™: $4.06 vs. price of $5.10 (25.6% above fair value)
Industry Position: 57.3% below the Credit Services median (#309 of 514)
No single metric tells the full story. See the JSFNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Japan Securities Finance Co Ltd operates in three business segments: Securities Finance, Trust Banking, and Real Estate Leasing. In the Securities Finance business, which makes up the vast majority of the company's total revenue, the company primarily provides loans for margin transactions where it earns revenue through fees and interest. The Securities Finance segment also earns fees through stock and bond lending and earns interest through bond financing and general loans. The Trust Banking business provides trust services, such as securities trust, and banking services, such as deposits and loans. The Real Estate Leasing business provides services for leasing and managing real estate. The company operates exclusively in Japan.
61GF Score
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