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Japan Securities Finance CoJSFNF 61 Shiller PE Ratio is 28.33 as of Aug. 16, 2026, which is 14% above its 10-year median of 24.91. GuruFocus rates JSFNF with a GF Score™ of 61/100 and a GF Value™ of $4.06. The stock has 6 warning signs investors should review. Among 331 Credit Services companies, Japan Securities Finance Co ranks worse than 74.32% on this metric.
The historical rank and industry rank for Japan Securities Finance Co's Shiller PE Ratio or its related term are showing as below:
JSFNF'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 13.03 Med: 24.91 Max: 38.69
Current: 35.14
During the past years, Japan Securities Finance Co's highest Shiller PE Ratio was 38.69. The lowest was 13.03. And the median was 24.91.
JSFNF's Shiller PE Ratio is ranked worse than 74.32% of 331
companies
in the Credit Services industry
Industry Median: 14.03
vs JSFNF: 35.14
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Japan Securities Finance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.193. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.18 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Japan Securities Finance Co (OTCPK:JSFNF) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Japan Securities Finance Co Shiller PE Ratio Related Terms
Japan Securities Finance Co Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Japan Securities Finance Co Shiller PE Ratio Chart
For the Credit Services subindustry, Japan Securities Finance Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Securities Finance Co Shiller PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Japan Securities Finance Co's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Japan Securities Finance Co's Shiller PE Ratio falls into.
Japan Securities Finance Co Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Japan Securities Finance Co (JSFNF) has a Shiller PE Ratio of 28.33 as of Aug. 16, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Japan Securities Finance Co and its competitors. This is 14% above median its historical median of 24.91. Over the past decade, Japan Securities Finance Co's Shiller PE Ratio has ranged from 13.03 to 38.69. According to the industry distribution chart, Japan Securities Finance Co ranks #246 out of 331 companies in the Credit Services industry, placing it in the top 74.3%.
Is Japan Securities Finance Co's Shiller PE Ratio too high?
Japan Securities Finance Co's current Shiller PE Ratio of 28.33 is 14% above median its 10-year median of 24.91. Over the past 10 years, this metric has ranged from a low of 13.03 to a high of 38.69. The Credit Services industry median Shiller PE Ratio is 14.03. Japan Securities Finance Co's value of 28.33 is 101.9% above this industry median. Based on the distribution chart, Japan Securities Finance Co ranks #246 out of 331 companies in the Credit Services industry, which is below the industry midpoint. Overall, Japan Securities Finance Co has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Japan Securities Finance Co's Shiller PE Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Japan Securities Finance Co ranks #246 out of 331 companies for Shiller PE Ratio. This places Japan Securities Finance Co in the lower half of its industry. The industry median Shiller PE Ratio is 14.03. Japan Securities Finance Co's value of 28.33 is 101.9% above this benchmark. Historically, Japan Securities Finance Co's own Shiller PE Ratio has ranged from 13.03 to 38.69 over the past decade. While the company's 10-year median is 24.91 vs. the industry median of 14.03, Japan Securities Finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Credit Services company?
The median Shiller PE Ratio among Credit Services companies is 14.03, based on 331 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Securities Finance Co's current Shiller PE Ratio of 28.33 is 101.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Japan Securities Finance Co and its competitors. For the Credit Services industry, the median Shiller PE Ratio is 14.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Securities Finance Co's current Shiller PE Ratio is 28.33, which is 14% above median its own 10-year median of 24.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Securities Finance Co stock overvalued right now?
Japan Securities Finance Co (JSFNF) has a current Shiller PE Ratio of 28.33. The stock's GF Value™ is $4.06, compared to a current price of $5.10 — trading 25.6% above its estimated fair value. The current Shiller PE Ratio is 28.33, which is 14% above median its 10-year median of 24.91 and 101.9% above the Credit Services industry median of 14.03. Japan Securities Finance Co's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Japan Securities Finance Co (JSFNF), the current Shiller PE Ratio is 28.33 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Securities Finance Co (JSFNF) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Securities Finance Co stock appears to be overvalued.
The current stock price of $5.10 is trading 25.6% above its estimated GF Value™ of $4.06.
Key valuation signals for JSFNF:
Shiller PE Ratio: 28.33 (14% above median its 10-year median of 24.91)
GF Value™: $4.06 vs. price of $5.10 (25.6% above fair value)
Industry Position: 101.9% above the Credit Services median (#246 of 331)
No single metric tells the full story. See the JSFNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Japan Securities Finance Co Ltd operates in three business segments: Securities Finance, Trust Banking, and Real Estate Leasing. In the Securities Finance business, which makes up the vast majority of the company's total revenue, the company primarily provides loans for margin transactions where it earns revenue through fees and interest. The Securities Finance segment also earns fees through stock and bond lending and earns interest through bond financing and general loans. The Trust Banking business provides trust services, such as securities trust, and banking services, such as deposits and loans. The Real Estate Leasing business provides services for leasing and managing real estate. The company operates exclusively in Japan.
61GF Score
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Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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