JSFNF (Japan Securities Finance Co) LT-Debt-to-Total-Asset: 0.23 (As of Mar. 2026)

What is Japan Securities Finance Co LT-Debt-to-Total-Asset?

Japan Securities Finance Co JSFNF 65 LT-Debt-to-Total-Asset is 0.23 as of Mar. 2026. GuruFocus rates JSFNF with a GF Score™ of 65/100 and a GF Value™ of $3.98. The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Japan Securities Finance Co's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.23.

Japan Securities Finance Co's long-term debt to total assets ratio increased from Mar. 2025 (0.21) to Mar. 2026 (0.23). It may suggest that Japan Securities Finance Co is progressively becoming more dependent on debt to grow their business.

Japan Securities Finance Co (OTCPK:JSFNF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Japan Securities Finance Co LT-Debt-to-Total-Asset Related Terms

Japan Securities Finance Co LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Japan Securities Finance Co's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Japan Securities Finance Co LT-Debt-to-Total-Asset Chart

Japan Securities Finance Co Annual Data

Trend

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Mar26

LT-Debt-to-Total-Asset

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0.26

0.27

0.21

0.23

Japan Securities Finance Co Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.21	0.18	0.20	0.24	0.23

65GF Score

Japan Securities Finance Co Ltd JSFNF

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Japan Securities Finance Co LT-Debt-to-Total-Asset Calculation

Japan Securities Finance Co's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )	/	Total Assets (A: Mar. 2026 )
	=	22810.407	/	97796.628
	=	0.23

Japan Securities Finance Co's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	22810.407	/	97796.628
	=	0.23

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.23 mean?

Japan Securities Finance Co (JSFNF) has a LT-Debt-to-Total-Asset of 0.23 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Japan Securities Finance Co and its competitors.

Is Japan Securities Finance Co's LT-Debt-to-Total-Asset too high?

Japan Securities Finance Co's current LT-Debt-to-Total-Asset is 0.23. Overall, Japan Securities Finance Co has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.

How does Japan Securities Finance Co's LT-Debt-to-Total-Asset compare to V and MA?

Japan Securities Finance Co's LT-Debt-to-Total-Asset of 0.23 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Credit Services company?

A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Japan Securities Finance Co and its competitors. Japan Securities Finance Co's current LT-Debt-to-Total-Asset is 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Japan Securities Finance Co stock overvalued right now?

Japan Securities Finance Co (JSFNF) has a current LT-Debt-to-Total-Asset of 0.23. The stock's GF Value™ is $3.98, compared to a current price of $5.10 — trading 28.1% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.23. Japan Securities Finance Co's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Japan Securities Finance Co (JSFNF), the current LT-Debt-to-Total-Asset is 0.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Japan Securities Finance Co (JSFNF) Overvalued in 2026?

Based on GuruFocus' analysis, Japan Securities Finance Co stock appears to be overvalued. The current stock price of $5.10 is trading 28.1% above its estimated GF Value™ of $3.98.

Key valuation signals for JSFNF:

LT-Debt-to-Total-Asset: 0.23
GF Value™: $3.98 vs. price of $5.10 (28.1% above fair value)
GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the JSFNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Japan Securities Finance Co Business Description

Industry Financial Services Credit Services

Comparable Companies TSE:8566 TSE:547A TSE:8584 TSE:8585 TSE:7199 TSE:8771 TSE:6993 TSE:8570 TSE:7383 TSE:7191 V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI

Other Exchanges 8511:Japan

Address 1-2-10 Nihonbashi-Kayabacho, Chuo-ku, Tokyo, JPN, 103-0025

Website http://www.jsf.co.jp

Japan Securities Finance Co Ltd operates in three business segments: Securities Finance, Trust Banking, and Real Estate Leasing. In the Securities Finance business, which makes up the vast majority of the company's total revenue, the company primarily provides loans for margin transactions where it earns revenue through fees and interest. The Securities Finance segment also earns fees through stock and bond lending and earns interest through bond financing and general loans. The Trust Banking business provides trust services, such as securities trust, and banking services, such as deposits and loans. The Real Estate Leasing business provides services for leasing and managing real estate. The company operates exclusively in Japan.

65GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.10

Price

$3.98

GF Value

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