Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Japan Securities Finance CoJSFNF 61 3-Year Dividend Growth Rate is 39.00% as of Mar. 2026, which is 465% above its 10-year median of 6.90. GuruFocus rates JSFNF with a GF Score™ of 61/100 and a GF Value™ of $4.06. The stock has 6 warning signs investors should review. Among 139 Credit Services companies, Japan Securities Finance Co ranks better than 94.96% on this metric.
The historical rank and industry rank for Japan Securities Finance Co's 3-Year Dividend Growth Rate or its related term are showing as below:
JSFNF'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -18.6 Med: 6.9 Max: 39
Current: 39
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Japan Securities Finance Co was 39.00% per year. The lowest was -18.60% per year. And the median was 6.90% per year.
JSFNF's 3-Year Dividend Growth Rate is ranked better than 94.96% of 139
companies
in the Credit Services industry
Industry Median: 8.5
vs JSFNF: 39.00
During the past 12 months, Japan Securities Finance Co's average Dividends Per Share Growth Rate was 26.50% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 39.00% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 32.60% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 16.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of Japan Securities Finance Co was 0.66. The lowest was 0.50. And the median was 0.56.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
During the past 13 years, the highest Dividend Yield of Japan Securities Finance Co was 5.43%. The lowest was 1.94%. And the median was 3.29%.
Warning Sign:
Japan Securities Finance Co Ltd stock Dividend Yield % is close to 1-year low.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Japan Securities Finance Co 3-Year Dividend Growth Rate Related Terms>
JSFNF vs V, MA, AXP: 3-Year Dividend Growth Rate Comparison
For the Credit Services subindustry, Japan Securities Finance Co's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Securities Finance Co 3-Year Dividend Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Japan Securities Finance Co's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Japan Securities Finance Co's 3-Year Dividend Growth Rate falls into.
Japan Securities Finance Co 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 39.00% mean?
Japan Securities Finance Co (JSFNF) has a 3-Year Dividend Growth Rate of 39.00% as of Mar. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Japan Securities Finance Co and its competitors. This is 465% above median its historical median of 6.90. According to the industry distribution chart, Japan Securities Finance Co ranks #7 out of 139 companies in the Credit Services industry, placing it in the top 5%.
Is Japan Securities Finance Co's 3-Year Dividend Growth Rate too high?
Japan Securities Finance Co's current 3-Year Dividend Growth Rate of 39.00% is 465% above median its 10-year median of 6.90. The Credit Services industry median 3-Year Dividend Growth Rate is 8.50. Japan Securities Finance Co's value of 39.00% is 358.8% above this industry median. Based on the distribution chart, Japan Securities Finance Co ranks #7 out of 139 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Japan Securities Finance Co has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Japan Securities Finance Co's 3-Year Dividend Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Japan Securities Finance Co ranks #7 out of 139 companies for 3-Year Dividend Growth Rate. This places Japan Securities Finance Co in the top 5% of its industry — outperforming the majority of peers. The industry median 3-Year Dividend Growth Rate is 8.50. Japan Securities Finance Co's value of 39.00% is 358.8% above this benchmark. While the company's 10-year median is 6.90 vs. the industry median of 8.50, Japan Securities Finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Credit Services company?
The median 3-Year Dividend Growth Rate among Credit Services companies is 8.50, based on 139 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Securities Finance Co's current 3-Year Dividend Growth Rate of 39.00% is 358.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Japan Securities Finance Co and its competitors. For the Credit Services industry, the median 3-Year Dividend Growth Rate is 8.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Securities Finance Co's current 3-Year Dividend Growth Rate is 39.00%, which is 465% above median its own 10-year median of 6.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Securities Finance Co stock overvalued right now?
Japan Securities Finance Co (JSFNF) has a current 3-Year Dividend Growth Rate of 39.00%. The stock's GF Value™ is $4.06, compared to a current price of $5.10 — trading 25.6% above its estimated fair value. The current 3-Year Dividend Growth Rate is 39.00%, which is 465% above median its 10-year median of 6.90 and 358.8% above the Credit Services industry median of 8.50. Japan Securities Finance Co's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Japan Securities Finance Co (JSFNF), the current 3-Year Dividend Growth Rate is 39.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Securities Finance Co (JSFNF) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Securities Finance Co stock appears to be overvalued.
The current stock price of $5.10 is trading 25.6% above its estimated GF Value™ of $4.06.
Key valuation signals for JSFNF:
3-Year Dividend Growth Rate: 39.00% (465% above median its 10-year median of 6.90)
GF Value™: $4.06 vs. price of $5.10 (25.6% above fair value)
Industry Position: 358.8% above the Credit Services median (#7 of 139)
No single metric tells the full story. See the JSFNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Japan Securities Finance Co Ltd operates in three business segments: Securities Finance, Trust Banking, and Real Estate Leasing. In the Securities Finance business, which makes up the vast majority of the company's total revenue, the company primarily provides loans for margin transactions where it earns revenue through fees and interest. The Securities Finance segment also earns fees through stock and bond lending and earns interest through bond financing and general loans. The Trust Banking business provides trust services, such as securities trust, and banking services, such as deposits and loans. The Real Estate Leasing business provides services for leasing and managing real estate. The company operates exclusively in Japan.
61GF Score
Get the complete analysis for JSFNF
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
JSFNF has been successfully added to your 
