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During the past 12 months, Dhofar Insurance CoOG's average Free Cash Flow per Share Growth Rate was -100.00% per year.
During the past 3 years, the average Free Cash Flow per Share Growth Rate was 15.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
During the past 13 years, the highest 3-Year average Free Cash Flow per Share Growth Rate of Dhofar Insurance CoOG was 42.90% per year. The lowest was -26.30% per year. And the median was -17.55% per year.
Free Cash Flow per Share is the amount of Free Cash Flow per outstanding share of the company's stock. Free Cash Flow is considered one of the most important parameters to measure a company's earnings power by value investors because it is not subject to estimates of Depreciation, Depletion and Amortization (DDA). However, when we look at the Free Cash Flow, we should look from a long term perspective, because any year's Free Cash Flow can be drastically affected by the spending on Property, Plant, & Equipment (PPE) of the business in that year. Over the long term, Free Cash Flow should give pretty good picture on the real earnings power of the company. It's used in the calculation of Forward Rate of Return (Yacktman) %.
Dhofar Insurance CoOG 3-Year FCF Growth Rate Related Terms
MUS:DICS vs BRK.A, AIG, HIG: 3-Year FCF Growth Rate Comparison
For the Insurance - Diversified subindustry, Dhofar Insurance CoOG's 3-Year FCF Growth Rate, along with its competitors' market caps and 3-Year FCF Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dhofar Insurance CoOG 3-Year FCF Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Dhofar Insurance CoOG's 3-Year FCF Growth Rate distribution charts can be found below:
* The bar in red indicates where Dhofar Insurance CoOG's 3-Year FCF Growth Rate falls into.
This is the 3-year average growth rate of Free Cash Flow per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
What does a 3-Year FCF Growth Rate of 15.90% mean?
Dhofar Insurance CoOG (MUS:DICS) has a 3-Year FCF Growth Rate of 15.90% as of Jun. 2026. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Dhofar Insurance CoOG and its competitors. According to the industry distribution chart, Dhofar Insurance CoOG ranks #155 out of 343 companies in the Insurance industry, placing it in the top 45.2%.
Is Dhofar Insurance CoOG's 3-Year FCF Growth Rate too high?
Dhofar Insurance CoOG's current 3-Year FCF Growth Rate is 15.90%. The Insurance industry median 3-Year FCF Growth Rate is 12.50. Dhofar Insurance CoOG's value of 15.90% is 27.2% above this industry median. Based on the distribution chart, Dhofar Insurance CoOG ranks #155 out of 343 companies in the Insurance industry, which is above the industry midpoint. Overall, Dhofar Insurance CoOG has a GF Score™ of 32/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dhofar Insurance CoOG's 3-Year FCF Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dhofar Insurance CoOG ranks #155 out of 343 companies for 3-Year FCF Growth Rate. This puts Dhofar Insurance CoOG in the upper half of its industry. The industry median 3-Year FCF Growth Rate is 12.50. Dhofar Insurance CoOG's value of 15.90% is 27.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year FCF Growth Rate for an Insurance company?
The median 3-Year FCF Growth Rate among Insurance companies is 12.50, based on 343 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year FCF Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year FCF Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhofar Insurance CoOG's current 3-Year FCF Growth Rate of 15.90% is 27.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year FCF Growth Rate mean?
A high 3-Year FCF Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Dhofar Insurance CoOG and its competitors. For the Insurance industry, the median 3-Year FCF Growth Rate is 12.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhofar Insurance CoOG's current 3-Year FCF Growth Rate is 15.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhofar Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Dhofar Insurance CoOG (MUS:DICS) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.28, compared to a current price of ر.ع0.34 — trading 21.4% above its estimated fair value. The current 3-Year FCF Growth Rate is 15.90% and 27.2% above the Insurance industry median of 12.50. Dhofar Insurance CoOG's overall GF Score™ is 32/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year FCF Growth Rate calculated?
3-Year FCF Growth Rate is calculated from a company's financial statements. For Dhofar Insurance CoOG (MUS:DICS), the current 3-Year FCF Growth Rate is 15.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dhofar Insurance CoOG (MUS:DICS) Overvalued in 2026?
Based on GuruFocus' analysis, Dhofar Insurance CoOG stock appears to be overvalued.
The current stock price of ر.ع0.34 is trading 21.4% above its estimated GF Value™ of ر.ع0.28.
GuruFocus considers Dhofar Insurance CoOG to be Modestly Overvalued.
Key valuation signals for MUS:DICS:
3-Year FCF Growth Rate: 15.90%
GF Value™: ر.ع0.28 vs. price of ر.ع0.34 (21.4% above fair value)
Industry Position: 27.2% above the Insurance median (#155 of 343)
No single metric tells the full story. See the MUS:DICS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dhofar Insurance Co SAOG is engaged in undertaking the business of insurance (general and life). Its product portfolio includes Motor Insurance, Life Insurance, Medical Insurance, Travel Insurance, Home Contents Insurance, Property Insurance, Liability Insurance, Marine Insurance, Cyber Insurance, Energy Insurance, Industrial Insurance, Engineering Insurance, Oil and Petrochemical Insurance, Personal Accident Insurance, and Workmen's Compensation Insurance. Its segments include Engineering, Fire Marine cargo, Marine hull, Motor, Miscellaneous, Medical, Group life, and Individual life. It derives the majority of revenue from the provision of Motor insurance services in Oman.
32GF Score
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3-Year FCF Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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