Dhofar Insurance CoOG (MUS:DICS) Price-to-Tangible-Book: 0.80 (As of Sep. 16, 2026)

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MUS:DICS Dhofar Insurance Co SAOG MUS:DICS
34 GF Score
Price ر.ع0.34
GF Value ر.ع0.27
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Dhofar Insurance CoOG Price-to-Tangible-Book?

Dhofar Insurance CoOG MUS:DICS 34 Price-to-Tangible-Book is 0.80 as of Sep. 16, 2026. GuruFocus rates MUS:DICS with a GF Score™ of 34/100 and a GF Value™ of ر.ع0.27 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 470 Insurance companies, Dhofar Insurance CoOG ranks better than 78.72% on this metric.

As of today (2026-09-16), Dhofar Insurance CoOG's share price is ر.ع0.34. Dhofar Insurance CoOG's Tangible Book per Share of Jun. 2026 for the quarter that ended in Jun. 2026 was ر.ع0.42. Hence, Dhofar Insurance CoOG's Price to Tangible Book Ratio of today is 0.80.

The historical rank and industry rank for Dhofar Insurance CoOG's Price-to-Tangible-Book or its related term are showing as below:

MUS:DICS' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.55   Med: 0.74   Max: 2.44
Current: 0.81

During the past 13 years, Dhofar Insurance CoOG's highest Price to Tangible Book Ratio was 2.44. The lowest was 0.55. And the median was 0.74.

MUS:DICS's Price-to-Tangible-Book is ranked better than
78.72% of 470 companies
in the Insurance industry
Industry Median: 1.525 vs MUS:DICS: 0.81

A closely related ratio is called PB Ratio. As of today, Dhofar Insurance CoOG's share price is ر.ع0.34. Dhofar Insurance CoOG's Book Value per Sharefor the quarter that ended in Jun. 2026 was ر.ع0.43. Hence, Dhofar Insurance CoOG's P/B Ratio of today is 0.79.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.


Dhofar Insurance CoOG Price-to-Tangible-Book Related Terms


Dhofar Insurance CoOG Price-to-Tangible-Book Historical Data

* Premium members only.

The historical data trend for Dhofar Insurance CoOG's Price-to-Tangible-Book can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dhofar Insurance CoOG Price-to-Tangible-Book Chart

Dhofar Insurance CoOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Price-to-Tangible-Book
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.69 0.74 0.77 0.57 0.58

Dhofar Insurance CoOG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Jun26
Price-to-Tangible-Book Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.65 0.53 0.54 0.58 0.80

MUS:DICS vs BRK.A, AIG, HIG: Price-to-Tangible-Book Comparison

For the Insurance - Diversified subindustry, Dhofar Insurance CoOG's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dhofar Insurance CoOG Price-to-Tangible-Book vs Insurance Industry

For the Insurance industry and Financial Services sector, Dhofar Insurance CoOG's Price-to-Tangible-Book distribution charts can be found below:

* The bar in red indicates where Dhofar Insurance CoOG's Price-to-Tangible-Book falls into.


MUS:DICS
34GF Score
Dhofar Insurance Co SAOG MUS:DICS
Price-to-Tangible-Book is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dhofar Insurance CoOG Price-to-Tangible-Book Calculation

Dhofar Insurance CoOG's price-to-tangible-book ratio for today is calculated as:

Price to Tangible Book=Share Price/Tangible Book per Share (Q: Jun. 2026 )
=0.34/0.423
=0.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about Price-to-Tangible-Book →
What does a Price-to-Tangible-Book of 0.80 mean?
Dhofar Insurance CoOG (MUS:DICS) has a Price-to-Tangible-Book of 0.80 as of Sep. 16, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Dhofar Insurance CoOG and its competitors. According to the industry distribution chart, Dhofar Insurance CoOG ranks #100 out of 470 companies in the Insurance industry, placing it in the top 21.3%.
Is Dhofar Insurance CoOG's Price-to-Tangible-Book too high?
Dhofar Insurance CoOG's current Price-to-Tangible-Book is 0.80. The Insurance industry median Price-to-Tangible-Book is 1.53. Dhofar Insurance CoOG's value of 0.80 is 47.5% below this industry median. Based on the distribution chart, Dhofar Insurance CoOG ranks #100 out of 470 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Dhofar Insurance CoOG has a GF Score™ of 34/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dhofar Insurance CoOG's Price-to-Tangible-Book compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dhofar Insurance CoOG ranks #100 out of 470 companies for Price-to-Tangible-Book. This places Dhofar Insurance CoOG in the top 21% of its industry — outperforming the majority of peers. The industry median Price-to-Tangible-Book is 1.53. Dhofar Insurance CoOG's value of 0.80 is 47.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for an Insurance company?
The median Price-to-Tangible-Book among Insurance companies is 1.53, based on 470 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhofar Insurance CoOG's current Price-to-Tangible-Book of 0.80 is 47.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Dhofar Insurance CoOG and its competitors. For the Insurance industry, the median Price-to-Tangible-Book is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhofar Insurance CoOG's current Price-to-Tangible-Book is 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhofar Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Dhofar Insurance CoOG (MUS:DICS) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.27, compared to a current price of ر.ع0.34 — trading 25.9% above its estimated fair value. The current Price-to-Tangible-Book is 0.80 and 47.5% below the Insurance industry median of 1.53. Dhofar Insurance CoOG's overall GF Score™ is 34/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For Dhofar Insurance CoOG (MUS:DICS), the current Price-to-Tangible-Book is 0.80 as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dhofar Insurance CoOG (MUS:DICS) Overvalued in 2026?

Based on GuruFocus' analysis, Dhofar Insurance CoOG stock appears to be overvalued. The current stock price of ر.ع0.34 is trading 25.9% above its estimated GF Value™ of ر.ع0.27. GuruFocus considers Dhofar Insurance CoOG to be Modestly Overvalued.

Key valuation signals for MUS:DICS:

  • Price-to-Tangible-Book: 0.80
  • GF Value™: ر.ع0.27 vs. price of ر.ع0.34 (25.9% above fair value)
  • GF Score™: 34/100 with 6 warning signs
  • Industry Position: 47.5% below the Insurance median (#100 of 470)

No single metric tells the full story. See the MUS:DICS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dhofar Insurance CoOG Business Description

Address P.O. Box 1002, Ruwi, OMN, 112
Dhofar Insurance Co SAOG is engaged in undertaking the business of insurance (general and life). Its product portfolio includes Motor Insurance, Life Insurance, Medical Insurance, Travel Insurance, Home Contents Insurance, Property Insurance, Liability Insurance, Marine Insurance, Cyber Insurance, Energy Insurance, Industrial Insurance, Engineering Insurance, Oil and Petrochemical Insurance, Personal Accident Insurance, and Workmen's Compensation Insurance. Its segments include Engineering, Fire Marine cargo, Marine hull, Motor, Miscellaneous, Medical, Group life, and Individual life. It derives the majority of revenue from the provision of Motor insurance services in Oman.
34GF Score

Get the complete analysis for MUS:DICS

Price-to-Tangible-Book is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.34
Price
ر.ع0.27
GF Value