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Dhofar Insurance CoOGMUS:DICS 37 3-Year EPS without NRI Growth Rate is 102.70% as of Dec. 2025, which is 1734% above its 10-year median of 5.60. GuruFocus rates MUS:DICS with a GF Score™ of 37/100 and a GF Value™ of ر.ع0.28 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 401 Insurance companies, Dhofar Insurance CoOG ranks better than 93.52% on this metric.
During the past 12 months, Dhofar Insurance CoOG's average EPS without NRI Growth Rate was 25.00% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 102.70% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 11.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Dhofar Insurance CoOG was 102.70% per year. The lowest was -39.40% per year. And the median was 5.60% per year.
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Dhofar Insurance CoOG 3-Year EPS without NRI Growth Rate Related Terms
MUS:DICS vs BRK.A, AIG, HIG: 3-Year EPS without NRI Growth Rate Comparison
For the Insurance - Diversified subindustry, Dhofar Insurance CoOG's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dhofar Insurance CoOG 3-Year EPS without NRI Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Dhofar Insurance CoOG's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Dhofar Insurance CoOG's 3-Year EPS without NRI Growth Rate falls into.
Dhofar Insurance CoOG 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 102.70% mean?
Dhofar Insurance CoOG (MUS:DICS) has a 3-Year EPS without NRI Growth Rate of 102.70% as of Dec. 2025. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Dhofar Insurance CoOG and its competitors. This is 1734% above median its historical median of 5.60. According to the industry distribution chart, Dhofar Insurance CoOG ranks #26 out of 401 companies in the Insurance industry, placing it in the top 6.5%.
Is Dhofar Insurance CoOG's 3-Year EPS without NRI Growth Rate too high?
Dhofar Insurance CoOG's current 3-Year EPS without NRI Growth Rate of 102.70% is 1734% above median its 10-year median of 5.60. The Insurance industry median 3-Year EPS without NRI Growth Rate is 16.30. Dhofar Insurance CoOG's value of 102.70% is 530.1% above this industry median. Based on the distribution chart, Dhofar Insurance CoOG ranks #26 out of 401 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Dhofar Insurance CoOG has a GF Score™ of 37/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dhofar Insurance CoOG's 3-Year EPS without NRI Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dhofar Insurance CoOG ranks #26 out of 401 companies for 3-Year EPS without NRI Growth Rate. This places Dhofar Insurance CoOG in the top 7% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 16.30. Dhofar Insurance CoOG's value of 102.70% is 530.1% above this benchmark. While the company's 10-year median is 5.60 vs. the industry median of 16.30, Dhofar Insurance CoOG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.30, based on 401 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhofar Insurance CoOG's current 3-Year EPS without NRI Growth Rate of 102.70% is 530.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Dhofar Insurance CoOG and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhofar Insurance CoOG's current 3-Year EPS without NRI Growth Rate is 102.70%, which is 1734% above median its own 10-year median of 5.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhofar Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Dhofar Insurance CoOG (MUS:DICS) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.28, compared to a current price of ر.ع0.34 — trading 21.4% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 102.70%, which is 1734% above median its 10-year median of 5.60 and 530.1% above the Insurance industry median of 16.30. Dhofar Insurance CoOG's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Dhofar Insurance CoOG (MUS:DICS), the current 3-Year EPS without NRI Growth Rate is 102.70% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dhofar Insurance CoOG (MUS:DICS) Overvalued in 2026?
Based on GuruFocus' analysis, Dhofar Insurance CoOG stock appears to be overvalued.
The current stock price of ر.ع0.34 is trading 21.4% above its estimated GF Value™ of ر.ع0.28.
GuruFocus considers Dhofar Insurance CoOG to be Modestly Overvalued.
Key valuation signals for MUS:DICS:
3-Year EPS without NRI Growth Rate: 102.70% (1734% above median its 10-year median of 5.60)
GF Value™: ر.ع0.28 vs. price of ر.ع0.34 (21.4% above fair value)
Industry Position: 530.1% above the Insurance median (#26 of 401)
No single metric tells the full story. See the MUS:DICS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dhofar Insurance Co SAOG is engaged in undertaking the business of insurance (general and life). Its product portfolio includes Motor Insurance, Life Insurance, Medical Insurance, Travel Insurance, Home Contents Insurance, Property Insurance, Liability Insurance, Marine Insurance, Cyber Insurance, Energy Insurance, Industrial Insurance, Engineering Insurance, Oil and Petrochemical Insurance, Personal Accident Insurance, and Workmen's Compensation Insurance. Its segments include Engineering, Fire Marine cargo, Marine hull, Motor, Miscellaneous, Medical, Group life, and Individual life. It derives the majority of revenue from the provision of Motor insurance services in Oman.
37GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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