Dhofar Insurance CoOG (MUS:DICS) E10: ر.ع0.01 (As of Dec. 2025)

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MUS:DICS Dhofar Insurance Co SAOG MUS:DICS
37 GF Score
Price ر.ع0.34
GF Value ر.ع0.27
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Dhofar Insurance CoOG E10?

Dhofar Insurance CoOG MUS:DICS 37 E10 is ر.ع0.01 as of Dec. 2025. GuruFocus rates MUS:DICS with a GF Score™ of 37/100 and a GF Value™ of ر.ع0.27 (Modestly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Dhofar Insurance CoOG's adjusted earnings per share data for the three months ended in Dec. 2025 was ر.ع0.017. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ر.ع0.01 for the trailing ten years ended in Dec. 2025.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-14), Dhofar Insurance CoOG's current stock price is ر.ع0.34. Dhofar Insurance CoOG's E10 for the quarter that ended in Dec. 2025 was ر.ع0.01. Dhofar Insurance CoOG's Shiller PE Ratio of today is 34.00.

During the past 13 years, the highest Shiller PE Ratio of Dhofar Insurance CoOG was 37.10. The lowest was 23.50. And the median was 29.50.


Dhofar Insurance CoOG  (MUS:DICS) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Dhofar Insurance CoOG's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=0.34/0.01
=34.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Dhofar Insurance CoOG was 37.10. The lowest was 23.50. And the median was 29.50.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Dhofar Insurance CoOG E10 Related Terms


Dhofar Insurance CoOG E10 Historical Data

* Premium members only.

The historical data trend for Dhofar Insurance CoOG's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dhofar Insurance CoOG E10 Chart

Dhofar Insurance CoOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.01 -0.01 0.00 0.00 0.01

Dhofar Insurance CoOG Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.01

MUS:DICS vs BRK.A, AIG, HIG: E10 Comparison

For the Insurance - Diversified subindustry, Dhofar Insurance CoOG's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dhofar Insurance CoOG Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Dhofar Insurance CoOG's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Dhofar Insurance CoOG's Shiller PE Ratio falls into.


MUS:DICS
37GF Score
Dhofar Insurance Co SAOG MUS:DICS
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dhofar Insurance CoOG E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Dhofar Insurance CoOG's adjusted earnings per share data for the three months ended in Dec. 2025 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=0.017/324.0540*324.0540
=0.017

Current CPI (Dec. 2025) = 324.0540.

Dhofar Insurance CoOG Quarterly Data

per share eps CPI Adj_EPS
201603 -0.003 238.132 -0.004
201606 -0.031 241.018 -0.042
201609 0.002 241.428 0.003
201612 -0.002 241.432 -0.003
201703 -0.008 243.801 -0.011
201706 0.006 244.955 0.008
201709 -0.002 246.819 -0.003
201712 -0.003 246.524 -0.004
201803 0.005 249.554 0.006
201806 -0.003 251.989 -0.004
201809 0.013 252.439 0.017
201812 -0.008 251.233 -0.010
201903 0.009 254.202 0.011
201906 0.006 256.143 0.008
201909 0.007 256.759 0.009
201912 0.004 256.974 0.005
202003 0.011 258.115 0.014
202006 0.011 257.797 0.014
202009 0.000 260.280 0.000
202012 0.007 260.474 0.009
202103 0.010 264.877 0.012
202106 0.008 271.696 0.010
202109 -0.127 274.310 -0.150
202112 0.002 278.802 0.002
202203 0.014 287.504 0.016
202206 0.007 296.311 0.008
202209 0.003 296.808 0.003
202212 0.018 296.797 0.020
202303 0.015 301.836 0.016
202306 0.008 305.109 0.008
202309 0.009 307.789 0.009
202312 0.030 306.746 0.032
202403 0.017 312.332 0.018
202406 0.005 314.175 0.005
202409 0.000 315.301 0.000
202412 0.017 315.605 0.017
202503 0.017 319.799 0.017
202506 0.006 322.561 0.006
202509 0.007 324.800 0.007
202512 0.017 324.054 0.017

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ر.ع0.01 mean?
Dhofar Insurance CoOG (MUS:DICS) has a E10 of ر.ع0.01 as of Dec. 2025. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Dhofar Insurance CoOG and its competitors.
Is Dhofar Insurance CoOG's E10 too high?
Dhofar Insurance CoOG's current E10 is ر.ع0.01. Overall, Dhofar Insurance CoOG has a GF Score™ of 37/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dhofar Insurance CoOG's E10 compare to BRK.A and AIG?
Dhofar Insurance CoOG's E10 of ر.ع0.01 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Dhofar Insurance CoOG and its competitors. Dhofar Insurance CoOG's current E10 is ر.ع0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhofar Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Dhofar Insurance CoOG (MUS:DICS) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.27, compared to a current price of ر.ع0.34 — trading 25.9% above its estimated fair value. The current E10 is ر.ع0.01. Dhofar Insurance CoOG's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Dhofar Insurance CoOG (MUS:DICS), the current E10 is ر.ع0.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dhofar Insurance CoOG (MUS:DICS) Overvalued in 2026?

Based on GuruFocus' analysis, Dhofar Insurance CoOG stock appears to be overvalued. The current stock price of ر.ع0.34 is trading 25.9% above its estimated GF Value™ of ر.ع0.27. GuruFocus considers Dhofar Insurance CoOG to be Modestly Overvalued.

Key valuation signals for MUS:DICS:

  • E10: ر.ع0.01
  • GF Value™: ر.ع0.27 vs. price of ر.ع0.34 (25.9% above fair value)
  • GF Score™: 37/100 with 3 warning signs

No single metric tells the full story. See the MUS:DICS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dhofar Insurance CoOG Business Description

Address P.O. Box 1002, Ruwi, OMN, 112
Dhofar Insurance Co SAOG is engaged in undertaking the business of insurance (general and life). Its product portfolio includes Motor Insurance, Life Insurance, Medical Insurance, Travel Insurance, Home Contents Insurance, Property Insurance, Liability Insurance, Marine Insurance, Cyber Insurance, Energy Insurance, Industrial Insurance, Engineering Insurance, Oil and Petrochemical Insurance, Personal Accident Insurance, and Workmen's Compensation Insurance. Its segments include Engineering, Fire Marine cargo, Marine hull, Motor, Miscellaneous, Medical, Group life, and Individual life. It derives the majority of revenue from the provision of Motor insurance services in Oman.
37GF Score

Get the complete analysis for MUS:DICS

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.34
Price
ر.ع0.27
GF Value