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Dhofar Insurance CoOGMUS:DICS 37 Equity-to-Asset is 0.32 as of Dec. 2025, which is 52% above its 10-year median of 0.21. GuruFocus rates MUS:DICS with a GF Score™ of 37/100 and a GF Value™ of ر.ع0.28 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 508 Insurance companies, Dhofar Insurance CoOG ranks better than 62.4% on this metric.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Dhofar Insurance CoOG Equity-to-Asset Related Terms
Dhofar Insurance CoOG Equity-to-Asset Historical Data
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The historical data trend for Dhofar Insurance CoOG's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MUS:DICS vs BRK.A, AIG, HIG: Equity-to-Asset Comparison
For the Insurance - Diversified subindustry, Dhofar Insurance CoOG's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dhofar Insurance CoOG Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Dhofar Insurance CoOG's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Dhofar Insurance CoOG's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Dhofar Insurance CoOG's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dhofar Insurance CoOG (MUS:DICS) has a Equity-to-Asset of 0.32 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Dhofar Insurance CoOG and its competitors. This is 52% above median its historical median of 0.21. Over the past decade, Dhofar Insurance CoOG's Equity-to-Asset has ranged from 0.12 to 0.32. According to the industry distribution chart, Dhofar Insurance CoOG ranks #191 out of 508 companies in the Insurance industry, placing it in the top 37.6%.
Is Dhofar Insurance CoOG's Equity-to-Asset too high?
Dhofar Insurance CoOG's current Equity-to-Asset of 0.32 is 52% above median its 10-year median of 0.21. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.32. The Insurance industry median Equity-to-Asset is 0.26. Dhofar Insurance CoOG's value of 0.32 is 23.1% above this industry median. Based on the distribution chart, Dhofar Insurance CoOG ranks #191 out of 508 companies in the Insurance industry, which is above the industry midpoint. Overall, Dhofar Insurance CoOG has a GF Score™ of 37/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dhofar Insurance CoOG's Equity-to-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dhofar Insurance CoOG ranks #191 out of 508 companies for Equity-to-Asset. This puts Dhofar Insurance CoOG in the upper half of its industry. The industry median Equity-to-Asset is 0.26. Dhofar Insurance CoOG's value of 0.32 is 23.1% above this benchmark. Historically, Dhofar Insurance CoOG's own Equity-to-Asset has ranged from 0.12 to 0.32 over the past decade. While the company's 10-year median is 0.21 vs. the industry median of 0.26, Dhofar Insurance CoOG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhofar Insurance CoOG's current Equity-to-Asset of 0.32 is 23.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Dhofar Insurance CoOG and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhofar Insurance CoOG's current Equity-to-Asset is 0.32, which is 52% above median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhofar Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Dhofar Insurance CoOG (MUS:DICS) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.28, compared to a current price of ر.ع0.34 — trading 21.4% above its estimated fair value. The current Equity-to-Asset is 0.32, which is 52% above median its 10-year median of 0.21 and 23.1% above the Insurance industry median of 0.26. Dhofar Insurance CoOG's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Dhofar Insurance CoOG (MUS:DICS), the current Equity-to-Asset is 0.32 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dhofar Insurance CoOG (MUS:DICS) Overvalued in 2026?
Based on GuruFocus' analysis, Dhofar Insurance CoOG stock appears to be overvalued.
The current stock price of ر.ع0.34 is trading 21.4% above its estimated GF Value™ of ر.ع0.28.
GuruFocus considers Dhofar Insurance CoOG to be Modestly Overvalued.
Key valuation signals for MUS:DICS:
Equity-to-Asset: 0.32 (52% above median its 10-year median of 0.21)
GF Value™: ر.ع0.28 vs. price of ر.ع0.34 (21.4% above fair value)
Industry Position: 23.1% above the Insurance median (#191 of 508)
No single metric tells the full story. See the MUS:DICS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dhofar Insurance Co SAOG is engaged in undertaking the business of insurance (general and life). Its product portfolio includes Motor Insurance, Life Insurance, Medical Insurance, Travel Insurance, Home Contents Insurance, Property Insurance, Liability Insurance, Marine Insurance, Cyber Insurance, Energy Insurance, Industrial Insurance, Engineering Insurance, Oil and Petrochemical Insurance, Personal Accident Insurance, and Workmen's Compensation Insurance. Its segments include Engineering, Fire Marine cargo, Marine hull, Motor, Miscellaneous, Medical, Group life, and Individual life. It derives the majority of revenue from the provision of Motor insurance services in Oman.
37GF Score
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