Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Dhofar Insurance CoOGMUS:DICS 37 5-Year Yield-on-Cost % is 5.15 as of Jul. 14, 2026, which is 30% below its 10-year median of 7.32. GuruFocus rates MUS:DICS with a GF Score™ of 37/100 and a GF Value™ of ر.ع0.27 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 420 Insurance companies, Dhofar Insurance CoOG ranks better than 63.81% on this metric.
Dhofar Insurance CoOG's yield on cost for the quarter that ended in Dec. 2025 was 5.15.
The historical rank and industry rank for Dhofar Insurance CoOG's 5-Year Yield-on-Cost % or its related term are showing as below:
MUS:DICS'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.04 Med: 7.32 Max: 8.11
Current: 5.15
During the past 13 years, Dhofar Insurance CoOG's highest Yield on Cost was 8.11. The lowest was 4.04. And the median was 7.32.
MUS:DICS's 5-Year Yield-on-Cost % is ranked better than 63.81% of 420
companies
in the Insurance industry
Industry Median: 3.94
vs MUS:DICS: 5.15
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Dhofar Insurance CoOG 5-Year Yield-on-Cost % Related Terms
MUS:DICS vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, Dhofar Insurance CoOG's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dhofar Insurance CoOG 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Dhofar Insurance CoOG's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Dhofar Insurance CoOG's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Dhofar Insurance CoOG (MUS:DICS) has a 5-Year Yield-on-Cost % of 5.15 as of Jul. 14, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Dhofar Insurance CoOG and its competitors. This is 30% below median its historical median of 7.32. Over the past decade, Dhofar Insurance CoOG's 5-Year Yield-on-Cost % has ranged from 4.04 to 8.11. According to the industry distribution chart, Dhofar Insurance CoOG ranks #152 out of 420 companies in the Insurance industry, placing it in the top 36.2%.
Is Dhofar Insurance CoOG's 5-Year Yield-on-Cost % too high?
Dhofar Insurance CoOG's current 5-Year Yield-on-Cost % of 5.15 is 30% below median its 10-year median of 7.32. Over the past 10 years, this metric has ranged from a low of 4.04 to a high of 8.11. The Insurance industry median 5-Year Yield-on-Cost % is 3.94. Dhofar Insurance CoOG's value of 5.15 is 30.7% above this industry median. Based on the distribution chart, Dhofar Insurance CoOG ranks #152 out of 420 companies in the Insurance industry, which is above the industry midpoint. Overall, Dhofar Insurance CoOG has a GF Score™ of 37/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dhofar Insurance CoOG's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dhofar Insurance CoOG ranks #152 out of 420 companies for 5-Year Yield-on-Cost %. This puts Dhofar Insurance CoOG in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.94. Dhofar Insurance CoOG's value of 5.15 is 30.7% above this benchmark. Historically, Dhofar Insurance CoOG's own 5-Year Yield-on-Cost % has ranged from 4.04 to 8.11 over the past decade. While the company's 10-year median is 7.32 vs. the industry median of 3.94, Dhofar Insurance CoOG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.94, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhofar Insurance CoOG's current 5-Year Yield-on-Cost % of 5.15 is 30.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Dhofar Insurance CoOG and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhofar Insurance CoOG's current 5-Year Yield-on-Cost % is 5.15, which is 30% below median its own 10-year median of 7.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhofar Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Dhofar Insurance CoOG (MUS:DICS) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.27, compared to a current price of ر.ع0.34 — trading 25.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 5.15, which is 30% below median its 10-year median of 7.32 and 30.7% above the Insurance industry median of 3.94. Dhofar Insurance CoOG's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Dhofar Insurance CoOG (MUS:DICS), the current 5-Year Yield-on-Cost % is 5.15 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dhofar Insurance CoOG (MUS:DICS) Overvalued in 2026?
Based on GuruFocus' analysis, Dhofar Insurance CoOG stock appears to be overvalued.
The current stock price of ر.ع0.34 is trading 25.9% above its estimated GF Value™ of ر.ع0.27.
GuruFocus considers Dhofar Insurance CoOG to be Modestly Overvalued.
Key valuation signals for MUS:DICS:
5-Year Yield-on-Cost %: 5.15 (30% below median its 10-year median of 7.32)
GF Value™: ر.ع0.27 vs. price of ر.ع0.34 (25.9% above fair value)
Industry Position: 30.7% above the Insurance median (#152 of 420)
No single metric tells the full story. See the MUS:DICS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dhofar Insurance Co SAOG is engaged in undertaking the business of insurance (general and life). Its product portfolio includes Motor Insurance, Life Insurance, Medical Insurance, Travel Insurance, Home Contents Insurance, Property Insurance, Liability Insurance, Marine Insurance, Cyber Insurance, Energy Insurance, Industrial Insurance, Engineering Insurance, Oil and Petrochemical Insurance, Personal Accident Insurance, and Workmen's Compensation Insurance. Its segments include Engineering, Fire Marine cargo, Marine hull, Motor, Miscellaneous, Medical, Group life, and Individual life. It derives the majority of revenue from the provision of Motor insurance services in Oman.
37GF Score
Get the complete analysis for MUS:DICS
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MUS:DICS has been successfully added to your 
