Dhofar Insurance CoOG (MUS:DICS) Change In Receivables: ر.ع-0.78 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MUS:DICS Dhofar Insurance Co SAOG MUS:DICS
37 GF Score
Price ر.ع0.34
GF Value ر.ع0.27
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Dhofar Insurance CoOG Change In Receivables?

Dhofar Insurance CoOG MUS:DICS 37 Change In Receivables is ر.ع-0.78 Mil as of Dec. 2025. GuruFocus rates MUS:DICS with a GF Score™ of 37/100 and a GF Value™ of ر.ع0.27 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Dhofar Insurance CoOG's change in receivables for the quarter that ended in Dec. 2025 was ر.ع0.00 Mil. It means Dhofar Insurance CoOG's Accounts Receivable stayed the same from Sep. 2025 to Dec. 2025 .

Dhofar Insurance CoOG's change in receivables for the fiscal year that ended in Dec. 2025 was ر.ع-1.82 Mil. It means Dhofar Insurance CoOG's Accounts Receivable increased by ر.ع1.82 Mil from Dec. 2024 to Dec. 2025 .

Dhofar Insurance CoOG's Accounts Receivable for the quarter that ended in Dec. 2025 was ر.ع0.00 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Dhofar Insurance CoOG's Days Sales Outstanding for the three months ended in Dec. 2025 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Dhofar Insurance CoOG's liquidation value for the three months ended in Dec. 2025 was ر.ع-91.39 Mil.


Dhofar Insurance CoOG  (MUS:DICS) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Dhofar Insurance CoOG's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/2.231*91
=0.00

2. In Ben Graham's calculation of liquidation value, Dhofar Insurance CoOG's accounts receivable are only considered to be worth 75% of book value:

Dhofar Insurance CoOG's liquidation value for the quarter that ended in Dec. 2025 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=12.039-103.433+0.75 * 0+0.5 * 0
=-91.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Dhofar Insurance CoOG Change In Receivables Related Terms


Dhofar Insurance CoOG Change In Receivables Historical Data

* Premium members only.

The historical data trend for Dhofar Insurance CoOG's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dhofar Insurance CoOG Change In Receivables Chart

Dhofar Insurance CoOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 57.72 0.00 0.00 0.18 -1.82

Dhofar Insurance CoOG Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -0.78 0.00 0.00 0.00
MUS:DICS
37GF Score
Dhofar Insurance Co SAOG MUS:DICS
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dhofar Insurance CoOG Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ع-0.78 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of ر.ع-0.78 Mil mean?
Dhofar Insurance CoOG (MUS:DICS) has a Change In Receivables of ر.ع-0.78 Mil as of Dec. 2025. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Dhofar Insurance CoOG and its competitors.
Is Dhofar Insurance CoOG's Change In Receivables too high?
Dhofar Insurance CoOG's current Change In Receivables is ر.ع-0.78 Mil. Overall, Dhofar Insurance CoOG has a GF Score™ of 37/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dhofar Insurance CoOG's Change In Receivables compare to BRK.A and AIG?
Dhofar Insurance CoOG's Change In Receivables of ر.ع-0.78 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for an Insurance company?
A good Change In Receivables depends on the Insurance industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Dhofar Insurance CoOG and its competitors. Dhofar Insurance CoOG's current Change In Receivables is ر.ع-0.78 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhofar Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Dhofar Insurance CoOG (MUS:DICS) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.27, compared to a current price of ر.ع0.34 — trading 25.9% above its estimated fair value. The current Change In Receivables is ر.ع-0.78 Mil. Dhofar Insurance CoOG's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Dhofar Insurance CoOG (MUS:DICS), the current Change In Receivables is ر.ع-0.78 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dhofar Insurance CoOG (MUS:DICS) Overvalued in 2026?

Based on GuruFocus' analysis, Dhofar Insurance CoOG stock appears to be overvalued. The current stock price of ر.ع0.34 is trading 25.9% above its estimated GF Value™ of ر.ع0.27. GuruFocus considers Dhofar Insurance CoOG to be Modestly Overvalued.

Key valuation signals for MUS:DICS:

  • Change In Receivables: ر.ع-0.78 Mil
  • GF Value™: ر.ع0.27 vs. price of ر.ع0.34 (25.9% above fair value)
  • GF Score™: 37/100 with 3 warning signs

No single metric tells the full story. See the MUS:DICS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dhofar Insurance CoOG Business Description

Address P.O. Box 1002, Ruwi, OMN, 112
Dhofar Insurance Co SAOG is engaged in undertaking the business of insurance (general and life). Its product portfolio includes Motor Insurance, Life Insurance, Medical Insurance, Travel Insurance, Home Contents Insurance, Property Insurance, Liability Insurance, Marine Insurance, Cyber Insurance, Energy Insurance, Industrial Insurance, Engineering Insurance, Oil and Petrochemical Insurance, Personal Accident Insurance, and Workmen's Compensation Insurance. Its segments include Engineering, Fire Marine cargo, Marine hull, Motor, Miscellaneous, Medical, Group life, and Individual life. It derives the majority of revenue from the provision of Motor insurance services in Oman.
37GF Score

Get the complete analysis for MUS:DICS

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.34
Price
ر.ع0.27
GF Value