Dhofar Insurance CoOG (MUS:DICS) Cyclically Adjusted PS Ratio: 1.17 (As of Jul. 16, 2026) — 34% Above Median

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MUS:DICS Dhofar Insurance Co SAOG MUS:DICS
37 GF Score
Price ر.ع0.34
GF Value ر.ع0.27
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Dhofar Insurance CoOG Cyclically Adjusted PS Ratio?

Dhofar Insurance CoOG MUS:DICS 37 Cyclically Adjusted PS Ratio is 1.17 as of Jul. 16, 2026, which is 34% above its 10-year median of 0.87. GuruFocus rates MUS:DICS with a GF Score™ of 37/100 and a GF Value™ of ر.ع0.27 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 410 Insurance companies, Dhofar Insurance CoOG ranks better than 51.71% on this metric.

As of today (2026-07-16), Dhofar Insurance CoOG's current share price is ر.ع0.34. Dhofar Insurance CoOG's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 was ر.ع0.29. Dhofar Insurance CoOG's Cyclically Adjusted PS Ratio for today is 1.17.

The historical rank and industry rank for Dhofar Insurance CoOG's Cyclically Adjusted PS Ratio or its related term are showing as below:

MUS:DICS' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.68   Med: 0.87   Max: 1.28
Current: 1.16

During the past years, Dhofar Insurance CoOG's highest Cyclically Adjusted PS Ratio was 1.28. The lowest was 0.68. And the median was 0.87.

MUS:DICS's Cyclically Adjusted PS Ratio is ranked better than
51.71% of 410 companies
in the Insurance industry
Industry Median: 1.225 vs MUS:DICS: 1.16

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Dhofar Insurance CoOG's adjusted revenue per share data for the three months ended in Dec. 2025 was ر.ع0.019. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ر.ع0.29 for the trailing ten years ended in Dec. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Dhofar Insurance CoOG  (MUS:DICS) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Dhofar Insurance CoOG Cyclically Adjusted PS Ratio Related Terms


Dhofar Insurance CoOG Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Dhofar Insurance CoOG's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dhofar Insurance CoOG Cyclically Adjusted PS Ratio Chart

Dhofar Insurance CoOG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.90 0.94 1.06 0.85 0.81

Dhofar Insurance CoOG Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.85 0.84 0.71 0.69 0.81

MUS:DICS vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Dhofar Insurance CoOG's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dhofar Insurance CoOG Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Dhofar Insurance CoOG's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Dhofar Insurance CoOG's Cyclically Adjusted PS Ratio falls into.


MUS:DICS
37GF Score
Dhofar Insurance Co SAOG MUS:DICS
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dhofar Insurance CoOG Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Dhofar Insurance CoOG's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.34/0.29
=1.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dhofar Insurance CoOG's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 is calculated as:

For example, Dhofar Insurance CoOG's adjusted Revenue per Share data for the three months ended in Dec. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=0.019/324.0540*324.0540
=0.019

Current CPI (Dec. 2025) = 324.0540.

Dhofar Insurance CoOG Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201603 0.041 238.132 0.056
201606 0.012 241.018 0.016
201609 0.013 241.428 0.017
201612 0.060 241.432 0.081
201703 0.042 243.801 0.056
201706 0.036 244.955 0.048
201709 0.033 246.819 0.043
201712 0.026 246.524 0.034
201803 0.041 249.554 0.053
201806 0.053 251.989 0.068
201809 0.063 252.439 0.081
201812 0.050 251.233 0.064
201903 0.067 254.202 0.085
201906 0.067 256.143 0.085
201909 0.060 256.759 0.076
201912 0.057 256.974 0.072
202003 0.072 258.115 0.090
202006 0.061 257.797 0.077
202009 0.000 260.280 0.000
202012 0.069 260.474 0.086
202103 0.069 264.877 0.084
202106 0.071 271.696 0.085
202109 0.072 274.310 0.085
202112 0.064 278.802 0.074
202203 0.084 287.504 0.095
202206 0.071 296.311 0.078
202209 0.084 296.808 0.092
202212 -0.063 296.797 -0.069
202303 0.085 301.836 0.091
202306 0.093 305.109 0.099
202309 0.251 307.789 0.264
202312 -0.107 306.746 -0.113
202403 0.100 312.332 0.104
202406 0.152 314.175 0.157
202409 0.113 315.301 0.116
202412 0.011 315.605 0.011
202503 0.108 319.799 0.109
202506 0.136 322.561 0.137
202509 0.153 324.800 0.153
202512 0.019 324.054 0.019

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.17 mean?
Dhofar Insurance CoOG (MUS:DICS) has a Cyclically Adjusted PS Ratio of 1.17 as of Jul. 16, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Dhofar Insurance CoOG and its competitors. This is 34% above median its historical median of 0.87. Over the past decade, Dhofar Insurance CoOG's Cyclically Adjusted PS Ratio has ranged from 0.68 to 1.28. According to the industry distribution chart, Dhofar Insurance CoOG ranks #198 out of 410 companies in the Insurance industry, placing it in the top 48.3%.
Is Dhofar Insurance CoOG's Cyclically Adjusted PS Ratio too high?
Dhofar Insurance CoOG's current Cyclically Adjusted PS Ratio of 1.17 is 34% above median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.68 to a high of 1.28. The Insurance industry median Cyclically Adjusted PS Ratio is 1.23. Dhofar Insurance CoOG's value of 1.17 is 4.5% below this industry median. Based on the distribution chart, Dhofar Insurance CoOG ranks #198 out of 410 companies in the Insurance industry, which is above the industry midpoint. Overall, Dhofar Insurance CoOG has a GF Score™ of 37/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dhofar Insurance CoOG's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dhofar Insurance CoOG ranks #198 out of 410 companies for Cyclically Adjusted PS Ratio. This puts Dhofar Insurance CoOG in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.23. Dhofar Insurance CoOG's value of 1.17 is 4.5% below this benchmark. Historically, Dhofar Insurance CoOG's own Cyclically Adjusted PS Ratio has ranged from 0.68 to 1.28 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 1.23, Dhofar Insurance CoOG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.23, based on 410 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhofar Insurance CoOG's current Cyclically Adjusted PS Ratio of 1.17 is 4.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Dhofar Insurance CoOG and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhofar Insurance CoOG's current Cyclically Adjusted PS Ratio is 1.17, which is 34% above median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhofar Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Dhofar Insurance CoOG (MUS:DICS) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.27, compared to a current price of ر.ع0.34 — trading 25.9% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.17, which is 34% above median its 10-year median of 0.87 and 4.5% below the Insurance industry median of 1.23. Dhofar Insurance CoOG's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Dhofar Insurance CoOG (MUS:DICS), the current Cyclically Adjusted PS Ratio is 1.17 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dhofar Insurance CoOG (MUS:DICS) Overvalued in 2026?

Based on GuruFocus' analysis, Dhofar Insurance CoOG stock appears to be overvalued. The current stock price of ر.ع0.34 is trading 25.9% above its estimated GF Value™ of ر.ع0.27. GuruFocus considers Dhofar Insurance CoOG to be Modestly Overvalued.

Key valuation signals for MUS:DICS:

  • Cyclically Adjusted PS Ratio: 1.17 (34% above median its 10-year median of 0.87)
  • GF Value™: ر.ع0.27 vs. price of ر.ع0.34 (25.9% above fair value)
  • GF Score™: 37/100 with 3 warning signs
  • Industry Position: 4.5% below the Insurance median (#198 of 410)

No single metric tells the full story. See the MUS:DICS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dhofar Insurance CoOG Business Description

Address P.O. Box 1002, Ruwi, OMN, 112
Dhofar Insurance Co SAOG is engaged in undertaking the business of insurance (general and life). Its product portfolio includes Motor Insurance, Life Insurance, Medical Insurance, Travel Insurance, Home Contents Insurance, Property Insurance, Liability Insurance, Marine Insurance, Cyber Insurance, Energy Insurance, Industrial Insurance, Engineering Insurance, Oil and Petrochemical Insurance, Personal Accident Insurance, and Workmen's Compensation Insurance. Its segments include Engineering, Fire Marine cargo, Marine hull, Motor, Miscellaneous, Medical, Group life, and Individual life. It derives the majority of revenue from the provision of Motor insurance services in Oman.
37GF Score

Get the complete analysis for MUS:DICS

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.34
Price
ر.ع0.27
GF Value