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Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue.
Dhofar Insurance CoOG's Degree of Operating Leverage for the quarter that ended in Dec. 2025 was 1.26. The higher Degree of Operating Leverage, the higher operating risk the company will take.
The industry rank for Dhofar Insurance CoOG's Degree of Operating Leverage or its related term are showing as below:
MUS:DICS's Degree of Operating Leverage is ranked worse than 52.49% of 362
companies
in the Insurance industry
Industry Median: 1.115
vs MUS:DICS: 1.26
Dhofar Insurance CoOG (MUS:DICS) Degree of Operating Leverage Explanation
Degree of Operating Leverage (DOL) is a leverage ratio that measures the sensitivity of a company’s operting income, also referred to as Earnings Before Interest and Taxes (EBIT), to fluctuations in its Revenue. DOL is a method used to quantify a company’s operating risk. This risk is related to the company's structure of variable costs and fixed costs. Since the fixed costs do not allow the company to adjust the operating costs, the operating risk rises with a higher fixed-to-variable costs proportion.
A high Degree of Operating Leverage indicates that the company’s fixed costs exceed its variable costs. By increasing the sales, the company can earn more profits. In addition, the company must be able to maintain relatively high sales to cover all fixed costs.
Be Aware
The use of operating leverage varies across different industries and business sectors, and the application of Degree of Operating Leverage (DOL) should be adjusted accordingly.
Dhofar Insurance CoOG Degree of Operating Leverage Related Terms
Dhofar Insurance CoOG Degree of Operating Leverage Historical Data
* Premium members only.
The historical data trend for Dhofar Insurance CoOG's Degree of Operating Leverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dhofar Insurance CoOG Degree of Operating Leverage Chart
MUS:DICS vs BRK.A, AIG, HIG: Degree of Operating Leverage Comparison
For the Insurance - Diversified subindustry, Dhofar Insurance CoOG's Degree of Operating Leverage, along with its competitors' market caps and Degree of Operating Leverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dhofar Insurance CoOG Degree of Operating Leverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Dhofar Insurance CoOG's Degree of Operating Leverage distribution charts can be found below:
* The bar in red indicates where Dhofar Insurance CoOG's Degree of Operating Leverage falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** TTM data of EBIT and Revenue was used to calculate Degree of Operating Leverage.
*** Please be aware that the Degree of Operating Leverage calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
What does a Degree of Operating Leverage of 1.26 mean?
Dhofar Insurance CoOG (MUS:DICS) has a Degree of Operating Leverage of 1.26 as of Dec. 2025. Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. View historical data for Dhofar Insurance CoOG and its competitors. According to the industry distribution chart, Dhofar Insurance CoOG ranks #190 out of 362 companies in the Insurance industry, placing it in the top 52.5%.
Is Dhofar Insurance CoOG's Degree of Operating Leverage too high?
Dhofar Insurance CoOG's current Degree of Operating Leverage is 1.26. The Insurance industry median Degree of Operating Leverage is 1.12. Dhofar Insurance CoOG's value of 1.26 is 13% above this industry median. Based on the distribution chart, Dhofar Insurance CoOG ranks #190 out of 362 companies in the Insurance industry, which is below the industry midpoint. Overall, Dhofar Insurance CoOG has a GF Score™ of 36/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dhofar Insurance CoOG's Degree of Operating Leverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dhofar Insurance CoOG ranks #190 out of 362 companies for Degree of Operating Leverage. This places Dhofar Insurance CoOG in the lower half of its industry. The industry median Degree of Operating Leverage is 1.12. Dhofar Insurance CoOG's value of 1.26 is 13% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Degree of Operating Leverage for an Insurance company?
The median Degree of Operating Leverage among Insurance companies is 1.12, based on 362 companies in the industry. Companies in the top quartile (top 25%) have a Degree of Operating Leverage significantly above this median, while those in the bottom quartile fall well below. However, Degree of Operating Leverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhofar Insurance CoOG's current Degree of Operating Leverage of 1.26 is 13% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Degree of Operating Leverage mean?
A high Degree of Operating Leverage can signal that a stock is expensive relative to its fundamentals. Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. View historical data for Dhofar Insurance CoOG and its competitors. For the Insurance industry, the median Degree of Operating Leverage is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhofar Insurance CoOG's current Degree of Operating Leverage is 1.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhofar Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Dhofar Insurance CoOG (MUS:DICS) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.28, compared to a current price of ر.ع0.34 — trading 21.4% above its estimated fair value. The current Degree of Operating Leverage is 1.26 and 13% above the Insurance industry median of 1.12. Dhofar Insurance CoOG's overall GF Score™ is 36/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Degree of Operating Leverage calculated?
Degree of Operating Leverage is calculated from a company's financial statements. For Dhofar Insurance CoOG (MUS:DICS), the current Degree of Operating Leverage is 1.26 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dhofar Insurance CoOG (MUS:DICS) Overvalued in 2026?
Based on GuruFocus' analysis, Dhofar Insurance CoOG stock appears to be overvalued.
The current stock price of ر.ع0.34 is trading 21.4% above its estimated GF Value™ of ر.ع0.28.
GuruFocus considers Dhofar Insurance CoOG to be Modestly Overvalued.
Key valuation signals for MUS:DICS:
Degree of Operating Leverage: 1.26
GF Value™: ر.ع0.28 vs. price of ر.ع0.34 (21.4% above fair value)
Industry Position: 13% above the Insurance median (#190 of 362)
No single metric tells the full story. See the MUS:DICS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dhofar Insurance Co SAOG is engaged in undertaking the business of insurance (general and life). Its product portfolio includes Motor Insurance, Life Insurance, Medical Insurance, Travel Insurance, Home Contents Insurance, Property Insurance, Liability Insurance, Marine Insurance, Cyber Insurance, Energy Insurance, Industrial Insurance, Engineering Insurance, Oil and Petrochemical Insurance, Personal Accident Insurance, and Workmen's Compensation Insurance. Its segments include Engineering, Fire Marine cargo, Marine hull, Motor, Miscellaneous, Medical, Group life, and Individual life. It derives the majority of revenue from the provision of Motor insurance services in Oman.
36GF Score
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