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Dhofar Insurance CoOGMUS:DICS 37 Net Margin % is 87.81% as of Dec. 2025, which is 742% above its 10-year median of 10.43. GuruFocus rates MUS:DICS with a GF Score™ of 37/100 and a GF Value™ of ر.ع0.28 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 501 Insurance companies, Dhofar Insurance CoOG ranks better than 60.28% on this metric.
The historical rank and industry rank for Dhofar Insurance CoOG's Net Margin % or its related term are showing as below:
MUS:DICS'
s Net Margin % Range Over the Past 10 Years
Min: -22.37 Med: 10.43 Max: 20.19
Current: 11.2
MUS:DICS's Net Margin % is ranked better than 60.28% of 501
companies
in the Insurance industry
Industry Median: 9.14
vs MUS:DICS: 11.20
Dhofar Insurance CoOG (MUS:DICS) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Dhofar Insurance CoOG Net Margin % Related Terms
Dhofar Insurance CoOG Net Margin % Historical Data
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The historical data trend for Dhofar Insurance CoOG's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MUS:DICS vs BRK.A, AIG, HIG: Net Margin % Comparison
For the Insurance - Diversified subindustry, Dhofar Insurance CoOG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dhofar Insurance CoOG Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Dhofar Insurance CoOG's Net Margin % distribution charts can be found below:
* The bar in red indicates where Dhofar Insurance CoOG's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dhofar Insurance CoOG (MUS:DICS) has a Net Margin % of 87.81% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Dhofar Insurance CoOG and its competitors. This is 742% above median its historical median of 10.43. According to the industry distribution chart, Dhofar Insurance CoOG ranks #199 out of 501 companies in the Insurance industry, placing it in the top 39.7%.
Is Dhofar Insurance CoOG's Net Margin % too high?
Dhofar Insurance CoOG's current Net Margin % of 87.81% is 742% above median its 10-year median of 10.43. The Insurance industry median Net Margin % is 9.14. Dhofar Insurance CoOG's value of 87.81% is 860.7% above this industry median. Based on the distribution chart, Dhofar Insurance CoOG ranks #199 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Dhofar Insurance CoOG has a GF Score™ of 37/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dhofar Insurance CoOG's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Dhofar Insurance CoOG ranks #199 out of 501 companies for Net Margin %. This puts Dhofar Insurance CoOG in the upper half of its industry. The industry median Net Margin % is 9.14. Dhofar Insurance CoOG's value of 87.81% is 860.7% above this benchmark. While the company's 10-year median is 10.43 vs. the industry median of 9.14, Dhofar Insurance CoOG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.14, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhofar Insurance CoOG's current Net Margin % of 87.81% is 860.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Dhofar Insurance CoOG and its competitors. For the Insurance industry, the median Net Margin % is 9.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhofar Insurance CoOG's current Net Margin % is 87.81%, which is 742% above median its own 10-year median of 10.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhofar Insurance CoOG stock overvalued right now?
Based on GuruFocus' analysis, Dhofar Insurance CoOG (MUS:DICS) is currently considered Modestly Overvalued. The stock's GF Value™ is ر.ع0.28, compared to a current price of ر.ع0.34 — trading 21.4% above its estimated fair value. The current Net Margin % is 87.81%, which is 742% above median its 10-year median of 10.43 and 860.7% above the Insurance industry median of 9.14. Dhofar Insurance CoOG's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Dhofar Insurance CoOG (MUS:DICS), the current Net Margin % is 87.81% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dhofar Insurance CoOG (MUS:DICS) Overvalued in 2026?
Based on GuruFocus' analysis, Dhofar Insurance CoOG stock appears to be overvalued.
The current stock price of ر.ع0.34 is trading 21.4% above its estimated GF Value™ of ر.ع0.28.
GuruFocus considers Dhofar Insurance CoOG to be Modestly Overvalued.
Key valuation signals for MUS:DICS:
Net Margin %: 87.81% (742% above median its 10-year median of 10.43)
GF Value™: ر.ع0.28 vs. price of ر.ع0.34 (21.4% above fair value)
Industry Position: 860.7% above the Insurance median (#199 of 501)
No single metric tells the full story. See the MUS:DICS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dhofar Insurance Co SAOG is engaged in undertaking the business of insurance (general and life). Its product portfolio includes Motor Insurance, Life Insurance, Medical Insurance, Travel Insurance, Home Contents Insurance, Property Insurance, Liability Insurance, Marine Insurance, Cyber Insurance, Energy Insurance, Industrial Insurance, Engineering Insurance, Oil and Petrochemical Insurance, Personal Accident Insurance, and Workmen's Compensation Insurance. Its segments include Engineering, Fire Marine cargo, Marine hull, Motor, Miscellaneous, Medical, Group life, and Individual life. It derives the majority of revenue from the provision of Motor insurance services in Oman.
37GF Score
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