LFGP (Ledyard Financial Group) Change In Working Capital: $0.00 Mil (TTM As of Mar. 2026)

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LFGP Ledyard Financial Group Inc LFGP
54 GF Score
Price $22.25
GF Value $20.84
Valuation Fairly Valued
! 7 Warning Signs
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What is Ledyard Financial Group Change In Working Capital?

Ledyard Financial Group LFGP 54 Change In Working Capital is $0.00 Mil as of Mar. 2026. GuruFocus rates LFGP with a GF Score™ of 54/100 and a GF Value™ of $20.84 (Fairly Valued). The stock has 7 warning signs investors should review.

Ledyard Financial Group's change in working capital for the quarter that ended in Mar. 2026 was $0.00 Mil.

Ledyard Financial Group's change in working capital for the fiscal year that ended in Dec. 2025 was $0.18 Mil.

It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement. Not by calculating the number changes in each periods' working capital (Total Current Assets minus Total Current Liabilities).


Ledyard Financial Group Change In Working Capital Related Terms


Ledyard Financial Group Change In Working Capital Historical Data

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The historical data trend for Ledyard Financial Group's Change In Working Capital can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ledyard Financial Group Change In Working Capital Chart

Ledyard Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Working Capital
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.62 -0.08 -3.05 2.76 0.18

Ledyard Financial Group Quarterly Data
Sep20 Dec20 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Change In Working Capital Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
LFGP
54GF Score
Ledyard Financial Group Inc LFGP
Change In Working Capital is just one metric. See GF Score™, valuation, warning signs, and more.
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Ledyard Financial Group Change In Working Capital Calculation

Change In Working Capital for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

Working Capital is a measure of a company's short term liquidity or its ability to cover short term liabilities. It is defined as the difference between a company's current assets and current liabilities.

Changes in Working Capital is reported in the cash flow statement since it is one of the major ways in which net income can differ from operating cash flow. It is calculated by adding the items under "Change in operating assets and liabilities" (may refer to a different name for different company) section in Cash Flow Statement.

Use Wal-Mart Stores Inc (Jan 2014, Annual Data) as an example: Source: Wal-Mart Stores Inc 2014-01-31 10-K from SEC

Consolidated Statements of Cash Flows Fiscal Years EndedJanuary 31,(Amounts in millions)
Cash flows from operating activities: 2014 2013 2012
Changes in certain assets and liabilities, net of effects of acquisitions:
Receivables, net (566) (614) (796)
Inventories (1,667) (2,759) (3,727)
Accounts payable 531 1,061 2,687
Accrued liabilities 103 271 (935)
Accrued income taxes (1,224) 981 994

For 2014-01-31, add all the items under 2014 collum together, Change in Working Capital was (566) + (1,667) + 531 + 103 + (1,224) = $ (2,823) Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Change In Working Capital of $0.00 Mil mean?
Ledyard Financial Group (LFGP) has a Change In Working Capital of $0.00 Mil as of Mar. 2026. Change in Working Capital is the difference between current assets less current liabilities between the current period and the past period. View historical data for Ledyard Financial Group.
Is Ledyard Financial Group's Change In Working Capital too high?
Ledyard Financial Group's current Change In Working Capital is $0.00 Mil. Overall, Ledyard Financial Group has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ledyard Financial Group's Change In Working Capital compare to HFBL and FRSB?
Ledyard Financial Group's Change In Working Capital of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Working Capital for a Banks company?
A good Change In Working Capital depends on the Banks industry context. However, Change In Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Working Capital mean?
A high Change In Working Capital can signal that a stock is expensive relative to its fundamentals. Change in Working Capital is the difference between current assets less current liabilities between the current period and the past period. View historical data for Ledyard Financial Group. Ledyard Financial Group's current Change In Working Capital is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ledyard Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Ledyard Financial Group (LFGP) is currently considered Fairly Valued. The stock's GF Value™ is $20.84, compared to a current price of $22.25 — trading 6.8% above its estimated fair value. The current Change In Working Capital is $0.00 Mil. Ledyard Financial Group's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Working Capital calculated?
Change In Working Capital is calculated from a company's financial statements. For Ledyard Financial Group (LFGP), the current Change In Working Capital is $0.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ledyard Financial Group (LFGP) Overvalued in 2026?

Based on GuruFocus' analysis, Ledyard Financial Group stock appears to be overvalued. The current stock price of $22.25 is trading 6.8% above its estimated GF Value™ of $20.84. GuruFocus considers Ledyard Financial Group to be Fairly Valued.

Key valuation signals for LFGP:

  • Change In Working Capital: $0.00 Mil
  • GF Value™: $20.84 vs. price of $22.25 (6.8% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the LFGP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ledyard Financial Group Business Description

Address 2 Maple Street, Hanover, NH, USA, 03755
Ledyard Financial Group Inc is a bank holding company. Through its banking subsidiary, it provides retail and commercial banking and wealth advisory services through office locations in New Hampshire and Vermont. The Group operates in two segments: Banking and Wealth Advisory Services. Maximum revenue is generated from the Banking segment, which principally consists of lending to commercial and consumer customers, as well as deposit gathering activities. Wealth Advisory Services segment includes, as its principal business lines, financial planning services, investment management services, personal tax services, trustee services, and estate planning.
54GF Score

Get the complete analysis for LFGP

Change In Working Capital is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.25
Price
$20.84
GF Value