LFGP (Ledyard Financial Group) ROE % Adjusted to Book Value: 10.26% (As of Mar. 2026)


LFGP Ledyard Financial Group Inc LFGP
62 GF Score
Price $17.99
GF Value $20.44
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Ledyard Financial Group ROE % Adjusted to Book Value?

Ledyard Financial Group LFGP -0.08% 62 ROE % Adjusted to Book Value is 10.26% as of Mar. 2026. GuruFocus rates LFGP with a GF Score™ of 62/100 and a GF Value™ of $20.44 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Ledyard Financial Group's ROE % for the quarter that ended in Mar. 2026 was 9.54%. Ledyard Financial Group's PB Ratio for the quarter that ended in Mar. 2026 was 0.93. Ledyard Financial Group's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 10.26%.


Ledyard Financial Group ROE % Adjusted to Book Value Related Terms


Ledyard Financial Group ROE % Adjusted to Book Value Historical Data

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The historical data trend for Ledyard Financial Group's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ledyard Financial Group ROE % Adjusted to Book Value Chart

Ledyard Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.76 9.92 5.70 6.46 12.20

Ledyard Financial Group Quarterly Data
Jun20 Sep20 Dec20 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.13 10.45 12.98 15.77 10.26

LFGP vs CBAF, CEFC, FMFG: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Ledyard Financial Group's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ledyard Financial Group ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Ledyard Financial Group's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Ledyard Financial Group's ROE % Adjusted to Book Value falls into.


LFGP
62GF Score
Ledyard Financial Group Inc LFGP
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Ledyard Financial Group ROE % Adjusted to Book Value Calculation

Ledyard Financial Group's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.00% / 0.82
=12.20%

Ledyard Financial Group's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.54% / 0.93
=10.26%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 10.26% mean?
Ledyard Financial Group (LFGP) has a ROE % Adjusted to Book Value of 10.26% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Ledyard Financial Group and its competitors.
Is Ledyard Financial Group's ROE % Adjusted to Book Value too high?
Ledyard Financial Group's current ROE % Adjusted to Book Value is 10.26%. Overall, Ledyard Financial Group has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ledyard Financial Group's ROE % Adjusted to Book Value compare to CBAF and CEFC?
Ledyard Financial Group's ROE % Adjusted to Book Value of 10.26% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Ledyard Financial Group and its competitors. Ledyard Financial Group's current ROE % Adjusted to Book Value is 10.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ledyard Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Ledyard Financial Group (LFGP) is currently considered Modestly Undervalued. The stock's GF Value™ is $20.44, compared to a current price of $17.99 — trading 12% below its estimated fair value. The current ROE % Adjusted to Book Value is 10.26%. Ledyard Financial Group's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Ledyard Financial Group (LFGP), the current ROE % Adjusted to Book Value is 10.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ledyard Financial Group (LFGP) Overvalued in 2026?

Based on GuruFocus' analysis, Ledyard Financial Group stock appears to be undervalued. The current stock price of $17.99 is trading 12% below its estimated GF Value™ of $20.44. GuruFocus considers Ledyard Financial Group to be Modestly Undervalued.

Key valuation signals for LFGP:

  • ROE % Adjusted to Book Value: 10.26%
  • GF Value™: $20.44 vs. price of $17.99 (12% below fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the LFGP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ledyard Financial Group Business Description

Address 2 Maple Street, Hanover, NH, USA, 03755
Ledyard Financial Group Inc is a bank holding company. Through its banking subsidiary, it provides retail and commercial banking and wealth advisory services through office locations in New Hampshire and Vermont. The Group operates in two segments: Banking and Wealth Advisory Services. Maximum revenue is generated from the Banking segment, which principally consists of lending to commercial and consumer customers, as well as deposit gathering activities. Wealth Advisory Services segment includes, as its principal business lines, financial planning services, investment management services, personal tax services, trustee services, and estate planning.
62GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.99
Price
$20.44
GF Value