LFGP (Ledyard Financial Group) Pre-Tax Income: $8.31 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LFGP Ledyard Financial Group Inc LFGP
54 GF Score
Price $22.25
GF Value $20.88
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Ledyard Financial Group Pre-Tax Income?

Ledyard Financial Group LFGP +0.04% 54 Pre-Tax Income is $8.31 Mil as of Mar. 2026. GuruFocus rates LFGP with a GF Score™ of 54/100 and a GF Value™ of $20.88 (Fairly Valued). The stock has 7 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Ledyard Financial Group's pretax income for the three months ended in Mar. 2026 was $1.88 Mil. Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was $8.31 Mil. Ledyard Financial Group's pretax margin was 15.90%.

During the past 13 years, Ledyard Financial Group's highest Pretax Margin was 25.44%. The lowest was 8.89%. And the median was 21.58%.


Ledyard Financial Group  (OTCPK:LFGP) Pre-Tax Income Explanation

Ledyard Financial Group's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=1.883/11.841
=15.90%

During the past 13 years, Ledyard Financial Group's highest Pretax Margin was 25.44%. The lowest was 8.89%. And the median was 21.58%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Ledyard Financial Group Pre-Tax Income Related Terms


Ledyard Financial Group Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Ledyard Financial Group's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ledyard Financial Group Pre-Tax Income Chart

Ledyard Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.47 7.50 2.79 3.52 7.38

Ledyard Financial Group Quarterly Data
Sep20 Dec20 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.60 1.84 2.51 1.88 2.08

LFGP vs HFBL, FRSB, SVBT: Pre-Tax Income Comparison

For the Banks - Regional subindustry, Ledyard Financial Group's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ledyard Financial Group Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Ledyard Financial Group's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Ledyard Financial Group's Pre-Tax Income falls into.


LFGP
54GF Score
Ledyard Financial Group Inc LFGP
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ledyard Financial Group Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Ledyard Financial Group's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+7.382
=7.38

Ledyard Financial Group's Pretax Income for the quarter that ended in Mar. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+1.883
=1.88

Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $8.31 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $8.31 Mil mean?
Ledyard Financial Group (LFGP) has a Pre-Tax Income of $8.31 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Ledyard Financial Group and its competitors.
Is Ledyard Financial Group's Pre-Tax Income too high?
Ledyard Financial Group's current Pre-Tax Income is $8.31 Mil. Overall, Ledyard Financial Group has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ledyard Financial Group's Pre-Tax Income compare to HFBL and FRSB?
Ledyard Financial Group's Pre-Tax Income of $8.31 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Ledyard Financial Group and its competitors. Ledyard Financial Group's current Pre-Tax Income is $8.31 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ledyard Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Ledyard Financial Group (LFGP) is currently considered Fairly Valued. The stock's GF Value™ is $20.88, compared to a current price of $22.25 — trading 6.6% above its estimated fair value. The current Pre-Tax Income is $8.31 Mil. Ledyard Financial Group's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Ledyard Financial Group (LFGP), the current Pre-Tax Income is $8.31 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ledyard Financial Group (LFGP) Overvalued in 2026?

Based on GuruFocus' analysis, Ledyard Financial Group stock appears to be overvalued. The current stock price of $22.25 is trading 6.6% above its estimated GF Value™ of $20.88. GuruFocus considers Ledyard Financial Group to be Fairly Valued.

Key valuation signals for LFGP:

  • Pre-Tax Income: $8.31 Mil
  • GF Value™: $20.88 vs. price of $22.25 (6.6% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the LFGP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ledyard Financial Group Business Description

Address 2 Maple Street, Hanover, NH, USA, 03755
Ledyard Financial Group Inc is a bank holding company. Through its banking subsidiary, it provides retail and commercial banking and wealth advisory services through office locations in New Hampshire and Vermont. The Group operates in two segments: Banking and Wealth Advisory Services. Maximum revenue is generated from the Banking segment, which principally consists of lending to commercial and consumer customers, as well as deposit gathering activities. Wealth Advisory Services segment includes, as its principal business lines, financial planning services, investment management services, personal tax services, trustee services, and estate planning.
54GF Score

Get the complete analysis for LFGP

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.25
Price
$20.88
GF Value