LFGP (Ledyard Financial Group) Margin of Safety % (DCF FCF Based): N/A (As of Aug. 13, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LFGP Ledyard Financial Group Inc LFGP
55 GF Score
Price $22.30
GF Value $20.71
Valuation Fairly Valued
! 7 Warning Signs
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What is Ledyard Financial Group Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Ledyard Financial Group's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

LFGP vs DWNX, CBWA, MVLY: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Ledyard Financial Group's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Ledyard Financial Group Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Ledyard Financial Group's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Ledyard Financial Group's Margin of Safety % (DCF FCF Based) falls into.


LFGP
55GF Score
Ledyard Financial Group Inc LFGP
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Ledyard Financial Group (LFGP) Overvalued in 2026?

Based on GuruFocus' analysis, Ledyard Financial Group stock appears to be overvalued. The current stock price of $22.30 is trading 7.7% above its estimated GF Value™ of $20.71. GuruFocus considers Ledyard Financial Group to be Fairly Valued.

Key valuation signals for LFGP:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $20.71 vs. price of $22.30 (7.7% above fair value)
  • GF Score™: 55/100 with 7 warning signs

No single metric tells the full story. See the LFGP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ledyard Financial Group Business Description

Address 2 Maple Street, Hanover, NH, USA, 03755
Ledyard Financial Group Inc is a bank holding company. Through its banking subsidiary, it provides retail and commercial banking and wealth advisory services through office locations in New Hampshire and Vermont. The Group operates in two segments: Banking and Wealth Advisory Services. Maximum revenue is generated from the Banking segment, which principally consists of lending to commercial and consumer customers, as well as deposit gathering activities. Wealth Advisory Services segment includes, as its principal business lines, financial planning services, investment management services, personal tax services, trustee services, and estate planning.
55GF Score

Get the complete analysis for LFGP

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.30
Price
$20.71
GF Value