Radian Group (FRA:RAG) Combined Ratio %: 0.00% (As of . 20)

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FRA:RAG Radian Group Inc FRA:RAG
89 GF Score
Price €31.00
GF Value €32.56
! 6 Warning Signs
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What is Radian Group Combined Ratio %?

Radian Group FRA:RAG +1.97% 89 Combined Ratio % is 0.00% as of . 20. GuruFocus rates FRA:RAG with a GF Score™ of 89/100 and a GF Value™ of €32.56. The stock has 6 warning signs investors should review.

Combined Ratio % is a profitability metric of an insurance company to measure its performance in daily operations. It measures the money flowing out of an insurance company in the form of dividends, expenses, and losses.

The historical rank and industry rank for Radian Group's Combined Ratio % or its related term are showing as below:

FRA:RAG's Combined Ratio % is not ranked *
in the Insurance industry.
Industry Median:
* Ranked among companies with meaningful Combined Ratio % only.

Radian Group  (FRA:RAG) Combined Ratio % Explanation

Combined Ratio % measures the money flowing out of an insurance company in the form of dividends, expenses and losses. A ratio below 100 percent suggests that the company is making an underwriting profit, while a ratio above 100 percent means that it paid more in the claim than it received. However, a ratio above 100 percent does not necessarily mean the company is losing money because the investment income is not included in the calculation.

Compared to Claims Ratio % and Expense Ratio %, the combined ratio is most important because it provides a comprehensive measure of an insurer's profitability.

Radian Group Combined Ratio % Related Terms

Radian Group Combined Ratio % Historical Data

* Premium members only.

The historical data trend for Radian Group's Combined Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Radian Group Combined Ratio % Chart


FRA:RAG
89GF Score
Radian Group Inc FRA:RAG
Combined Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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Radian Group  (FRA:RAG) Combined Ratio % Calculation

Combined Ratio % is calculated as:

Combined Ratio %=( Incurred Losses + Expenses ) / Earned Premium * 100%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions
What does a Combined Ratio % of 0.00% mean?
Radian Group (FRA:RAG) has a Combined Ratio % of 0.00% as of . 20. Combined Ratio measures the money flowing out of an insurance company in the form of dividends, expenses, and losses. View historical data on Radian Group and its competitors.
Is Radian Group's Combined Ratio % too high?
Radian Group's current Combined Ratio % is 0.00%. Overall, Radian Group has a GF Score™ of 89/100, reflecting its overall financial health beyond just this single metric.
How does Radian Group's Combined Ratio % compare to ESNT and NMIH?
Radian Group's Combined Ratio % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Combined Ratio % for an Insurance company?
A good Combined Ratio % depends on the Insurance industry context. However, Combined Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Combined Ratio % mean?
A high Combined Ratio % can signal that a stock is expensive relative to its fundamentals. Combined Ratio measures the money flowing out of an insurance company in the form of dividends, expenses, and losses. View historical data on Radian Group and its competitors. Radian Group's current Combined Ratio % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Radian Group stock overvalued right now?
Radian Group (FRA:RAG) has a current Combined Ratio % of 0.00%. The stock's GF Value™ is €32.56, compared to a current price of €31.00 — trading 4.8% below its estimated fair value. The current Combined Ratio % is 0.00%. Radian Group's overall GF Score™ is 89/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Combined Ratio % calculated?
Combined Ratio % is calculated from a company's financial statements. For Radian Group (FRA:RAG), the current Combined Ratio % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Radian Group (FRA:RAG) Overvalued in 2026?

Based on GuruFocus' analysis, Radian Group stock appears to be undervalued. The current stock price of €31.00 is trading 4.8% below its estimated GF Value™ of €32.56.

Key valuation signals for FRA:RAG:

  • Combined Ratio %: 0.00%
  • GF Value™: €32.56 vs. price of €31.00 (4.8% below fair value)
  • GF Score™: 89/100 with 6 warning signs

No single metric tells the full story. See the FRA:RAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Radian Group Business Description

Other Exchanges RDN:USARAG:Germany
Address 550 East Swedesford Road, Suite 350, Wayne, PA, USA, 19087
Radian Group Inc is engaged in mortgage and real estate services. It provides both credit-related mortgage insurance coverage and other products and services across the residential real estate and mortgage finance industries. It has one reportable segment, Mortgage Insurance, which primarily derives its revenue by providing private mortgage insurance on residential first-lien mortgage loans to mortgage lending institutions and mortgage credit investors.
89GF Score

Get the complete analysis for FRA:RAG

Combined Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€31.00
Price
€32.56
GF Value