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Radian GroupFRA:RAG 88 Equity-to-Asset is 0.45 as of Jun. 2026, which is 17% below its 10-year median of 0.54. GuruFocus rates FRA:RAG with a GF Score™ of 88/100 and a GF Value™ of €31.33. The stock has 5 warning signs investors should review. Among 507 Insurance companies, Radian Group ranks better than 79.09% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Radian Group's Total Stockholders Equity for the quarter that ended in Jun. 2026 was €4,174 Mil. Radian Group's Total Assets for the quarter that ended in Jun. 2026 was €9,250 Mil.
Therefore, Radian Group's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.45.
The historical rank and industry rank for Radian Group's Equity-to-Asset or its related term are showing as below:
FRA:RAG'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.45 Med: 0.54 Max: 0.6
Current: 0.45
During the past 13 years, the highest Equity to Asset Ratio of Radian Group was 0.60. The lowest was 0.45. And the median was 0.54.
FRA:RAG's Equity-to-Asset is ranked better than 79.09% of 507
companies
in the Insurance industry
Industry Median: 0.26
vs FRA:RAG: 0.45
Radian Group (FRA:RAG) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Radian Group Equity-to-Asset Related Terms
Radian Group Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Radian Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:RAG vs RYAN, ESNT, MTG: Equity-to-Asset Comparison
For the Insurance - Specialty subindustry, Radian Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Radian Group Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Radian Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Radian Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Radian Group's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Radian Group (FRA:RAG) has a Equity-to-Asset of 0.45 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Radian Group and its competitors. This is 17% below median its historical median of 0.54. Over the past decade, Radian Group's Equity-to-Asset has ranged from 0.45 to 0.60. According to the industry distribution chart, Radian Group ranks #106 out of 507 companies in the Insurance industry, placing it in the top 20.9%.
Is Radian Group's Equity-to-Asset too high?
Radian Group's current Equity-to-Asset of 0.45 is 17% below median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 0.60. The Insurance industry median Equity-to-Asset is 0.26. Radian Group's value of 0.45 is 73.1% above this industry median. Based on the distribution chart, Radian Group ranks #106 out of 507 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Radian Group has a GF Score™ of 88/100, reflecting its overall financial health beyond just this single metric.
How does Radian Group's Equity-to-Asset compare to RYAN and ESNT?
According to the Insurance industry distribution chart, Radian Group ranks #106 out of 507 companies for Equity-to-Asset. This places Radian Group in the top 21% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.26. Radian Group's value of 0.45 is 73.1% above this benchmark. Historically, Radian Group's own Equity-to-Asset has ranged from 0.45 to 0.60 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 0.26, Radian Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Radian Group's current Equity-to-Asset of 0.45 is 73.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Radian Group and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Radian Group's current Equity-to-Asset is 0.45, which is 17% below median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Radian Group stock overvalued right now?
Radian Group (FRA:RAG) has a current Equity-to-Asset of 0.45. The stock's GF Value™ is €31.33, compared to a current price of €31.20 — trading 0.4% below its estimated fair value. The current Equity-to-Asset is 0.45, which is 17% below median its 10-year median of 0.54 and 73.1% above the Insurance industry median of 0.26. Radian Group's overall GF Score™ is 88/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Radian Group (FRA:RAG), the current Equity-to-Asset is 0.45 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Radian Group (FRA:RAG) Overvalued in 2026?
Based on GuruFocus' analysis, Radian Group stock appears to be undervalued.
The current stock price of €31.20 is trading 0.4% below its estimated GF Value™ of €31.33.
Key valuation signals for FRA:RAG:
Equity-to-Asset: 0.45 (17% below median its 10-year median of 0.54)
GF Value™: €31.33 vs. price of €31.20 (0.4% below fair value)
Industry Position: 73.1% above the Insurance median (#106 of 507)
No single metric tells the full story. See the FRA:RAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Radian Group Inc is engaged in mortgage and real estate services. It provides both credit-related mortgage insurance coverage and other products and services across the residential real estate and mortgage finance industries. It has one reportable segment, Mortgage Insurance, which primarily derives its revenue by providing private mortgage insurance on residential first-lien mortgage loans to mortgage lending institutions and mortgage credit investors.
88GF Score
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Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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