Radian GroupFRA:RAG -0.63%88 Pretax Margin % is 37.24% as of Mar. 2026, which is 34% below its 10-year median of 56.58. GuruFocus rates FRA:RAG with a GF Score™ of 88/100 and a GF Value™ of €32.25. The stock has 5 warning signs investors should review. Among 501 Insurance companies, Radian Group ranks better than 94.41% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Radian Group's Pre-Tax Income for the
three
months ended in Mar. 2026 was €150 Mil. Radian Group's Revenue for the
three
months ended in Mar. 2026 was €403 Mil. Therefore, Radian Group's pretax margin for the quarter that ended in Mar. 2026 was 37.24%.
The historical rank and industry rank for Radian Group's Pretax Margin % or its related term are showing as below:
FRA:RAG'
s Pretax Margin % Range Over the Past 10 Years
Min: 28.38 Med: 56.58 Max: 80.02
Current: 54.47
FRA:RAG's Pretax Margin % is ranked better than 94.41% of 501
companies
in the Insurance industry
Industry Median: 12.04
vs FRA:RAG: 54.47
Radian Group (FRA:RAG) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Radian Group Pretax Margin % Related Terms
Radian Group Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Radian Group's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:RAG vs RYAN, MTG, ESNT: Pretax Margin % Comparison
For the Insurance - Specialty subindustry, Radian Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Radian Group Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Radian Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Radian Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Radian Group (FRA:RAG) has a Pretax Margin % of 37.24% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Radian Group and its competitors. This is 34% below median its historical median of 56.58. Over the past decade, Radian Group's Pretax Margin % has ranged from 28.38 to 80.02. According to the industry distribution chart, Radian Group ranks #28 out of 501 companies in the Insurance industry, placing it in the top 5.6%.
Is Radian Group's Pretax Margin % too high?
Radian Group's current Pretax Margin % of 37.24% is 34% below median its 10-year median of 56.58. Over the past 10 years, this metric has ranged from a low of 28.38 to a high of 80.02. The Insurance industry median Pretax Margin % is 12.04. Radian Group's value of 37.24% is 209.3% above this industry median. Based on the distribution chart, Radian Group ranks #28 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Radian Group has a GF Score™ of 88/100, reflecting its overall financial health beyond just this single metric.
How does Radian Group's Pretax Margin % compare to RYAN and MTG?
According to the Insurance industry distribution chart, Radian Group ranks #28 out of 501 companies for Pretax Margin %. This places Radian Group in the top 6% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 12.04. Radian Group's value of 37.24% is 209.3% above this benchmark. Historically, Radian Group's own Pretax Margin % has ranged from 28.38 to 80.02 over the past decade. While the company's 10-year median is 56.58 vs. the industry median of 12.04, Radian Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.04, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Radian Group's current Pretax Margin % of 37.24% is 209.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Radian Group and its competitors. For the Insurance industry, the median Pretax Margin % is 12.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Radian Group's current Pretax Margin % is 37.24%, which is 34% below median its own 10-year median of 56.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Radian Group stock overvalued right now?
Radian Group (FRA:RAG) has a current Pretax Margin % of 37.24%. The stock's GF Value™ is €32.25, compared to a current price of €31.60 — trading 2% below its estimated fair value. The current Pretax Margin % is 37.24%, which is 34% below median its 10-year median of 56.58 and 209.3% above the Insurance industry median of 12.04. Radian Group's overall GF Score™ is 88/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Radian Group (FRA:RAG), the current Pretax Margin % is 37.24% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Radian Group (FRA:RAG) Overvalued in 2026?
Based on GuruFocus' analysis, Radian Group stock appears to be undervalued.
The current stock price of €31.60 is trading 2% below its estimated GF Value™ of €32.25.
Key valuation signals for FRA:RAG:
Pretax Margin %: 37.24% (34% below median its 10-year median of 56.58)
GF Value™: €32.25 vs. price of €31.60 (2% below fair value)
Industry Position: 209.3% above the Insurance median (#28 of 501)
No single metric tells the full story. See the FRA:RAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Radian Group Inc is engaged in mortgage and real estate services. It provides both credit-related mortgage insurance coverage and other products and services across the residential real estate and mortgage finance industries. It has one reportable segment, Mortgage Insurance, which primarily derives its revenue by providing private mortgage insurance on residential first-lien mortgage loans to mortgage lending institutions and mortgage credit investors.
88GF Score
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