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Radian GroupFRA:RAG -1.25%88 Return-on-Tangible-Asset is 5.44% as of Mar. 2026, which is 28% below its 10-year median of 7.53. GuruFocus rates FRA:RAG with a GF Score™ of 88/100 and a GF Value™ of €32.06. The stock has 5 warning signs investors should review. Among 509 Insurance companies, Radian Group ranks better than 80.16% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Radian Group's annualizedNet Income for the quarter that ended in Mar. 2026 was €429 Mil. Radian Group's average total tangible assets for the quarter that ended in Mar. 2026 was €7,893 Mil. Therefore, Radian Group's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 5.44%.
The historical rank and industry rank for Radian Group's Return-on-Tangible-Asset or its related term are showing as below:
FRA:RAG'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 2.13 Med: 7.53 Max: 10.36
Current: 6.26
During the past 13 years, Radian Group's highest Return-on-Tangible-Asset was 10.36%. The lowest was 2.13%. And the median was 7.53%.
FRA:RAG's Return-on-Tangible-Asset is ranked better than 80.16% of 509
companies
in the Insurance industry
Industry Median: 2.74
vs FRA:RAG: 6.26
Radian Group (FRA:RAG) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Radian Group Return-on-Tangible-Asset Related Terms
Radian Group Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Radian Group's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:RAG vs RYAN, MTG, ESNT: Return-on-Tangible-Asset Comparison
For the Insurance - Specialty subindustry, Radian Group's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Radian Group Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Radian Group's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Radian Group's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 5.44% mean?
Radian Group (FRA:RAG) has a Return-on-Tangible-Asset of 5.44% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Radian Group and its competitors. This is 28% below median its historical median of 7.53. Over the past decade, Radian Group's Return-on-Tangible-Asset has ranged from 2.13 to 10.36. According to the industry distribution chart, Radian Group ranks #101 out of 509 companies in the Insurance industry, placing it in the top 19.8%.
Is Radian Group's Return-on-Tangible-Asset too high?
Radian Group's current Return-on-Tangible-Asset of 5.44% is 28% below median its 10-year median of 7.53. Over the past 10 years, this metric has ranged from a low of 2.13 to a high of 10.36. The Insurance industry median Return-on-Tangible-Asset is 2.74. Radian Group's value of 5.44% is 98.5% above this industry median. Based on the distribution chart, Radian Group ranks #101 out of 509 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Radian Group has a GF Score™ of 88/100, reflecting its overall financial health beyond just this single metric.
How does Radian Group's Return-on-Tangible-Asset compare to RYAN and MTG?
According to the Insurance industry distribution chart, Radian Group ranks #101 out of 509 companies for Return-on-Tangible-Asset. This places Radian Group in the top 20% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 2.74. Radian Group's value of 5.44% is 98.5% above this benchmark. Historically, Radian Group's own Return-on-Tangible-Asset has ranged from 2.13 to 10.36 over the past decade. While the company's 10-year median is 7.53 vs. the industry median of 2.74, Radian Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.74, based on 509 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Radian Group's current Return-on-Tangible-Asset of 5.44% is 98.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Radian Group and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Radian Group's current Return-on-Tangible-Asset is 5.44%, which is 28% below median its own 10-year median of 7.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Radian Group stock overvalued right now?
Radian Group (FRA:RAG) has a current Return-on-Tangible-Asset of 5.44%. The stock's GF Value™ is €32.06, compared to a current price of €31.60 — trading 1.4% below its estimated fair value. The current Return-on-Tangible-Asset is 5.44%, which is 28% below median its 10-year median of 7.53 and 98.5% above the Insurance industry median of 2.74. Radian Group's overall GF Score™ is 88/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Radian Group (FRA:RAG), the current Return-on-Tangible-Asset is 5.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Radian Group (FRA:RAG) Overvalued in 2026?
Based on GuruFocus' analysis, Radian Group stock appears to be undervalued.
The current stock price of €31.60 is trading 1.4% below its estimated GF Value™ of €32.06.
Key valuation signals for FRA:RAG:
Return-on-Tangible-Asset: 5.44% (28% below median its 10-year median of 7.53)
GF Value™: €32.06 vs. price of €31.60 (1.4% below fair value)
Industry Position: 98.5% above the Insurance median (#101 of 509)
No single metric tells the full story. See the FRA:RAG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Radian Group Inc is engaged in mortgage and real estate services. It provides both credit-related mortgage insurance coverage and other products and services across the residential real estate and mortgage finance industries. It has one reportable segment, Mortgage Insurance, which primarily derives its revenue by providing private mortgage insurance on residential first-lien mortgage loans to mortgage lending institutions and mortgage credit investors.
88GF Score
Get the complete analysis for FRA:RAG
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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